Pareto Bank ASA (OSL: PARB)

Pareto Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,930	1,651	747.28	907.42	1,081	924.35
Investment Securities	4,262	5,428	4,032	3,114	3,598	3,317
Trading Asset Securities	114.97	134.47	80.43	39.52	60.92	43.52
Total Investments	4,377	5,563	4,112	3,153	3,659	3,361
Gross Loans	19,679	18,713	17,477	15,884	14,715	13,152
Allowance for Loan Losses	-259.81	-194.79	-131.23	-92.72	-73.2	-53.38
Net Loans	19,419	18,518	17,346	15,792	14,642	13,099
Property, Plant & Equipment	54.21	53.03	55.97	58.06	3.77	3.66
Other Intangible Assets	40.1	42.66	32.93	32.74	31.1	33.17
Accrued Interest Receivable	-	15.71	-1.15	27.98	58.79	86.84
Other Current Assets	0.11	3.14	0.56	0.9	0.84	0.69
Other Long-Term Assets	8.12	0.46	2.63	12.89	1.25	1.99
Total Assets	25,829	25,847	22,296	19,985	19,478	17,511
Accounts Payable	-	8.97	3.73	11.97	1.35	0.29
Accrued Expenses	129.82	67.97	61.33	66.95	57.46	9.18
Interest Bearing Deposits	12,116	11,943	10,107	9,506	10,470	8,159
Total Deposits	12,116	11,943	10,107	9,506	10,470	8,159
Short-Term Borrowings	34.92	29.37	37.95	38.04	40.39	7.51
Current Portion of Long-Term Debt	-	1,070	-	-	-	-
Current Income Taxes Payable	170.81	172.8	166.83	179.11	126.47	107.95
Accrued Interest Payable	-	80.6	24.73	9.6	29.66	29.72
Other Current Liabilities	102.7	54.03	53.78	44	3.28	2.54
Long-Term Debt	7,984	7,385	7,603	6,308	5,205	5,894
Long-Term Deferred Tax Liabilities	-	-	17.04	-	-	-
Other Long-Term Liabilities	-0	-0	-	-	8.48	43.26
Total Liabilities	20,539	20,842	18,075	16,163	15,942	14,253
Common Stock	921.39	921.39	838.22	838.22	838.22	838.22
Additional Paid-In Capital	945.5	945.5	691.21	691.21	691.21	691.21
Comprehensive Income & Other	3,424	3,138	2,691	2,292	2,006	1,728
Shareholders' Equity	5,290	5,005	4,220	3,822	3,536	3,257
Total Liabilities & Equity	25,829	25,847	22,296	19,985	19,478	17,511
Total Debt	8,019	8,485	7,641	6,346	5,246	5,901
Net Cash (Debt)	-5,974	-6,699	-6,814	-5,399	-4,103	-4,933
Net Cash Per Share	-72.47	-81.66	-94.57	-75.87	-57.38	-69.11
Filing Date Shares Outstanding	76.78	76.78	69.85	69.85	69.85	69.85
Total Common Shares Outstanding	76.78	76.78	69.85	69.85	69.85	69.85
Book Value Per Share	61.74	59.32	56.12	51.85	47.76	43.77
Tangible Book Value	5,250	4,962	4,187	3,789	3,505	3,224
Tangible Book Value Per Share	61.22	58.77	55.65	51.38	47.31	43.30

Source: S&P Capital IQ. Banks template. Financial Sources.