Pareto Bank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	573.85	675.61	687.27	605.46	555.5	504.54
Depreciation & Amortization	10.91	10.93	9.81	8.9	8.17	7.77
Other Amortization	9.22	9.22	8.81	7.88	7.75	6.71
Other Operating Activities	76.28	-280.91	1,461	-289.95	-1,660	-1,488
Operating Cash Flow	670.26	414.85	2,167	332.28	-1,089	-968.9
Operating Cash Flow Growth	-65.92%	-80.85%	552.04%	-	-	-
Capital Expenditures	-0.83	-0.61	-3.87	-1.21	-0.87	-4.77
Investment in Securities	-0.15	3.33	5.04	1.41	3.37	8.13
Purchase / Sale of Intangibles	-6.71	-8.49	-7.26	-17.6	-7.94	-8.35
Other Investing Activities	-	-	-	-0	-	-
Investing Cash Flow	-7.68	-5.76	-6.09	-17.4	-5.45	-5
Long-Term Debt Issued	-	166.98	15.7	837.18	1,701	1,200
Long-Term Debt Repaid	-	-774.04	-429.13	-14.73	-447.01	-108.53
Net Debt Issued (Repaid)	246.2	-607.06	-413.42	822.45	1,254	1,092
Issuance of Common Stock	-	-	100	487.39	100	-
Common Dividends Paid	-369.77	-370.64	-348.59	-308.62	-260.88	-218.46
Other Financing Activities	-470.12	-482.19	-509.05	-412.7	-159.34	-73.16
Financing Cash Flow	-593.69	-1,460	-1,171	588.51	933.87	800.03
Net Cash Flow	68.89	-1,051	989.44	903.39	-160.14	-173.87
Free Cash Flow	669.44	414.24	2,163	331.07	-1,089	-973.68
Free Cash Flow Growth	-65.89%	-80.85%	553.25%	-	-	-
Free Cash Flow Margin	68.32%	36.96%	192.12%	33.18%	-118.38%	-117.24%
Free Cash Flow Per Share	8.72	5.39	28.17	4.31	-15.59	-13.68
Cash Interest Paid	1,058	1,041	958.89	725.43	272.73	173.22
Cash Income Tax Paid	192.54	243.56	172.8	165.47	179.03	125.97