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Andover Bancorp, Inc. (ANDC)
OTCMKTS · Delayed Price · Currency is USD
20.12
-0.88 (-4.19%)
At close: Sep 3, 2026

Andover Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
20.0420.0418.2218.2618.5417.91
Revenue Growth
11.87%9.99%-0.22%-1.52%3.51%12.91%
Net Income
4.384.383.163.784.875.39
Earnings Per Share
2.172.171.531.802.292.42
EPS Growth
-10.33%41.64%-14.83%-21.30%-5.55%31.28%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
28.1628.1612.8329.315.4818.49
Total Debt
9.969.969.99.8529.819.75
Net Cash (Debt)
18.2118.212.9219.45-14.32-1.26
Net Cash Growth
-523.07%-84.97%---
Net Cash Per Share
9.049.041.429.27-6.73-0.56

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
5.625.625.735.976.216.75
Capital Expenditures
-0.41-0.41-0.26-0.54-0.6-0.4
Free Cash Flow
5.215.215.475.435.616.35
Free Cash Flow Growth
-17.95%-4.72%0.57%-3.09%-11.65%-23.41%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.85%21.85%17.33%20.69%26.28%30.11%
FCF Margin
25.99%25.99%30.00%29.77%30.25%35.44%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7600.7600.7550.7500.7450.740
Dividend Per Share Growth
0%0.66%0.67%0.67%0.68%0.68%
Dividend Yield
3.62%4.18%4.01%4.26%4.32%4.63%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.268.4712.8910.728.728.05
P/FCF Ratio
7.607.127.457.457.586.84
PS Ratio
1.981.852.232.222.292.42