Instabank ASA Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 3, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,706	757	660	607	679	562
Market Cap Growth	124.43%	14.61%	8.73%	-10.54%	20.71%	89.89%
Last Close Price	3.77	1.93	1.68	1.75	1.95	1.62
PE Ratio	14.50	7.71	6.54	7.38	8.13	13.17
PS Ratio	4.41	2.26	2.22	2.36	2.84	3.30
PB Ratio	1.50	0.73	0.70	0.77	1.02	0.96
Debt / Equity Ratio	0.17	0.11	0.14	0.13	0.09	0.11
Return on Equity (ROE)	9.47%	9.86%	11.63%	11.33%	13.35%	7.41%
Return on Assets (ROA)	1.16%	1.28%	1.54%	1.55%	1.89%	1.14%
Earnings Yield	5.97%	12.97%	15.28%	13.55%	12.30%	7.59%
FCF Yield	-	-55.97%	-188.06%	-158.02%	-95.85%	-77.33%
Dividend Yield	2.12%	4.15%	-	-	-	-
Buyback Yield / Dilution	0.17%	0.03%	-12.80%	-0.68%	0.11%	-2.61%
Total Shareholder Return	2.29%	4.17%	-12.80%	-0.68%	0.11%	-2.61%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.