Andover Bancorp Statistics
Total Valuation
Andover Bancorp has a market cap or net worth of 39.65 million.
| Market Cap | 39.65M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, April 17, 2026.
| Earnings Date | Apr 17, 2026 |
| Ex-Dividend Date | Dec 10, 2025 |
Share Statistics
Andover Bancorp has 1.98 million shares outstanding. The number of shares has decreased by -9.44% in one year.
| Current Share Class | 1.98M |
| Shares Outstanding | 1.98M |
| Shares Change (YoY) | -9.44% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.20.
| PE Ratio | 9.20 |
| Forward PE | n/a |
| PS Ratio | 1.98 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.54 |
| P/FCF Ratio | 7.61 |
| P/OCF Ratio | 7.06 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.91 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.98%.
| Return on Equity (ROE) | 18.98% |
| Return on Assets (ROA) | 0.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.01% |
| Revenue Per Employee | 206,579 |
| Profits Per Employee | 45,143 |
| Employee Count | 97 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Andover Bancorp has paid 32,746 in taxes.
| Income Tax | 32,746 |
| Effective Tax Rate | 0.74% |
Stock Price Statistics
The stock price has increased by +1.78% in the last 52 weeks. The beta is -0.09, so Andover Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | -0.09 |
| 52-Week Price Change | +1.78% |
| 50-Day Moving Average | 18.85 |
| 200-Day Moving Average | 19.64 |
| Relative Strength Index (RSI) | 61.41 |
| Average Volume (20 Days) | 2,418 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.06 |
Income Statement
In the last 12 months, Andover Bancorp had revenue of 20.04 million and earned 4.38 million in profits. Earnings per share was 2.17.
| Revenue | 20.04M |
| Gross Profit | 20.04M |
| Operating Income | 4.69M |
| Pretax Income | 4.41M |
| Net Income | 4.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.17 |
Balance Sheet
The company has 28.16 million in cash and 9.96 million in debt, with a net cash position of 18.21 million or 9.18 per share.
| Cash & Cash Equivalents | 28.16M |
| Total Debt | 9.96M |
| Net Cash | 18.21M |
| Net Cash Per Share | 9.18 |
| Equity (Book Value) | 28.45M |
| Book Value Per Share | 14.28 |
| Working Capital | -514.76M |
Cash Flow
In the last 12 months, operating cash flow was 5.62 million and capital expenditures -410,938, giving a free cash flow of 5.21 million.
| Operating Cash Flow | 5.62M |
| Capital Expenditures | -410,938 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 5.21M |
| FCF Per Share | 2.63 |
Margins
| Gross Margin | n/a |
| Operating Margin | 23.41% |
| Pretax Margin | 22.02% |
| Profit Margin | 21.85% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 25.99% |
Dividends & Yields
This stock pays an annual dividend of 0.76, which amounts to a dividend yield of 3.80%.
| Dividend Per Share | 0.76 |
| Dividend Yield | 3.80% |
| Dividend Growth (YoY) | 0.66% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 34.91% |
| Buyback Yield | 9.44% |
| Shareholder Yield | 13.24% |
| Earnings Yield | 11.04% |
| FCF Yield | 13.14% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |