Citizens National Corporation (CZNL)
OTCMKTS · Delayed Price · Currency is USD
44.85
+0.10 (0.22%)
At close: Mar 28, 2025

Citizens National Statistics

Total Valuation

CZNL has a market cap or net worth of 43.83 million.

Market Cap 43.83M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, March 24, 2025.

Earnings Date Mar 24, 2025
Ex-Dividend Date Mar 18, 2025

Share Statistics

CZNL has 977,216 shares outstanding. The number of shares has decreased by -1.79% in one year.

Current Share Class n/a
Shares Outstanding 977,216
Shares Change (YoY) -1.79%
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 9.44.

PE Ratio 9.44
Forward PE n/a
PS Ratio 1.90
PB Ratio 0.65
P/TBV Ratio 0.84
P/FCF Ratio 5.00
P/OCF Ratio 4.85
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.61
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.92%.

Return on Equity (ROE) 6.92%
Return on Assets (ROA) 0.71%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 140,145
Profits Per Employee 28,382
Employee Count 165
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +15.00% in the last 52 weeks. The beta is 0.05, so CZNL's price volatility has been lower than the market average.

Beta (5Y) 0.05
52-Week Price Change +15.00%
50-Day Moving Average 44.81
200-Day Moving Average n/a
Relative Strength Index (RSI) 54.01
Average Volume (20 Days) 228

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.09

Income Statement

In the last 12 months, CZNL had revenue of 23.12 million and earned 4.68 million in profits. Earnings per share was 4.75.

Revenue 23.12M
Gross Profit 23.12M
Operating Income 5.76M
Pretax Income 5.47M
Net Income 4.68M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 4.75
Full Income Statement

Balance Sheet

The company has 33.82 million in cash and 14.07 million in debt, giving a net cash position of 19.75 million or 20.21 per share.

Cash & Cash Equivalents 33.82M
Total Debt 14.07M
Net Cash 19.75M
Net Cash Per Share 20.21
Equity (Book Value) 67.57M
Book Value Per Share 69.15
Working Capital -536.79M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 9.04 million and capital expenditures -274,000, giving a free cash flow of 8.76 million.

Operating Cash Flow 9.04M
Capital Expenditures -274,000
Free Cash Flow 8.76M
FCF Per Share 8.97
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 24.93%
Pretax Margin 23.66%
Profit Margin 20.25%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 37.89%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.23%.

Dividend Per Share 1.00
Dividend Yield 2.23%
Dividend Growth (YoY) 3.13%
Years of Dividend Growth 7
Payout Ratio 20.61%
Buyback Yield 1.79%
Shareholder Yield 4.02%
Earnings Yield 10.68%
FCF Yield 19.99%
Dividend Details

Stock Splits

The last stock split was on June 20, 2007. It was a forward split with a ratio of 2.

Last Split Date Jun 20, 2007
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score n/a