Citizens National Corporation (CZNL)
OTCMKTS · Delayed Price · Currency is USD
53.00
0.00 (0.00%)
At close: Mar 11, 2026

Citizens National Statistics

Total Valuation

CZNL has a market cap or net worth of 51.78 million.

Market Cap51.78M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, April 2, 2026.

Earnings Date Apr 2, 2026
Ex-Dividend Date Mar 17, 2026

Share Statistics

CZNL has 976,924 shares outstanding. The number of shares has decreased by -1.91% in one year.

Current Share Class 976,924
Shares Outstanding 976,924
Shares Change (YoY) -1.91%
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 9.07.

PE Ratio 9.07
Forward PE n/a
PS Ratio 2.10
PB Ratio 0.64
P/TBV Ratio 0.79
P/FCF Ratio 9.37
P/OCF Ratio 8.41
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.40
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.69%.

Return on Equity (ROE) 7.69%
Return on Assets (ROA) 0.85%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.05%
Revenue Per Employee 149,242
Profits Per Employee 34,594
Employee Count 165
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CZNL has paid 1.14 million in taxes.

Income Tax 1.14M
Effective Tax Rate 16.66%

Stock Price Statistics

The stock price has increased by +18.44% in the last 52 weeks. The beta is -0.08, so CZNL's price volatility has been lower than the market average.

Beta (5Y) -0.08
52-Week Price Change +18.44%
50-Day Moving Average 44.57
200-Day Moving Average n/a
Relative Strength Index (RSI) 69.93
Average Volume (20 Days) 309

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.01

Income Statement

In the last 12 months, CZNL had revenue of 24.63 million and earned 5.71 million in profits. Earnings per share was 5.84.

Revenue24.63M
Gross Profit 24.63M
Operating Income 7.15M
Pretax Income 6.85M
Net Income 5.71M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.84
Full Income Statement

Balance Sheet

The company has 33.97 million in cash and 13.26 million in debt, with a net cash position of 20.71 million or 21.20 per share.

Cash & Cash Equivalents 33.97M
Total Debt 13.26M
Net Cash 20.71M
Net Cash Per Share 21.20
Equity (Book Value) 80.86M
Book Value Per Share 82.77
Working Capital -553.95M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 6.16 million and capital expenditures -630,000, giving a free cash flow of 5.53 million.

Operating Cash Flow 6.16M
Capital Expenditures -630,000
Depreciation & Amortization n/a
Net Borrowing -694,000
Free Cash Flow 5.53M
FCF Per Share 5.66
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.04%
Pretax Margin 27.81%
Profit Margin 23.18%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 22.44%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 1.89%.

Dividend Per Share 1.00
Dividend Yield 1.89%
Dividend Growth (YoY) 1.01%
Years of Dividend Growth 8
Payout Ratio 17.12%
Buyback Yield 1.91%
Shareholder Yield 3.79%
Earnings Yield 11.02%
FCF Yield 10.67%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2007. It was a forward split with a ratio of 2.

Last Split Date Jun 20, 2007
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 4