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Elmer Bancorp, Inc. (ELMA)
OTCMKTS · Delayed Price · Currency is USD
27.00
0.00 (0.00%)
At close: Jul 24, 2026

Elmer Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
3.32.853.182.61.95
Depreciation & Amortization
0.430.360.340.290.26
Gain (Loss) on Sale of Assets
0.010.140.09-0-0.01
Gain (Loss) on Sale of Investments
0.120.120.130.150.13
Total Asset Writedown
--0.28--
Provision for Credit Losses
0.16-0.050.01-0.170.3
Accrued Interest Receivable
-0.07-0.11-0.06-0.110.5
Change in Other Net Operating Assets
-0.79-0.23-0.2-0.19-0.19
Other Operating Activities
-0.08-0.83-0.250.15-1.21
Operating Cash Flow
3.252.43.582.731.73
Operating Cash Flow Growth
35.19%-32.90%31.21%57.55%27.89%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.38-0.29-0.5-0.61-0.49
Investment in Securities
0.770.833.410.19-21.88
Net Decrease (Increase) in Loans Originated / Sold - Investing
-12.49-24.25-11.91-24.6126.44
Other Investing Activities
1.15-0.52-0.040.16-0.03
Investing Cash Flow
-10.95-24.23-9.04-24.884.4

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Repurchase of Common Stock
---0.17--
Common Dividends Paid
-0.58-0.57-0.6-0.46-0.43
Net Increase (Decrease) in Deposit Accounts
24.4513.4-10.27-4.244.1
Financing Cash Flow
23.8712.82-11.03-4.6643.68

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
16.18-9.01-16.49-26.849.81

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
2.872.123.082.121.24
Free Cash Flow Growth
35.57%-31.39%45.21%71.14%0.71%
Free Cash Flow Margin
16.39%13.45%19.25%15.15%9.84%
Free Cash Flow Per Share
2.511.852.681.851.08

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
4.443.561.350.770.87
Cash Income Tax Paid
0.941.241.360.481.09