Pareto Bank ASA (OSL:PARB)

Norway · Delayed Price · Currency is NOK

62.80

+1.00 (1.62%)

Aug 4, 2026, 4:25 PM CET

Pareto Bank ASA Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	751.5	1,121	1,227	997.69	920.31	830.52
Revenue Growth	-	-8.69%	23.01%	8.41%	10.81%	17.03%
Net Income	359.5	675.61	687.27	605.46	555.5	504.54
Earnings Per Share	4.68	8.13	8.29	7.38	7.71	7.09
EPS Growth	-45.52%	-1.93%	12.33%	-4.28%	8.74%	18.36%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	77.55	74.66	435.57	72.69	71.96
Total Debt	7,951	7,443	8,047	8,455	7,603	6,308
Net Cash (Debt)	-7,951	-7,443	-8,047	-8,455	-7,603	-6,308
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-103.51	-96.94	-104.80	-110.12	-108.85	-90.30

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	414.85	414.85	2,167	332.28	-1,089	-968.9
Capital Expenditures	-0.61	-0.61	-3.87	-1.21	-0.87	-4.77
Free Cash Flow	414.24	414.24	2,163	331.07	-1,089	-973.68
Free Cash Flow Growth	-	-80.85%	553.25%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	70.42%	78.80%	73.36%	79.60%	79.73%	80.45%
Profit Margin	54.57%	60.29%	56.00%	60.69%	60.36%	60.75%
FCF Margin	0.00%	36.97%	176.22%	33.18%	-118.38%	-117.24%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	8.000	8.000	4.150	3.900	3.860	3.500
Dividend Per Share Growth	92.77%	92.77%	6.41%	1.04%	10.29%	16.67%
Dividend Yield	12.94%	4.56%	5.77%	6.51%	7.31%	5.04%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.23	11.21	8.15	7.30	6.21	8.39
Forward PE	16.57	11.32	8.04	6.86	6.34	8.49
P/FCF Ratio	-	16.89	2.40	12.50	-	-
PS Ratio	6.31	6.24	4.23	4.15	3.63	5.00