Elmer Bancorp, Inc. (ELMA)
OTCMKTS · Delayed Price · Currency is USD
22.29
0.00 (0.00%)
At close: Aug 15, 2025

Elmer Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202019 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2019 - 2020
Interest Income on Loans
17.2116.0814.0211.8612.4212.19
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Interest Income on Investments
2.192.192.371.710.310.23
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Total Interest Income
19.418.2716.3913.5612.7412.42
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Interest Paid on Deposits
4.273.691.390.770.860.93
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Net Interest Income
15.1314.581512.811.8711.49
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Net Interest Income Growth (YoY)
2.86%-2.74%17.20%7.77%3.31%3.26%
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Other Non-Interest Income
1.320.740.680.690.730.66
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Total Non-Interest Income
1.671.091.031.041.030.93
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Non-Interest Income Growth (YoY)
59.40%6.49%-1.61%0.87%11.39%-13.59%
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Revenues Before Loan Losses
16.815.6816.0213.8412.9112.42
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Provision for Loan Losses
0.1-0.050.01-0.170.30.93
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16.6915.7216.0214.0112.6111.49
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Revenue Growth (YoY)
5.97%-1.82%14.31%11.15%9.73%-4.30%
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Salaries and Employee Benefits
7.027.026.646.175.625.34
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Occupancy Expenses
1.41.41.331.251.161.04
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Federal Deposit Insurance
0.230.230.270.290.280.23
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Selling, General & Administrative
2.032.031.931.771.891.85
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Other Non-Interest Expense
1.831.191.390.910.971.02
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Total Non-Interest Expense
12.5111.8711.5610.399.939.49
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EBT Excluding Unusual Items
4.193.854.463.622.682
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Pretax Income
4.193.854.463.622.682
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Income Tax Expense
0.9411.281.010.730.53
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Net Income
3.242.853.182.61.951.47
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Net Income to Common
3.242.853.182.61.951.47
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Net Income Growth
14.51%-10.38%22.17%33.61%32.66%-28.91%
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Basic Shares Outstanding
111111
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Diluted Shares Outstanding
111111
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Shares Change (YoY)
-0.23%-0.66%-0.01%0.08%0.13%-0.02%
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EPS (Basic)
2.842.502.772.271.701.28
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EPS (Diluted)
2.842.502.772.271.701.28
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EPS Growth
14.73%-9.79%22.08%33.47%32.81%-28.89%
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Dividend Per Share
--0.4000.4000.4000.330
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Dividend Growth
----21.21%-45.00%
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Effective Tax Rate
22.55%26.02%28.63%28.03%27.25%26.44%
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.