Elmer Bancorp, Inc. (ELMA)
OTCMKTS · Delayed Price · Currency is USD
22.29
0.00 (0.00%)
At close: Aug 15, 2025
Elmer Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2020 |
Interest Income on Loans | 17.21 | 16.08 | 14.02 | 11.86 | 12.42 | 12.19 | Upgrade |
Interest Income on Investments | 2.19 | 2.19 | 2.37 | 1.71 | 0.31 | 0.23 | Upgrade |
Total Interest Income | 19.4 | 18.27 | 16.39 | 13.56 | 12.74 | 12.42 | Upgrade |
Interest Paid on Deposits | 4.27 | 3.69 | 1.39 | 0.77 | 0.86 | 0.93 | Upgrade |
Net Interest Income | 15.13 | 14.58 | 15 | 12.8 | 11.87 | 11.49 | Upgrade |
Net Interest Income Growth (YoY) | 2.86% | -2.74% | 17.20% | 7.77% | 3.31% | 3.26% | Upgrade |
Other Non-Interest Income | 1.32 | 0.74 | 0.68 | 0.69 | 0.73 | 0.66 | Upgrade |
Total Non-Interest Income | 1.67 | 1.09 | 1.03 | 1.04 | 1.03 | 0.93 | Upgrade |
Non-Interest Income Growth (YoY) | 59.40% | 6.49% | -1.61% | 0.87% | 11.39% | -13.59% | Upgrade |
Revenues Before Loan Losses | 16.8 | 15.68 | 16.02 | 13.84 | 12.91 | 12.42 | Upgrade |
Provision for Loan Losses | 0.1 | -0.05 | 0.01 | -0.17 | 0.3 | 0.93 | Upgrade |
16.69 | 15.72 | 16.02 | 14.01 | 12.61 | 11.49 | Upgrade | |
Revenue Growth (YoY) | 5.97% | -1.82% | 14.31% | 11.15% | 9.73% | -4.30% | Upgrade |
Salaries and Employee Benefits | 7.02 | 7.02 | 6.64 | 6.17 | 5.62 | 5.34 | Upgrade |
Occupancy Expenses | 1.4 | 1.4 | 1.33 | 1.25 | 1.16 | 1.04 | Upgrade |
Federal Deposit Insurance | 0.23 | 0.23 | 0.27 | 0.29 | 0.28 | 0.23 | Upgrade |
Selling, General & Administrative | 2.03 | 2.03 | 1.93 | 1.77 | 1.89 | 1.85 | Upgrade |
Other Non-Interest Expense | 1.83 | 1.19 | 1.39 | 0.91 | 0.97 | 1.02 | Upgrade |
Total Non-Interest Expense | 12.51 | 11.87 | 11.56 | 10.39 | 9.93 | 9.49 | Upgrade |
EBT Excluding Unusual Items | 4.19 | 3.85 | 4.46 | 3.62 | 2.68 | 2 | Upgrade |
Pretax Income | 4.19 | 3.85 | 4.46 | 3.62 | 2.68 | 2 | Upgrade |
Income Tax Expense | 0.94 | 1 | 1.28 | 1.01 | 0.73 | 0.53 | Upgrade |
Net Income | 3.24 | 2.85 | 3.18 | 2.6 | 1.95 | 1.47 | Upgrade |
Net Income to Common | 3.24 | 2.85 | 3.18 | 2.6 | 1.95 | 1.47 | Upgrade |
Net Income Growth | 14.51% | -10.38% | 22.17% | 33.61% | 32.66% | -28.91% | Upgrade |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade |
Shares Change (YoY) | -0.23% | -0.66% | -0.01% | 0.08% | 0.13% | -0.02% | Upgrade |
EPS (Basic) | 2.84 | 2.50 | 2.77 | 2.27 | 1.70 | 1.28 | Upgrade |
EPS (Diluted) | 2.84 | 2.50 | 2.77 | 2.27 | 1.70 | 1.28 | Upgrade |
EPS Growth | 14.73% | -9.79% | 22.08% | 33.47% | 32.81% | -28.89% | Upgrade |
Dividend Per Share | - | - | 0.400 | 0.400 | 0.400 | 0.330 | Upgrade |
Dividend Growth | - | - | - | - | 21.21% | -45.00% | Upgrade |
Effective Tax Rate | 22.55% | 26.02% | 28.63% | 28.03% | 27.25% | 26.44% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.