Pareto Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,213	1,589	2,640	1,651	747.28	907.42
Investment Securities	2,894	4,673	3,685	5,428	4,032	3,114
Trading Asset Securities	165.2	124.7	87.44	134.47	80.43	39.52
Total Investments	3,059	4,797	3,772	5,563	4,112	3,153
Gross Loans	19,665	19,056	20,889	18,581	17,477	15,884
Allowance for Loan Losses	-570.53	-432.29	-303.85	-194.79	-131.23	-92.72
Net Loans	19,095	18,624	20,585	18,387	17,346	15,792
Property, Plant & Equipment	37.4	41.1	51.82	53.03	55.97	58.06
Other Intangible Assets	38.91	39.02	38.77	42.66	32.93	32.74
Accrued Interest Receivable	154.12	177.87	136.47	147.19	-1.15	27.98
Other Current Assets	12.66	5.76	0.26	3.14	0.56	0.9
Long-Term Deferred Tax Assets	1.41	1.41	2.51	-	-	-
Other Real Estate Owned & Foreclosed	67.96	58.96	-	-	-	-
Other Long-Term Assets	0.98	1.82	10.34	0.46	2.63	12.89
Total Assets	24,680	25,337	27,237	25,847	22,296	19,985
Accounts Payable	-	4.76	10.97	8.97	3.73	11.97
Accrued Expenses	65.28	54.99	66.14	67.97	61.33	66.95
Interest Bearing Deposits	10,351	11,605	13,169	11,943	10,107	9,506
Total Deposits	10,351	11,605	13,169	11,943	10,107	9,506
Short-Term Borrowings	13.42	61.41	61.75	29.37	37.95	38.04
Current Portion of Long-Term Debt	-	1,740	-	-	-	-
Current Income Taxes Payable	105.76	206.07	243.56	172.8	166.83	179.11
Accrued Interest Payable	-	153.32	134.5	80.6	24.73	9.6
Other Current Liabilities	-	67.35	67.54	54.03	53.78	44
Long-Term Debt	8,282	5,703	8,047	8,455	7,603	6,308
Long-Term Deferred Tax Liabilities	-	-	-	-	17.04	-
Other Long-Term Liabilities	56.48	-	0	-0	-	-
Total Liabilities	18,874	19,596	21,801	20,842	18,075	16,163
Common Stock	921.39	921.39	921.39	921.39	838.22	838.22
Additional Paid-In Capital	945.5	945.5	945.5	945.5	691.21	691.21
Comprehensive Income & Other	3,939	3,874	3,570	3,138	2,691	2,292
Shareholders' Equity	5,806	5,741	5,437	5,005	4,220	3,822
Total Liabilities & Equity	24,680	25,337	27,237	25,847	22,296	19,985
Total Debt	8,296	7,505	8,109	8,485	7,641	6,346
Net Cash (Debt)	-5,918	-5,791	-5,381	-6,699	-6,814	-5,399
Net Cash Per Share	-77.06	-75.42	-70.08	-87.25	-97.53	-75.87
Filing Date Shares Outstanding	76.78	76.78	76.78	76.78	69.85	69.85
Total Common Shares Outstanding	76.78	76.78	76.78	76.78	69.85	69.85
Book Value Per Share	68.45	67.60	63.64	59.32	56.12	51.85
Tangible Book Value	5,767	5,702	5,398	4,962	4,187	3,789
Tangible Book Value Per Share	67.94	67.10	63.14	58.77	55.65	51.38