Andover Bancorp, Inc. (ANDC)

SolarWinds Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 25, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	37	41	41	43	43	43
Market Cap Growth	-6.39%	0.49%	-4.71%	-2.08%	-0.16%	-7.38%
Last Close Price	18.50	19.60	18.31	17.94	16.62	15.24
PE Ratio	12.05	12.89	10.72	8.72	8.05	10.21
PS Ratio	2.05	2.23	2.22	2.29	2.42	2.74
PB Ratio	2.11	2.30	2.00	3.11	0.93	0.89
P/FCF Ratio	6.84	7.45	7.45	7.58	6.84	5.25
P/OCF Ratio	6.53	7.11	6.79	6.85	6.43	5.03
Debt / Equity Ratio	0.56	0.56	0.49	2.18	0.43	0.36
Debt / FCF Ratio	1.81	1.81	1.81	5.31	3.11	2.11
Return on Equity (ROE)	16.63%	16.63%	22.25%	16.19%	11.32%	9.32%
Return on Assets (ROA)	0.56%	0.56%	0.67%	0.85%	0.98%	0.89%
Earnings Yield	8.45%	7.76%	9.33%	11.46%	12.42%	9.79%
FCF Yield	14.62%	13.43%	13.42%	13.19%	14.62%	19.06%
Dividend Yield	4.11%	3.85%	4.10%	4.15%	4.45%	4.82%
Payout Ratio	49.34%	49.34%	41.76%	32.53%	31.19%	39.53%
Buyback Yield / Dilution	10.78%	1.88%	1.47%	4.33%	3.54%	3.64%
Total Shareholder Return	14.89%	5.74%	5.57%	8.48%	7.99%	8.46%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.