Pareto Bank ASA (OSL:PARB)

Norway · Delayed Price · Currency is NOK

60.70

+0.50 (0.83%)

Aug 24, 2026, 4:25 PM CET

Pareto Bank ASA Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	751.65	1,121	1,126	997.69	920.31	830.52
Revenue Growth	-35.79%	-0.45%	12.83%	8.41%	10.81%	17.03%
Net Income	359.35	623.94	636.82	566.52	538.64	504.54
Earnings Per Share	4.67	8.13	8.29	7.38	7.71	7.09
EPS Growth	-45.58%	-2.02%	12.41%	-4.30%	8.74%	18.36%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,730	1,714	2,728	1,785	827.71	946.95
Total Debt	8,067	7,505	8,109	8,485	7,641	6,346
Net Cash (Debt)	-6,337	-5,791	-5,381	-6,699	-6,814	-5,399
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-82.38	-75.42	-70.08	-87.25	-97.53	-75.87

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-299.47	414.85	2,167	332.28	-1,089	-968.9
Capital Expenditures	-0.82	-0.61	-3.87	-1.21	-0.87	-4.77
Free Cash Flow	-300.29	414.24	2,163	331.07	-1,089	-973.68
Free Cash Flow Growth	-	-80.85%	553.25%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	47.81%	55.68%	56.57%	56.78%	58.53%	60.75%
FCF Margin	-39.95%	36.96%	192.12%	33.18%	-118.38%	-117.24%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	8.000	8.000	4.150	3.900	3.860	3.500
Dividend Per Share Growth	92.77%	92.77%	6.41%	1.04%	10.29%	16.67%
Dividend Yield	13.31%	9.66%	7.13%	8.97%	10.74%	8.27%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.99	11.21	8.15	7.31	6.21	8.24
Forward PE	16.28	11.32	8.04	6.86	6.34	8.49
P/FCF Ratio	-	16.89	2.40	12.50	-	-
PS Ratio	6.20	6.24	4.61	4.15	3.64	5.00