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Elmer Bancorp, Inc. (ELMA)
OTCMKTS · Delayed Price · Currency is USD
27.00
0.00 (0.00%)
At close: Jul 24, 2026

Elmer Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
17.4917.4915.7216.0214.0112.61
Revenue Growth
4.77%11.24%-1.82%14.31%11.15%9.73%
Net Income
2.893.32.853.182.61.95
Earnings Per Share
2.532.892.502.772.271.70
EPS Growth
-11.05%15.51%-9.79%22.08%33.47%32.81%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
39.3346.4230.2539.2555.7482.54
Total Debt
-0.12----
Net Cash (Debt)
39.3346.330.2539.2555.7482.54
Net Cash Growth
-16.85%53.07%-22.94%-29.58%-32.47%152.18%
Net Cash Per Share
34.2740.4726.4934.1648.4971.87

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3.252.43.582.731.73
Capital Expenditures
--0.38-0.29-0.5-0.61-0.49
Free Cash Flow
-2.872.123.082.121.24
Free Cash Flow Growth
-35.57%-31.39%45.21%71.14%0.71%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
16.55%18.88%18.13%19.86%18.58%15.46%
FCF Margin
-16.39%13.45%19.25%15.15%9.84%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.600--0.4000.4000.400
Dividend Per Share Growth
20.00%--0%0%21.21%
Dividend Yield
2.22%--2.22%2.41%2.39%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.698.028.916.928.0411.06
P/FCF Ratio
-9.2312.017.149.8617.38
PS Ratio
1.791.511.621.371.491.71