Andover Bancorp Statistics
Total Valuation
Andover Bancorp has a market cap or net worth of 38.85 million.
| Market Cap | 38.85M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, March 25, 2026.
| Earnings Date | Mar 25, 2026 |
| Ex-Dividend Date | Dec 10, 2025 |
Share Statistics
Andover Bancorp has 1.99 million shares outstanding.
| Current Share Class | 1.99M |
| Shares Outstanding | 1.99M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 12.71.
| PE Ratio | 12.71 |
| Forward PE | n/a |
| PS Ratio | 2.13 |
| PB Ratio | 2.20 |
| P/TBV Ratio | 2.58 |
| P/FCF Ratio | 7.11 |
| P/OCF Ratio | 6.78 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.63%.
| Return on Equity (ROE) | 16.63% |
| Return on Assets (ROA) | 0.56% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.15% |
| Revenue Per Employee | 185,906 |
| Profits Per Employee | 32,219 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Andover Bancorp has paid 118,137 in taxes.
| Income Tax | 118,137 |
| Effective Tax Rate | 3.61% |
Stock Price Statistics
The stock price has decreased by -1.27% in the last 52 weeks. The beta is -0.05, so Andover Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | -0.05 |
| 52-Week Price Change | -1.27% |
| 50-Day Moving Average | 18.81 |
| 200-Day Moving Average | 19.74 |
| Relative Strength Index (RSI) | 58.75 |
| Average Volume (20 Days) | 1,589 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.09 |
Income Statement
In the last 12 months, Andover Bancorp had revenue of 18.22 million and earned 3.16 million in profits. Earnings per share was 1.53.
| Revenue | 18.22M |
| Gross Profit | 18.22M |
| Operating Income | 3.52M |
| Pretax Income | 3.28M |
| Net Income | 3.16M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.53 |
Balance Sheet
The company has 12.83 million in cash and 9.90 million in debt, with a net cash position of 2.92 million or 1.47 per share.
| Cash & Cash Equivalents | 12.83M |
| Total Debt | 9.90M |
| Net Cash | 2.92M |
| Net Cash Per Share | 1.47 |
| Equity (Book Value) | 17.69M |
| Book Value Per Share | 8.69 |
| Working Capital | -519.12M |
Cash Flow
In the last 12 months, operating cash flow was 5.73 million and capital expenditures -261,957, giving a free cash flow of 5.47 million.
| Operating Cash Flow | 5.73M |
| Capital Expenditures | -261,957 |
| Free Cash Flow | 5.47M |
| FCF Per Share | 2.74 |
Margins
| Gross Margin | n/a |
| Operating Margin | 19.35% |
| Pretax Margin | 17.98% |
| Profit Margin | 17.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.00% |
Dividends & Yields
This stock pays an annual dividend of 0.76, which amounts to a dividend yield of 3.90%.
| Dividend Per Share | 0.76 |
| Dividend Yield | 3.90% |
| Dividend Growth (YoY) | 0.66% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 49.34% |
| Buyback Yield | 10.78% |
| Shareholder Yield | 14.68% |
| Earnings Yield | 8.13% |
| FCF Yield | 14.07% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |