Elmer Bancorp, Inc. (ELMA)
OTCMKTS · Delayed Price · Currency is USD
29.00
+0.67 (2.36%)
At close: Aug 12, 2026

Elmer Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
342625222122
Market Cap Growth
35.68%4.17%15.48%5.15%-2.93%25.27%
Last Close Price
29.0022.6221.3518.0516.5716.72

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.488.028.916.928.0411.06
PS Ratio
1.921.511.621.371.491.71
PB Ratio
0.840.680.720.670.710.73
P/FCF Ratio
-9.2312.017.149.8617.38
P/OCF Ratio
-8.1410.576.147.6612.44

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-0.00----
Debt / FCF Ratio
-0.04----
Net Debt / Equity Ratio
-0.98-1.19-0.85-1.20-1.90-2.80
Net Debt / FCF Ratio
--16.14-14.30-12.73-26.25-66.53
Return on Equity (ROE)
7.47%8.87%8.37%10.26%8.86%6.76%
Return on Assets (ROA)
0.71%0.84%0.77%0.86%0.70%0.55%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.62%12.47%11.22%14.46%12.44%9.04%
FCF Yield
-10.83%8.32%14.01%10.14%5.75%
Dividend Yield
2.07%--2.22%2.41%2.39%
Payout Ratio
-17.42%20.07%18.85%17.68%21.83%
Buyback Yield / Dilution
-0.42%-0.20%0.66%0.01%-0.08%-0.13%
Total Shareholder Return
1.65%-0.20%0.66%2.23%2.33%2.26%