Instabank ASA (OSL:INSTA)

Instabank ASA Statistics

Total Valuation

Instabank ASA has a market cap or net worth of NOK 1.39 billion.

Market Cap	1.39B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Apr 11, 2025

Share Statistics

Instabank ASA has 442.61 million shares outstanding. The number of shares has decreased by -2.14% in one year.

Current Share Class	442.61M
Shares Outstanding	442.61M
Shares Change (YoY)	-2.14%
Shares Change (QoQ)	+12.71%
Owned by Insiders (%)	17.60%
Owned by Institutions (%)	6.49%
Float	161.67M

Valuation Ratios

The trailing PE ratio is 12.55 and the forward PE ratio is 9.58.

PE Ratio	12.55
Forward PE	9.58
PS Ratio	3.77
PB Ratio	1.25
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.32%.

Return on Equity (ROE)	9.32%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.36M
Profits Per Employee	1.69M
Employee Count	65
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Instabank ASA has paid 30.22 million in taxes.

Income Tax	30.22M
Effective Tax Rate	23.60%

Stock Price Statistics

The stock price has increased by +67.02% in the last 52 weeks. The beta is 0.30, so Instabank ASA's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	+67.02%
50-Day Moving Average	2.93
200-Day Moving Average	2.44
Relative Strength Index (RSI)	70.40
Average Volume (20 Days)	4,512,485

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Instabank ASA had revenue of NOK 368.72 million and earned 97.80 million in profits. Earnings per share was 0.25.

Revenue	368.72M
Gross Profit	368.72M
Operating Income	128.02M
Pretax Income	128.02M
Net Income	97.80M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.25

Balance Sheet

The company has 19.42 million in cash and 191.27 million in debt, giving a net cash position of -171.85 million or -0.39 per share.

Cash & Cash Equivalents	19.42M
Total Debt	191.27M
Net Cash	-171.85M
Net Cash Per Share	-0.39
Equity (Book Value)	1.11B
Book Value Per Share	2.55
Working Capital	-7.82B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.72%
Pretax Margin	34.72%
Profit Margin	26.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 2.54%.

Dividend Per Share	0.08
Dividend Yield	2.54%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.14%
Shareholder Yield	4.68%
Earnings Yield	7.04%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2