Citizens National Corporation (CZNL)
OTCMKTS · Delayed Price · Currency is USD
87.00
-1.00 (-1.14%)
At close: Aug 28, 2026
Citizens National Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 5.71 | 4.68 | 5.03 | 6.06 | 5.36 |
Depreciation & Amortization | 0.87 | 0.95 | 1.05 | 1.14 | 1.17 |
Gain (Loss) on Sale of Assets | 0.03 | -0.12 | 0.01 | 0.03 | 0.01 |
Gain (Loss) on Sale of Investments | -0.13 | -0.17 | -0.38 | -0.05 | 0.57 |
Provision for Credit Losses | 0.05 | 0.1 | 0.27 | - | - |
Accrued Interest Receivable | 0.01 | 2.72 | -0.25 | 1.16 | -0.95 |
Other Operating Activities | -0.3 | 0.02 | 0 | -0.08 | -0.18 |
Operating Cash Flow | 6.16 | 9.04 | 5.82 | 6.84 | 7.17 |
Operating Cash Flow Growth | -31.88% | 55.24% | -14.85% | -4.62% | 26.10% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.63 | -0.27 | -0.31 | -0.58 | -0.33 |
Investment in Securities | -6.37 | 3.6 | 59.12 | -2.18 | -75.12 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -14.07 | -9.12 | -21.28 | 45.29 | 38.72 |
Other Investing Activities | 0.36 | -0.21 | 1.33 | 0.69 | - |
Investing Cash Flow | -20.7 | -5.91 | 39.06 | 43.61 | -35.86 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 0.31 | - | - | - | - |
Total Debt Issued | 0.31 | - | - | - | - |
Short-Term Debt Repaid | - | -0.17 | -0.38 | -4.03 | -1.88 |
Long-Term Debt Repaid | -1 | -2 | -7 | -2.51 | -2.51 |
Total Debt Repaid | -1 | -2.17 | -7.38 | -6.54 | -4.38 |
Net Debt Issued (Repaid) | -0.69 | -2.17 | -7.38 | -6.54 | -4.38 |
Repurchase of Common Stock | -0.01 | -0.44 | -0.17 | -0.26 | -0.09 |
Common Dividends Paid | -0.98 | -0.97 | -0.95 | -0.93 | -0.9 |
Net Increase (Decrease) in Deposit Accounts | 17 | 1.24 | -38.34 | -45.03 | 36.41 |
Financing Cash Flow | 15.32 | -2.34 | -46.84 | -52.76 | 31.04 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 0.77 | 0.79 | -1.95 | -2.31 | 2.35 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 5.53 | 8.76 | 5.51 | 6.26 | 6.84 |
Free Cash Flow Growth | -36.94% | 59.03% | -12.00% | -8.48% | 52.03% |
Free Cash Flow Margin | 22.44% | 37.89% | 23.62% | 25.58% | 28.97% |
Free Cash Flow Per Share | 5.66 | 8.88 | 5.57 | 6.30 | 6.87 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 8.85 | 7.94 | 5.88 | 2.49 | 2.49 |
Cash Income Tax Paid | 1.3 | 0.49 | 0.95 | 0.78 | 0.52 |