Pareto Bank ASA (OSL:PARB)

Norway · Delayed Price · Currency is NOK

49.80

-0.05 (-0.10%)

Nov 13, 2026, 4:25 PM CET

Pareto Bank ASA Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	544.32	1,121	1,126	997.69	920.31	830.52
Revenue Growth	-53.75%	-0.45%	12.83%	8.41%	10.81%	17.03%
Net Income	209.24	623.94	636.82	566.52	538.64	504.54
Earnings Per Share	2.23	8.13	8.29	7.38	7.71	7.09
EPS Growth	-74.26%	-2.02%	12.41%	-4.30%	8.74%	18.36%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	190.32	1,714	2,728	1,785	827.71	946.95
Total Debt	7,141	7,505	8,109	8,485	7,641	6,346
Net Cash (Debt)	-6,950	-5,791	-5,381	-6,699	-6,814	-5,399
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-74.04	-75.42	-70.08	-87.25	-97.53	-75.87

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1,252	414.85	2,167	332.28	-1,089	-968.9
Capital Expenditures	-0.94	-0.61	-3.87	-1.21	-0.87	-4.77
Free Cash Flow	1,251	414.24	2,163	331.07	-1,089	-973.68
Free Cash Flow Growth	-6.45%	-80.85%	553.25%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	38.44%	55.68%	56.57%	56.78%	58.53%	60.75%
FCF Margin	229.89%	36.96%	192.12%	33.18%	-118.38%	-117.24%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	8.000	8.000	4.150	3.900	3.860	3.500
Dividend Per Share Growth	92.77%	92.77%	6.41%	1.04%	10.29%	16.67%
Dividend Yield	16.06%	8.78%	6.14%	7.24%	8.06%	5.88%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.34	11.21	8.15	7.31	6.21	8.24
Forward PE	19.54	11.32	8.04	6.86	6.34	8.49
P/FCF Ratio	3.06	16.89	2.40	12.50	-	-
PS Ratio	7.02	6.24	4.61	4.15	3.64	5.00