Citizens National Statistics
Total Valuation
CZNL has a market cap or net worth of 50.79 million.
| Market Cap | 50.79M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, March 27, 2026.
| Earnings Date | Mar 27, 2026 |
| Ex-Dividend Date | Dec 16, 2025 |
Share Statistics
CZNL has 976,924 shares outstanding.
| Current Share Class | 976,924 |
| Shares Outstanding | 976,924 |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 10.95.
| PE Ratio | 10.95 |
| Forward PE | n/a |
| PS Ratio | 2.20 |
| PB Ratio | 0.75 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 5.80 |
| P/OCF Ratio | 5.62 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.61 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.92%.
| Return on Equity (ROE) | 6.92% |
| Return on Assets (ROA) | 0.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.00% |
| Revenue Per Employee | 140,145 |
| Profits Per Employee | 28,382 |
| Employee Count | 165 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CZNL has paid 788,000 in taxes.
| Income Tax | 788,000 |
| Effective Tax Rate | 14.40% |
Stock Price Statistics
The stock price has increased by +13.02% in the last 52 weeks. The beta is -0.08, so CZNL's price volatility has been lower than the market average.
| Beta (5Y) | -0.08 |
| 52-Week Price Change | +13.02% |
| 50-Day Moving Average | 44.19 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 68.56 |
| Average Volume (20 Days) | 228 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.04 |
Income Statement
In the last 12 months, CZNL had revenue of 23.12 million and earned 4.68 million in profits. Earnings per share was 4.75.
| Revenue | 23.12M |
| Gross Profit | 23.12M |
| Operating Income | 5.76M |
| Pretax Income | 5.47M |
| Net Income | 4.68M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.75 |
Balance Sheet
The company has 33.82 million in cash and 14.07 million in debt, with a net cash position of 19.75 million or 20.22 per share.
| Cash & Cash Equivalents | 33.82M |
| Total Debt | 14.07M |
| Net Cash | 19.75M |
| Net Cash Per Share | 20.22 |
| Equity (Book Value) | 67.57M |
| Book Value Per Share | 69.15 |
| Working Capital | -536.79M |
Cash Flow
In the last 12 months, operating cash flow was 9.04 million and capital expenditures -274,000, giving a free cash flow of 8.76 million.
| Operating Cash Flow | 9.04M |
| Capital Expenditures | -274,000 |
| Free Cash Flow | 8.76M |
| FCF Per Share | 8.97 |
Margins
| Gross Margin | n/a |
| Operating Margin | 24.93% |
| Pretax Margin | 23.66% |
| Profit Margin | 20.25% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.89% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 1.92%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 1.92% |
| Dividend Growth (YoY) | 2.04% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 20.61% |
| Buyback Yield | 1.79% |
| Shareholder Yield | 3.72% |
| Earnings Yield | 9.22% |
| FCF Yield | 17.25% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 20, 2007. It was a forward split with a ratio of 2.
| Last Split Date | Jun 20, 2007 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |