Pareto Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	77.55	74.66	435.57	72.69	71.96
Securities and Investments	4,668	3,659	5,422	4,007	3,106
Short-Term Interbank Lending and Reverse Repurchase Agreements	1,512	2,565	1,215	674.59	835.46
Trading Assets	124.7	87.44	163.84	118.38	77.57
Net Loans	18,774	20,713	18,518	17,346	15,805
Net Property, Plant & Equipment	41.1	51.82	53.03	55.97	58.06
Accrued Interest and Accounts Receivable	5.76	0.26	3.14	0.56	0.9
Other Intangible Assets	39.02	38.77	42.66	32.93	32.74
Long-Term Investments	32.82	34.21	21.98	22.89	22.73
Other Non-Earning Assets	62.19	12.84	0.46	2.63	12.89
Total Assets	25,337	27,237	25,847	22,296	19,985
Total Deposits	11,674	13,249	11,946	10,121	9,501
Short-Term Interbank Borrowing and Repurchase Agreements	83.7	54.37	77.37	10.49	14.12
Trading Liabilities	61.41	61.75	-	-	-
Accrued Expenses	40.99	36.46	58.31	35.78	21.42
Long-Term Debt	7,443	8,047	8,455	7,603	6,308
Other Liabilities	292.18	351.75	275.69	266.92	280.61
Total Liabilities	19,596	21,801	20,842	18,075	16,163
Common Stock	921.39	921.39	921.39	838.22	838.22
Additional Paid-in Capital	1,496	1,496	1,396	691.21	691.21
Accumulated Other Comprehensive Income	15.71	7.19	2.68	2.12	7.66
Retained Earnings	3,308	3,013	2,685	2,389	2,085
Shareholders' Equity	5,741	5,437	5,005	4,220	3,822
Total Liabilities & Equity	25,337	27,237	25,847	22,296	19,985
Total Debt	7,443	8,047	8,455	7,603	6,308
Net Cash (Debt)	-7,443	-8,047	-8,455	-7,603	-6,308
Net Cash Per Share	-96.94	-104.80	-110.12	-108.85	-90.30
Book Value	5,741	5,437	5,005	4,220	3,822
Book Value Per Share	74.77	70.81	65.18	60.42	54.71
Tangible Book Value	5,702	5,398	4,962	4,187	3,789
Tangible Book Value Per Share	74.26	70.30	64.63	59.95	54.24