Pareto Bank ASA (OSL:PARB)

Pareto Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	79.97	1,589	2,640	1,651	747.28	907.42
Investment Securities	2,894	4,673	3,685	5,428	4,032	3,114
Trading Asset Securities	110.36	124.7	87.44	134.47	80.43	39.52
Total Investments	3,004	4,797	3,772	5,563	4,112	3,153
Gross Loans	19,490	19,056	20,889	18,581	17,477	15,884
Allowance for Loan Losses	-	-432.29	-303.85	-194.79	-131.23	-92.72
Net Loans	19,490	18,624	20,585	18,387	17,346	15,792
Property, Plant & Equipment	35.06	41.1	51.82	53.03	55.97	58.06
Other Intangible Assets	38.68	39.02	38.77	42.66	32.93	32.74
Accrued Interest Receivable	-	177.87	136.47	147.19	-1.15	27.98
Other Current Assets	8.51	5.76	0.26	3.14	0.56	0.9
Long-Term Deferred Tax Assets	1.41	1.41	2.51	-	-	-
Other Real Estate Owned & Foreclosed	81.52	58.96	-	-	-	-
Other Long-Term Assets	43.43	1.82	10.34	0.46	2.63	12.89
Total Assets	22,783	25,337	27,237	25,847	22,296	19,985

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	4.76	10.97	8.97	3.73	11.97
Accrued Expenses	38.78	54.99	66.14	67.97	61.33	66.95
Interest Bearing Deposits	10,280	11,605	13,169	11,943	10,107	9,506
Total Deposits	10,280	11,605	13,169	11,943	10,107	9,506
Short-Term Borrowings	26.38	61.41	61.75	29.37	37.95	38.04
Current Portion of Long-Term Debt	-	1,740	-	-	-	-
Current Income Taxes Payable	34.37	206.07	243.56	172.8	166.83	179.11
Accrued Interest Payable	-	153.32	134.5	80.6	24.73	9.6
Other Current Liabilities	-	67.35	67.54	54.03	53.78	44
Long-Term Debt	7,114	5,703	8,047	8,455	7,603	6,308
Long-Term Deferred Tax Liabilities	-	-	-	-	17.04	-
Other Long-Term Liabilities	52.2	-	0	-0	-	-
Total Liabilities	17,546	19,596	21,801	20,842	18,075	16,163

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	921.39	921.39	921.39	921.39	838.22	838.22
Additional Paid-In Capital	945.5	945.5	945.5	945.5	691.21	691.21
Comprehensive Income & Other	3,369	3,874	3,570	3,138	2,691	2,292
Shareholders' Equity	5,236	5,741	5,437	5,005	4,220	3,822
Total Liabilities & Equity	22,783	25,337	27,237	25,847	22,296	19,985

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	7,141	7,505	8,109	8,485	7,641	6,346
Net Cash (Debt)	-6,950	-5,791	-5,381	-6,699	-6,814	-5,399
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-74.04	-75.42	-70.08	-87.25	-97.53	-75.87
Filing Date Shares Outstanding	145.54	76.78	76.78	76.78	69.85	69.85
Total Common Shares Outstanding	145.54	76.78	76.78	76.78	69.85	69.85
Book Value Per Share	35.98	67.60	63.64	59.32	56.12	51.85
Tangible Book Value	5,198	5,702	5,398	4,962	4,187	3,789
Tangible Book Value Per Share	35.71	67.10	63.14	58.77	55.65	51.38

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

Data Sources Report a data error