Andover Bancorp, Inc. (ANDC)
OTCMKTS · Delayed Price · Currency is USD
21.00
+0.50 (2.44%)
At close: Jul 28, 2026
Andover Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 28.16 | 12.83 | 29.3 | 15.48 | 18.49 |
Investment Securities | 96.38 | 94.21 | 98.46 | 114.79 | 129.07 |
Mortgage-Backed Securities | 159.95 | 163.69 | 133.7 | 133.06 | 143.44 |
Total Investments | 256.33 | 257.9 | 232.16 | 247.86 | 272.51 |
Gross Loans | 274.79 | 265.05 | 268.15 | 276.69 | 261.77 |
Allowance for Loan Losses | -1.58 | -1.61 | -1.66 | -1.36 | -1.46 |
Net Loans | 273.21 | 263.44 | 266.49 | 275.33 | 260.31 |
Property, Plant & Equipment | 7 | 7.19 | 7.53 | 7.59 | 7.63 |
Goodwill | 2.65 | 2.65 | 2.65 | 2.65 | 2.65 |
Other Intangible Assets | - | - | - | 0.05 | 0.14 |
Accrued Interest Receivable | 2.14 | 2.17 | 2.09 | 2.2 | 1.86 |
Long-Term Deferred Tax Assets | 6.24 | 8.5 | 7.43 | 8.51 | - |
Other Real Estate Owned & Foreclosed | - | - | - | 0.01 | - |
Other Long-Term Assets | 11.32 | 10.91 | 10.36 | 11.52 | 11.13 |
Total Assets | 587.06 | 565.58 | 558.02 | 571.2 | 574.72 |
Liabilities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 376.27 | 374.78 | 365.46 | 370.96 | 358.64 |
Institutional Deposits | 22.95 | 21.97 | 19.08 | 8.89 | 11.45 |
Non-Interest Bearing Deposits | 145.04 | 136.48 | 140.05 | 144.99 | 134.71 |
Total Deposits | 544.27 | 533.23 | 524.59 | 524.84 | 504.81 |
Current Portion of Long-Term Debt | - | - | - | - | 10 |
Accrued Interest Payable | 0.8 | 0.89 | 0.56 | 0.17 | 0.07 |
Long-Term Debt | 9.96 | 9.9 | 9.85 | 9.8 | 9.75 |
Federal Home Loan Bank Debt, Long-Term | - | - | - | 20 | - |
Long-Term Deferred Tax Liabilities | - | - | - | - | 0.71 |
Other Long-Term Liabilities | 3.59 | 3.87 | 2.73 | 2.7 | 2.89 |
Total Liabilities | 558.61 | 547.89 | 537.74 | 557.51 | 528.22 |
Shareholders' Equity
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.81 | 0.81 | 0.81 | 0.81 | 0.81 |
Additional Paid-In Capital | 1.6 | 1.6 | 1.6 | 1.6 | 1.6 |
Retained Earnings | 73.23 | 70.38 | 68.77 | 66.84 | 63.55 |
Treasury Stock | -21.79 | -20.96 | -20 | -19.56 | -18.61 |
Comprehensive Income & Other | -25.4 | -34.14 | -30.89 | -36 | -0.85 |
Shareholders' Equity | 28.45 | 17.69 | 20.28 | 13.68 | 46.5 |
Total Liabilities & Equity | 587.06 | 565.58 | 558.02 | 571.2 | 574.72 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 9.96 | 9.9 | 9.85 | 29.8 | 19.75 |
Net Cash (Debt) | 18.21 | 2.92 | 19.45 | -14.32 | -1.26 |
Net Cash Growth | 523.07% | -84.97% | - | - | - |
Net Cash Per Share | 9.04 | 1.42 | 9.27 | -6.73 | -0.56 |
Filing Date Shares Outstanding | 1.99 | 2.04 | 2.08 | 2.11 | 2.15 |
Total Common Shares Outstanding | 1.99 | 2.04 | 2.08 | 2.11 | 2.15 |
Book Value Per Share | 14.28 | 8.69 | 9.73 | 6.50 | 21.60 |
Tangible Book Value | 25.8 | 15.04 | 17.63 | 10.98 | 43.71 |
Tangible Book Value Per Share | 12.95 | 7.39 | 8.46 | 5.22 | 20.31 |