Instabank ASA (OSL:INSTA)

Instabank ASA Statistics

Total Valuation

Instabank ASA has a market cap or net worth of NOK 1.52 billion.

Market Cap	1.52B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Instabank ASA has 452.61 million shares outstanding. The number of shares has decreased by -0.17% in one year.

Current Share Class	452.61M
Shares Outstanding	452.61M
Shares Change (YoY)	-0.17%
Shares Change (QoQ)	-12.42%
Owned by Insiders (%)	17.71%
Owned by Institutions (%)	11.43%
Float	145.54M

Valuation Ratios

The trailing PE ratio is 12.89 and the forward PE ratio is 9.60.

PE Ratio	12.89
Forward PE	9.60
PS Ratio	3.92
PB Ratio	1.33
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.47%.

Return on Equity (ROE)	9.47%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.67M
Profits Per Employee	1.75M
Employee Count	65
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Instabank ASA has paid 31.55 million in taxes.

Income Tax	31.55M
Effective Tax Rate	23.66%

Stock Price Statistics

The stock price has increased by +69.19% in the last 52 weeks. The beta is 0.27, so Instabank ASA's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+69.19%
50-Day Moving Average	3.28
200-Day Moving Average	2.72
Relative Strength Index (RSI)	51.84
Average Volume (20 Days)	426,296

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Instabank ASA had revenue of NOK 386.81 million and earned 101.79 million in profits. Earnings per share was 0.26.

Revenue	386.81M
Gross Profit	386.81M
Operating Income	133.33M
Pretax Income	133.33M
Net Income	101.79M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.26

Balance Sheet

The company has 2.78 million in cash and 197.80 million in debt, giving a net cash position of -195.02 million or -0.43 per share.

Cash & Cash Equivalents	2.78M
Total Debt	197.80M
Net Cash	-195.02M
Net Cash Per Share	-0.43
Equity (Book Value)	1.14B
Book Value Per Share	2.62
Working Capital	-8.08B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.47%
Pretax Margin	34.47%
Profit Margin	26.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 2.38%.

Dividend Per Share	0.08
Dividend Yield	2.38%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.17%
Shareholder Yield	2.55%
Earnings Yield	6.71%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2