Pareto Bank ASA Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	5,152	6,995	5,190	4,139	3,345	4,156
Market Cap Growth	-15.46%	34.76%	25.42%	23.71%	-19.51%	51.40%
Last Close Price	67.10	82.77	58.23	43.46	35.95	42.32
PE Ratio	9.86	11.21	8.15	7.31	6.21	8.24
PS Ratio	5.26	6.24	4.61	4.15	3.64	5.00
PB Ratio	0.89	1.22	0.96	0.83	0.79	1.09
P/FCF Ratio	7.70	16.89	2.40	12.50	-	-
P/OCF Ratio	7.69	16.86	2.40	12.46	-	-
Debt / Equity Ratio	1.43	1.31	1.49	1.70	1.81	1.66
Debt / FCF Ratio	12.39	18.12	3.75	25.63	-	-
Net Debt / Equity Ratio	1.02	1.01	0.99	1.34	1.61	1.41
Net Debt / FCF Ratio	8.84	13.98	2.49	20.24	-6.25	-5.54
Return on Equity (ROE)	10.06%	12.09%	13.16%	13.13%	13.81%	13.71%
Return on Assets (ROA)	2.16%	2.57%	2.59%	2.51%	2.63%	2.56%
Earnings Yield	10.15%	9.66%	13.24%	14.63%	16.61%	12.14%
FCF Yield	12.99%	5.92%	41.67%	8.00%	-32.56%	-23.43%
Dividend Yield	11.78%	9.66%	7.13%	8.97%	10.74%	8.27%
Payout Ratio	64.44%	54.86%	50.72%	50.97%	46.96%	43.30%
Buyback Yield / Dilution	-0.13%	-	0.00%	-9.91%	1.83%	0.49%
Total Shareholder Return	11.80%	9.66%	7.13%	-0.93%	12.56%	8.76%