Instabank ASA Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2019
Period Ending	Jan '26 Jan 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2019
Market Capitalization	1,706	757	660	607	679	562	Upgrade
Market Cap Growth	126.11%	14.61%	8.73%	-10.54%	20.71%	89.89%	Upgrade
Last Close Price	3.77	1.93	1.68	1.75	1.95	1.62	Upgrade
PE Ratio	14.50	7.71	6.54	7.38	8.13	13.17	Upgrade
PS Ratio	4.41	2.26	2.22	2.36	2.84	3.30	Upgrade
PB Ratio	1.50	0.73	0.70	0.77	1.02	0.96	Upgrade
Debt / Equity Ratio	0.17	0.11	0.14	0.13	0.09	0.11	Upgrade
Return on Equity (ROE)	9.47%	9.86%	11.63%	11.33%	13.35%	7.41%	Upgrade
Return on Assets (ROA)	1.16%	1.28%	1.54%	1.55%	1.89%	1.14%	Upgrade
Earnings Yield	5.97%	12.97%	15.28%	13.55%	12.30%	7.59%	Upgrade
FCF Yield	-	-55.97%	-188.06%	-158.02%	-95.85%	-77.33%	Upgrade
Dividend Yield	2.12%	4.15%	-	-	-	-	Upgrade
Buyback Yield / Dilution	0.17%	0.03%	-12.80%	-0.68%	0.11%	-2.61%	Upgrade
Total Shareholder Return	2.29%	4.17%	-12.80%	-0.68%	0.11%	-2.61%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.