Pareto Bank ASA (OSL:PARB)

Pareto Bank ASA Statistics

Total Valuation

Pareto Bank ASA has a market cap or net worth of NOK 6.94 billion.

Market Cap	6.94B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Apr 4, 2025

Share Statistics

Pareto Bank ASA has 76.85 million shares outstanding. The number of shares has decreased by -1.32% in one year.

Current Share Class	76.85M
Shares Outstanding	76.85M
Shares Change (YoY)	-1.32%
Shares Change (QoQ)	+0.41%
Owned by Insiders (%)	3.68%
Owned by Institutions (%)	49.41%
Float	46.06M

Valuation Ratios

The trailing PE ratio is 10.52 and the forward PE ratio is 10.70.

PE Ratio	10.52
Forward PE	10.70
PS Ratio	5.93
PB Ratio	1.27
P/TBV Ratio	1.28
P/FCF Ratio	2.58
P/OCF Ratio	2.58
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.43%.

Return on Equity (ROE)	13.43%
Return on Assets (ROA)	2.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	17.74M
Profits Per Employee	9.99M
Employee Count	67
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Pareto Bank ASA has paid 220.64 million in taxes.

Income Tax	220.64M
Effective Tax Rate	23.65%

Stock Price Statistics

The stock price has increased by +34.83% in the last 52 weeks. The beta is 0.62, so Pareto Bank ASA's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+34.83%
50-Day Moving Average	90.78
200-Day Moving Average	82.28
Relative Strength Index (RSI)	46.64
Average Volume (20 Days)	56,156

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Pareto Bank ASA had revenue of NOK 1.17 billion and earned 659.39 million in profits. Earnings per share was 8.58.

Revenue	1.17B
Gross Profit	1.17B
Operating Income	932.76M
Pretax Income	932.76M
Net Income	659.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	8.58

Balance Sheet

The company has 3.32 billion in cash and 8.07 billion in debt, giving a net cash position of -4.75 billion or -61.74 per share.

Cash & Cash Equivalents	3.32B
Total Debt	8.07B
Net Cash	-4.75B
Net Cash Per Share	-61.74
Equity (Book Value)	5.47B
Book Value Per Share	63.94
Working Capital	-10.51B

Cash Flow

In the last 12 months, operating cash flow was 2.69 billion and capital expenditures -2.00 million, giving a free cash flow of 2.68 billion.

Operating Cash Flow	2.69B
Capital Expenditures	-2.00M
Free Cash Flow	2.68B
FCF Per Share	34.93

Margins

Gross Margin	n/a
Operating Margin	79.68%
Pretax Margin	79.68%
Profit Margin	60.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	229.36%

Dividends & Yields

This stock pays an annual dividend of 4.15, which amounts to a dividend yield of 4.60%.

Dividend Per Share	4.15
Dividend Yield	4.60%
Dividend Growth (YoY)	6.41%
Years of Dividend Growth	5
Payout Ratio	52.16%
Buyback Yield	1.32%
Shareholder Yield	5.84%
Earnings Yield	9.50%
FCF Yield	38.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 4, 2015. It was a forward split with a ratio of 50.

Last Split Date	May 4, 2015
Split Type	Forward
Split Ratio	50

Scores

Altman Z-Score	n/a
Piotroski F-Score	4