SpareBank 1 SMN (OSL:MING)
Norway · Delayed Price · Currency is NOK 216.05
+0.35 (0.16%)
Sep 7, 2026, 4:25 PM CET
SpareBank 1 SMN Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 11,217 | 11,644 | 11,685 | 9,721 | 5,207 | 3,521 |
Interest Income on Investments | 1,773 | 2,000 | 1,908 | 1,568 | 753 | 414 |
Total Interest Income | 12,990 | 13,644 | 13,593 | 11,289 | 5,960 | 3,935 |
Interest Paid on Deposits | 7,832 | 8,276 | 8,187 | 6,631 | 2,588 | 1,107 |
Net Interest Income | 5,158 | 5,368 | 5,406 | 4,658 | 3,372 | 2,828 |
Net Interest Income Growth | -4.76% | -0.70% | 16.06% | 38.14% | 19.24% | 1.11% |
Gain (Loss) on Sale of Investments | 122 | 97 | 88 | 572 | 192 | 369 |
Gain (Loss) on Sale of Equity Investments | 1,121 | 1,017 | 1,254 | 297 | 442 | 705 |
Other Non-Interest Income | 2,571 | 2,576 | 2,374 | 2,097 | 1,934 | 2,083 |
Total Non-Interest Income | 3,814 | 3,690 | 3,716 | 2,966 | 2,568 | 3,157 |
Non-Interest Income Growth | -2.78% | -0.70% | 25.29% | 15.50% | -18.66% | -8.09% |
Revenues Before Loan Losses | 8,972 | 9,058 | 9,122 | 7,624 | 5,940 | 5,985 |
Provision for Loan Losses | 223 | 140 | 176 | 14 | -7 | 161 |
| 8,749 | 8,918 | 8,946 | 7,610 | 5,947 | 5,824 | |
Revenue Growth | -4.72% | -0.31% | 17.56% | 27.96% | 2.11% | 10.28% |
Salaries and Employee Benefits | 2,108 | 2,089 | 1,981 | 1,691 | 1,406 | 1,378 |
Selling, General & Administrative | 93 | 89 | 104 | 93 | 86 | 75 |
Other Non-Interest Expense | 1,281 | 1,301 | 1,215 | 1,233 | 952 | 905 |
Total Non-Interest Expense | 3,482 | 3,479 | 3,300 | 3,017 | 2,444 | 2,358 |
EBT Excluding Unusual Items | 5,267 | 5,439 | 5,646 | 4,593 | 3,503 | 3,466 |
Pretax Income | 5,267 | 5,439 | 5,646 | 4,593 | 3,503 | 3,466 |
Income Tax Expense | 1,006 | 1,072 | 1,054 | 904 | 718 | 563 |
Earnings From Continuing Operations | 4,261 | 4,367 | 4,592 | 3,689 | 2,785 | 2,903 |
Minority Interest in Earnings | -86 | -88 | -106 | -74 | -130 | -160 |
Net Income | 4,175 | 4,279 | 4,486 | 3,615 | 2,655 | 2,743 |
Preferred Dividends & Other Adjustments | 1,490 | 1,528 | 1,588 | 1,286 | 997 | 1,021 |
Net Income to Common | 2,685 | 2,751 | 2,898 | 2,329 | 1,658 | 1,722 |
Net Income Growth | -8.08% | -5.07% | 24.43% | 40.47% | -3.72% | 50.13% |
Basic Shares Outstanding | 144 | 144 | 144 | 138 | 129 | 129 |
Diluted Shares Outstanding | 144 | 144 | 144 | 138 | 129 | 129 |
Shares Change | 0.01% | 0.00% | 4.40% | 6.80% | -0.02% | -0.01% |
EPS (Basic) | 18.62 | 19.08 | 20.10 | 16.86 | 12.82 | 13.31 |
EPS (Diluted) | 18.62 | 19.08 | 20.10 | 16.86 | 12.82 | 13.31 |
EPS Growth | -8.09% | -5.08% | 19.18% | 31.53% | -3.70% | 50.15% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 13.500 | 13.500 | 12.500 | 12.000 | 6.500 | 7.500 |
Dividend Growth | 8.00% | 8.00% | 4.17% | 84.61% | -13.33% | 70.45% |
Effective Tax Rate | 19.10% | 19.71% | 18.67% | 19.68% | 20.50% | 16.24% |