Andover Bancorp Statistics
Total Valuation
Andover Bancorp has a market cap or net worth of 38.43 million.
| Market Cap | 38.43M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, June 23, 2025.
| Earnings Date | Jun 23, 2025 |
| Ex-Dividend Date | Dec 11, 2024 |
Share Statistics
Andover Bancorp has 2.02 million shares outstanding. The number of shares has decreased by -10.78% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 2.02M |
| Shares Change (YoY) | -10.78% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 12.38.
| PE Ratio | 12.38 |
| Forward PE | n/a |
| PS Ratio | 2.11 |
| PB Ratio | 2.17 |
| P/TBV Ratio | 2.56 |
| P/FCF Ratio | 7.03 |
| P/OCF Ratio | 6.71 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.63%.
| Return on Equity (ROE) | 16.63% |
| Return on Assets (ROA) | 0.56% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 185,906 |
| Profits Per Employee | 32,219 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -5.00% in the last 52 weeks. The beta is 0.04, so Andover Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.04 |
| 52-Week Price Change | -5.00% |
| 50-Day Moving Average | 19.75 |
| 200-Day Moving Average | 19.79 |
| Relative Strength Index (RSI) | 41.35 |
| Average Volume (20 Days) | 1,847 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, Andover Bancorp had revenue of 18.22 million and earned 3.16 million in profits. Earnings per share was 1.53.
| Revenue | 18.22M |
| Gross Profit | 18.22M |
| Operating Income | 3.52M |
| Pretax Income | 3.28M |
| Net Income | 3.16M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.53 |
Balance Sheet
The company has 12.83 million in cash and 9.90 million in debt, giving a net cash position of 2.92 million or 1.44 per share.
| Cash & Cash Equivalents | 12.83M |
| Total Debt | 9.90M |
| Net Cash | 2.92M |
| Net Cash Per Share | 1.44 |
| Equity (Book Value) | 17.69M |
| Book Value Per Share | 8.69 |
| Working Capital | -519.12M |
Cash Flow
In the last 12 months, operating cash flow was 5.73 million and capital expenditures -261,957, giving a free cash flow of 5.47 million.
| Operating Cash Flow | 5.73M |
| Capital Expenditures | -261,957 |
| Free Cash Flow | 5.47M |
| FCF Per Share | 2.70 |
Margins
| Gross Margin | n/a |
| Operating Margin | 19.35% |
| Pretax Margin | 17.98% |
| Profit Margin | 17.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.00% |
Dividends & Yields
This stock pays an annual dividend of 0.76, which amounts to a dividend yield of 4.00%.
| Dividend Per Share | 0.76 |
| Dividend Yield | 4.00% |
| Dividend Growth (YoY) | 0.67% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 49.34% |
| Buyback Yield | 10.78% |
| Shareholder Yield | 14.78% |
| Earnings Yield | 8.22% |
| FCF Yield | 14.22% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |