Elmer Bancorp, Inc. (ELMA)
OTCMKTS · Delayed Price · Currency is USD
26.60
+0.80 (3.10%)
At close: Nov 6, 2026
Elmer Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 25.27 | 46.42 | 30.25 | 39.25 | 55.74 | 82.54 |
Investment Securities | 20.22 | 19.36 | 18.76 | 18.59 | 20.68 | 22.13 |
Mortgage-Backed Securities | - | 3.86 | 4.3 | 4.93 | 5.56 | 7.56 |
Total Investments | 20.22 | 23.22 | 23.05 | 23.52 | 26.24 | 29.7 |
Gross Loans | 339.68 | 327.77 | 314.87 | 290.17 | 279.22 | 254.35 |
Allowance for Loan Losses | -4.33 | -4.16 | -4.04 | -4.08 | -4.38 | -4.56 |
Other Adjustments to Gross Loans | - | -0.5 | -0.51 | -0.43 | -0.33 | -0.33 |
Net Loans | 335.36 | 323.11 | 310.33 | 285.66 | 274.51 | 249.46 |
Property, Plant & Equipment | 3.75 | 3.84 | 3.76 | 3.84 | 3.96 | 3.65 |
Accrued Interest Receivable | 1.02 | 1.02 | 0.95 | 0.83 | 0.77 | 0.66 |
Long-Term Deferred Tax Assets | - | 1.84 | 1.98 | 1.95 | 2.35 | 1.72 |
Other Real Estate Owned & Foreclosed | - | - | 1.13 | 1.27 | - | - |
Other Long-Term Assets | 12.46 | 9.88 | 9.19 | 7.94 | 7.66 | 7.66 |
Total Assets | 398.08 | 409.42 | 380.73 | 364.58 | 371.53 | 375.69 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 2.02 | 1.62 | 1.67 | 1.84 | 1.63 |
Interest Bearing Deposits | 354.6 | 224.77 | 210.15 | 209.27 | 223.86 | 222.51 |
Institutional Deposits | - | 29.89 | 24.72 | 9.82 | 4.72 | 7.95 |
Non-Interest Bearing Deposits | - | 113.25 | 108.59 | 110.97 | 111.75 | 114.07 |
Total Deposits | 354.6 | 367.91 | 343.46 | 330.06 | 340.33 | 344.53 |
Accrued Interest Payable | 0.13 | 0.25 | 0.19 | 0.06 | 0.02 | 0.03 |
Long-Term Leases | - | 0.12 | - | - | - | - |
Other Long-Term Liabilities | 2.52 | 0.07 | 0.07 | 0.06 | 0.04 | 0.04 |
Total Liabilities | 357.26 | 370.37 | 345.34 | 331.86 | 342.23 | 346.23 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 40.83 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 |
Additional Paid-In Capital | - | 0.47 | 0.55 | 0.57 | 0.58 | 0.6 |
Retained Earnings | - | 41.17 | 38.44 | 36.17 | 33.36 | 31.22 |
Treasury Stock | - | -2 | -2.2 | -2.25 | -2.12 | -2.16 |
Comprehensive Income & Other | - | -0.71 | -1.53 | -1.89 | -2.65 | -0.32 |
Shareholders' Equity | 40.83 | 39.05 | 35.38 | 32.72 | 29.3 | 29.47 |
Total Liabilities & Equity | 398.08 | 409.42 | 380.73 | 364.58 | 371.53 | 375.69 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | 0.12 | - | - | - | - |
Net Cash (Debt) | 25.27 | 46.3 | 30.25 | 39.25 | 55.74 | 82.54 |
Net Cash Growth | -50.65% | 53.07% | -22.94% | -29.58% | -32.47% | 152.18% |
Net Cash Per Share | 22.01 | 40.47 | 26.49 | 34.16 | 48.49 | 71.87 |
Filing Date Shares Outstanding | 1.15 | 1.15 | 1.14 | 1.14 | 1.15 | 1.15 |
Total Common Shares Outstanding | 1.15 | 1.15 | 1.14 | 1.14 | 1.15 | 1.15 |
Book Value Per Share | 35.51 | 33.91 | 30.91 | 28.62 | 25.45 | 25.62 |
Tangible Book Value | 40.83 | 39.05 | 35.38 | 32.72 | 29.3 | 29.47 |
Tangible Book Value Per Share | 35.51 | 33.91 | 30.91 | 28.62 | 25.45 | 25.62 |