Instabank ASA (OSL:INSTA)

Instabank ASA Statistics

Total Valuation

Instabank ASA has a market cap or net worth of NOK 1.89 billion.

Market Cap	1.89B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Instabank ASA has 452.61 million shares outstanding. The number of shares has increased by 61.59% in one year.

Current Share Class	452.61M
Shares Outstanding	452.61M
Shares Change (YoY)	+61.59%
Shares Change (QoQ)	+25.13%
Owned by Insiders (%)	18.91%
Owned by Institutions (%)	11.61%
Float	120.54M

Valuation Ratios

The trailing PE ratio is 21.95 and the forward PE ratio is 11.11.

PE Ratio	21.95
Forward PE	11.11
PS Ratio	4.57
PB Ratio	1.36
P/TBV Ratio	1.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.11%.

Return on Equity (ROE)	10.11%
Return on Assets (ROA)	1.37%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.02%
Revenue Per Employee	7.01M
Profits Per Employee	2.08M
Employee Count	64
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Instabank ASA has paid 30.94 million in taxes.

Income Tax	30.94M
Effective Tax Rate	20.13%

Stock Price Statistics

The stock price has increased by +95.79% in the last 52 weeks. The beta is 0.23, so Instabank ASA's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+95.79%
50-Day Moving Average	3.71
200-Day Moving Average	3.10
Relative Strength Index (RSI)	74.14
Average Volume (20 Days)	608,878

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Instabank ASA had revenue of NOK 413.35 million and earned 122.79 million in profits. Earnings per share was 0.19.

Revenue	413.35M
Gross Profit	413.35M
Operating Income	153.72M
Pretax Income	153.72M
Net Income	122.79M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.19

Balance Sheet

The company has 5.15 million in cash and 191.11 million in debt, with a net cash position of -185.96 million or -0.41 per share.

Cash & Cash Equivalents	5.15M
Total Debt	191.11M
Net Cash	-185.96M
Net Cash Per Share	-0.41
Equity (Book Value)	1.39B
Book Value Per Share	2.74
Working Capital	-8.20B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.19%
Pretax Margin	37.19%
Profit Margin	29.71%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 1.92%.

Dividend Per Share	0.08
Dividend Yield	1.92%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-61.59%
Shareholder Yield	-59.67%
Earnings Yield	6.51%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2