SpareBank 1 Ringerike Hadeland (OSL:RING)
Norway · Delayed Price · Currency is NOK 439.00
+1.00 (0.23%)
Aug 4, 2026, 4:25 PM CET
OSL:RING Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | -913 | 807 | 826 | 736 | 559 | 461 |
Net Interest Income Growth | - | -2.30% | 12.23% | 31.66% | 21.26% | 5.49% |
Non-Interest Income | 892 | 879 | 801 | 477 | 537 | 668 |
Non-Interest Income Growth | 8.65% | 9.74% | 67.92% | -11.17% | -19.61% | 13.22% |
Revenues Before Loan Losses | 1,453 | 1,445 | 1,389 | 1,081 | 949 | 921 |
Provision for Credit Losses | -30.7 | -5 | 33 | 14 | 19 | -6 |
| 1,484 | 1,450 | 1,356 | 1,067 | 930 | 927 | |
Revenue Growth | 9.14% | 6.93% | 27.08% | 14.73% | 0.32% | 15.30% |
Compensation Expenses | 313 | 311 | 262 | 260 | 227 | 215 |
Selling, General & Admin | 239 | 233 | 216 | 195 | 168 | 154 |
Total Non-Interest Expense | 552 | 545 | 478 | 455 | 395 | 369 |
Pretax Income | 932 | 905 | 878 | 612 | 535 | 558 |
Provision for Income Taxes | 179 | 171 | 173 | 150 | 114 | 112 |
Net Income | 405 | 734 | 705 | 461 | 421 | 446 |
Minority Interest in Earnings | 0.5 | 0 | 0 | - | 0.4 | 0.5 |
Net Income to Common | 404.5 | 734 | 705 | 461 | 420.6 | 445.5 |
Net Income Growth | 3.80% | 4.11% | 52.93% | 9.61% | -5.59% | 21.55% |
Shares Outstanding (Basic) | 9 | 16 | 16 | 16 | 16 | 16 |
Shares Outstanding (Diluted) | 9 | 16 | 16 | 16 | 16 | 16 |
Shares Change | -2.24% | -2.53% | -0.32% | -0.03% | 0.04% | 2.69% |
EPS (Basic) | 47.44 | 47.00 | 44.00 | 28.68 | 26.16 | 27.72 |
EPS (Diluted) | 47.44 | 47.00 | 44.00 | 28.68 | 26.16 | 27.72 |
EPS Growth | 6.18% | 6.82% | 53.42% | 9.63% | -5.63% | 21.74% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 181 | 1,025 | 1,487 | 310 | 159 | 542 |
Free Cash Flow Growth | -89.14% | -31.07% | 379.68% | 94.97% | -70.66% | 721.21% |
Free Cash Flow Per Share | 21.23 | 65.63 | 92.81 | 19.29 | 9.89 | 33.72 |
Dividends Per Share | 26.350 | 26.350 | 30.000 | 20.000 | 13.100 | 13.900 |
Dividend Growth | -12.17% | -12.17% | 50.00% | 52.67% | -5.75% | 531.82% |
Profit Margin | 27.30% | 50.62% | 51.99% | 43.21% | 45.27% | 48.11% |
FCF Margin | 12.20% | 70.69% | 109.66% | 29.05% | 17.10% | 58.47% |
Effective Tax Rate | 19.21% | 18.89% | 19.70% | 24.51% | 21.31% | 20.07% |