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Citizens National Corporation (CZNL)
OTCMKTS · Delayed Price · Currency is USD
87.00
-1.00 (-1.14%)
At close: Aug 28, 2026

Citizens National Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
854845394758
Market Cap Growth
105.90%5.40%15.60%-15.72%-19.30%28.83%
Last Close Price
86.7448.2144.4837.3443.2252.46

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.898.399.707.817.6910.78
PS Ratio
3.451.941.961.691.912.45
PB Ratio
1.050.590.670.580.780.70
P/FCF Ratio
15.388.665.187.137.458.45
P/OCF Ratio
13.817.785.036.756.828.06

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.160.160.210.240.400.37
Debt / FCF Ratio
2.402.401.612.973.774.42
Net Debt / Equity Ratio
-0.26-0.26-0.290.00-0.18-1.79
Net Debt / FCF Ratio
-3.75-3.75-2.250.04-1.68-21.55
Return on Equity (ROE)
7.69%7.69%6.92%7.91%8.54%6.59%
Return on Assets (ROA)
0.85%0.85%0.71%0.74%0.82%0.71%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.72%11.92%10.31%12.80%13.00%9.27%
FCF Yield
6.50%11.54%19.29%14.02%13.43%11.84%
Dividend Yield
1.20%2.07%2.20%2.57%2.17%1.72%
Payout Ratio
17.12%17.12%20.61%18.87%15.41%16.74%
Buyback Yield / Dilution
1.91%0.91%0.30%0.50%0.20%0.80%
Total Shareholder Return
3.10%2.99%2.51%3.07%2.38%2.51%