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Citizens National Corporation (CZNL)
OTCMKTS · Delayed Price · Currency is USD
87.00
-1.00 (-1.14%)
At close: Aug 28, 2026

Citizens National Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
24.6324.6323.1223.3224.4723.61
Revenue Growth
4.29%6.49%-0.84%-4.71%3.64%6.59%
Net Income
5.715.714.685.036.065.36
Earnings Per Share
5.845.844.755.086.105.38
EPS Growth
8.62%23.01%-6.58%-16.62%13.37%15.09%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
33.9733.9733.8216.1534.11177.62
Total Debt
13.2613.2614.0716.3623.5830.22
Net Cash (Debt)
20.7120.7119.75-0.2110.53147.41
Net Cash Growth
-85.95%4.87%---92.86%7.79%
Net Cash Per Share
21.2021.2020.03-0.2110.59148.00

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
6.166.169.045.826.847.17
Capital Expenditures
-0.63-0.63-0.27-0.31-0.58-0.33
Free Cash Flow
5.535.538.765.516.266.84
Free Cash Flow Growth
-19.23%-36.94%59.03%-12.00%-8.48%52.03%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.18%23.18%20.25%21.56%24.77%22.69%
FCF Margin
22.44%22.44%37.89%23.62%25.58%28.97%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0401.0000.9800.9600.9400.900
Dividend Per Share Growth
2.00%2.04%2.08%2.13%4.44%2.27%
Dividend Yield
1.20%2.07%2.20%2.57%2.17%1.72%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.898.399.707.817.6910.78
P/FCF Ratio
15.388.665.187.137.458.45
PS Ratio
3.451.941.961.691.912.45