Instabank ASA (OSL:INSTA)
Norway · Delayed Price · Currency is NOK 5.10
+0.04 (0.79%)
Aug 27, 2026, 9:00 AM CET
Instabank ASA Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | - | 322.25 | 415.53 | 242.4 | 191.25 | 281.28 |
Investment Securities | 1,249 | 1,180 | 1,008 | 943.25 | 867.81 | 679.76 |
Trading Asset Securities | 18.11 | 5.15 | 2.33 | 1.27 | 1.77 | 1.21 |
Total Investments | 1,267 | 1,185 | 1,011 | 944.53 | 869.58 | 680.97 |
Gross Loans | 10,912 | 8,673 | 6,825 | 6,423 | 4,948 | 4,070 |
Allowance for Loan Losses | -393.34 | -282.28 | -236.44 | -343.92 | -200.58 | -182.82 |
Other Adjustments to Gross Loans | -99.41 | -93.83 | -88.29 | -85.96 | -73.12 | -55.13 |
Net Loans | 10,419 | 8,297 | 6,500 | 5,994 | 4,674 | 3,832 |
Property, Plant & Equipment | 8.67 | 9.85 | 12.54 | 15.09 | 3.65 | 5.91 |
Other Intangible Assets | 31.19 | 31.43 | 30.67 | 26.92 | 21.2 | 25.1 |
Other Receivables | 18.9 | 22.74 | 15.92 | 31.12 | 39.53 | 6.32 |
Other Current Assets | - | 23.73 | 22.78 | 21.82 | - | - |
Long-Term Deferred Tax Assets | - | - | - | 1.88 | - | - |
Other Long-Term Assets | -0 | - | - | - | 0 | 0 |
Total Assets | 11,745 | 9,891 | 8,008 | 7,277 | 5,799 | 4,832 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 13.69 | 12.84 | 10.41 | 4.71 | 11.07 |
Accrued Expenses | 33.36 | 18.3 | 14.56 | 10.9 | 29.8 | 12.46 |
Interest Bearing Deposits | 10,004 | 8,162 | 6,747 | 6,127 | 4,852 | 4,047 |
Total Deposits | 10,004 | 8,162 | 6,747 | 6,127 | 4,852 | 4,047 |
Short-Term Borrowings | 1.24 | 1.11 | 3.03 | 22.82 | 0.54 | 0.34 |
Current Income Taxes Payable | 26.46 | 30.46 | 20.19 | 32.97 | 25.07 | 29.34 |
Long-Term Debt | 190 | 190 | 96 | 96 | 96 | 56 |
Long-Term Leases | - | 9.4 | 11.98 | 14.19 | 3.83 | 6.27 |
Long-Term Deferred Tax Liabilities | 8.73 | 8.73 | 8.26 | - | 0.73 | 2.96 |
Other Long-Term Liabilities | 50.96 | 70.94 | 53.45 | 15.28 | - | - |
Total Liabilities | 10,314 | 8,505 | 6,967 | 6,329 | 5,013 | 4,166 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 461.22 | 452.61 | 378.26 | 378.26 | 332.64 | 332.64 |
Additional Paid-In Capital | 343.83 | 331.09 | 200.43 | 200.43 | 178.19 | 178.19 |
Retained Earnings | 480.65 | - | - | - | - | - |
Comprehensive Income & Other | 145 | 602.66 | 462.91 | 369.45 | 275.44 | 155.27 |
Shareholders' Equity | 1,431 | 1,386 | 1,042 | 948.14 | 786.28 | 666.11 |
Total Liabilities & Equity | 11,745 | 9,891 | 8,008 | 7,277 | 5,799 | 4,832 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 191.24 | 200.51 | 111.01 | 133.01 | 100.37 | 62.6 |
Net Cash (Debt) | -173.13 | 126.89 | 306.85 | 110.66 | 92.65 | 219.89 |
Net Cash Growth | - | -58.65% | 177.28% | 19.44% | -57.86% | 56.38% |
Net Cash Per Share | -0.38 | 0.30 | 0.77 | 0.28 | 0.26 | 0.62 |
Filing Date Shares Outstanding | 461.21 | 452.61 | 378.26 | 378.26 | 332.64 | 332.64 |
Total Common Shares Outstanding | 461.22 | 452.61 | 378.26 | 378.26 | 332.64 | 332.64 |
Book Value Per Share | 2.79 | 2.74 | 2.53 | 2.29 | 2.12 | 1.88 |
Tangible Book Value | 1,400 | 1,355 | 1,011 | 921.22 | 765.08 | 641.01 |
Tangible Book Value Per Share | 2.72 | 2.67 | 2.45 | 2.22 | 2.06 | 1.80 |