Citizens National Corporation (CZNL)

Citizens National Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 8, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	83	48	45	39	47	58
Market Cap Growth	87.26%	5.40%	15.60%	-15.72%	-19.30%	28.83%
Last Close Price	85.00	48.36	44.61	37.45	43.35	52.62
PE Ratio	14.55	8.39	9.70	7.81	7.69	10.78
PS Ratio	3.37	1.94	1.96	1.69	1.91	2.45
PB Ratio	1.03	0.59	0.67	0.58	0.78	0.70
P/FCF Ratio	15.03	8.66	5.18	7.13	7.45	8.45
P/OCF Ratio	13.49	7.78	5.03	6.75	6.82	8.06
Debt / Equity Ratio	0.16	0.16	0.21	0.24	0.40	0.37
Debt / FCF Ratio	2.40	2.40	1.61	2.97	3.77	4.42
Net Debt / Equity Ratio	-0.26	-0.26	-0.29	0.00	-0.18	-1.79
Net Debt / FCF Ratio	-3.75	-3.75	-2.25	0.04	-1.68	-21.55
Return on Equity (ROE)	7.69%	7.69%	6.92%	7.91%	8.54%	6.59%
Return on Assets (ROA)	0.85%	0.85%	0.71%	0.74%	0.82%	0.71%
Earnings Yield	6.87%	11.92%	10.31%	12.80%	13.00%	9.27%
FCF Yield	6.65%	11.54%	19.29%	14.02%	13.43%	11.84%
Dividend Yield	1.18%	2.07%	2.20%	2.56%	2.17%	1.71%
Payout Ratio	17.12%	17.12%	20.61%	18.87%	15.41%	16.74%
Buyback Yield / Dilution	1.91%	0.91%	0.30%	0.50%	0.20%	0.80%
Total Shareholder Return	3.08%	2.98%	2.50%	3.07%	2.37%	2.51%

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every year for this company.

Update frequency:

Yearly

Last checked:

Jul 10, 2026

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