Andover Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	40	37	41	41	43	43
Market Cap Growth	-3.79%	-8.88%	0.49%	-4.71%	-2.08%	-0.16%
Last Close Price	20.10	18.20	18.84	17.60	17.24	15.97
PE Ratio	9.25	8.47	12.89	10.72	8.72	8.05
PS Ratio	1.97	1.85	2.23	2.22	2.29	2.42
PB Ratio	1.39	1.30	2.30	2.00	3.11	0.93
P/FCF Ratio	7.60	7.12	7.45	7.45	7.58	6.84
P/OCF Ratio	7.04	6.60	7.11	6.79	6.85	6.43
Debt / Equity Ratio	0.35	0.35	0.56	0.49	2.18	0.43
Debt / FCF Ratio	1.91	1.91	1.81	1.81	5.31	3.11
Net Debt / Equity Ratio	-0.64	-0.64	-0.16	-0.96	1.05	0.03
Net Debt / FCF Ratio	-3.49	-3.49	-0.53	-3.58	2.55	0.20
Return on Equity (ROE)	18.98%	18.98%	16.63%	22.25%	16.19%	11.32%
Return on Assets (ROA)	0.76%	0.76%	0.56%	0.67%	0.85%	0.98%
Earnings Yield	11.07%	11.81%	7.76%	9.33%	11.46%	12.42%
FCF Yield	13.16%	14.04%	13.43%	13.42%	13.19%	14.62%
Dividend Yield	3.78%	4.18%	4.01%	4.26%	4.32%	4.63%
Payout Ratio	34.91%	34.91%	49.34%	41.76%	32.53%	31.19%
Buyback Yield / Dilution	9.44%	2.09%	1.88%	1.47%	4.33%	3.54%
Total Shareholder Return	13.23%	6.26%	5.89%	5.74%	8.65%	8.17%