Elmer Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	39.33	46.42	30.25	39.25	55.74	82.54
Investment Securities	20.85	19.36	18.76	18.59	20.68	22.13
Mortgage-Backed Securities	-	3.86	4.3	4.93	5.56	7.56
Total Investments	20.85	23.22	23.05	23.52	26.24	29.7
Gross Loans	335.07	327.77	314.87	290.17	279.22	254.35
Allowance for Loan Losses	-4.25	-4.16	-4.04	-4.08	-4.38	-4.56
Other Adjustments to Gross Loans	-	-0.5	-0.51	-0.43	-0.33	-0.33
Net Loans	330.81	323.11	310.33	285.66	274.51	249.46
Property, Plant & Equipment	3.7	3.84	3.76	3.84	3.96	3.65
Accrued Interest Receivable	1.08	1.02	0.95	0.83	0.77	0.66
Long-Term Deferred Tax Assets	-	1.84	1.98	1.95	2.35	1.72
Other Real Estate Owned & Foreclosed	-	-	1.13	1.27	-	-
Other Long-Term Assets	12.01	9.88	9.19	7.94	7.66	7.66
Total Assets	407.78	409.42	380.73	364.58	371.53	375.69
Accrued Expenses	-	2.02	1.62	1.67	1.84	1.63
Interest Bearing Deposits	365.22	224.77	210.15	209.27	223.86	222.51
Institutional Deposits	-	29.89	24.72	9.82	4.72	7.95
Non-Interest Bearing Deposits	-	113.25	108.59	110.97	111.75	114.07
Total Deposits	365.22	367.91	343.46	330.06	340.33	344.53
Accrued Interest Payable	0.14	0.25	0.19	0.06	0.02	0.03
Long-Term Leases	-	0.12	-	-	-	-
Other Long-Term Liabilities	2.28	0.07	0.07	0.06	0.04	0.04
Total Liabilities	367.64	370.37	345.34	331.86	342.23	346.23
Common Stock	40.14	0.12	0.12	0.12	0.12	0.12
Additional Paid-In Capital	-	0.47	0.55	0.57	0.58	0.6
Retained Earnings	-	41.17	38.44	36.17	33.36	31.22
Treasury Stock	-	-2	-2.2	-2.25	-2.12	-2.16
Comprehensive Income & Other	-	-0.71	-1.53	-1.89	-2.65	-0.32
Shareholders' Equity	40.14	39.05	35.38	32.72	29.3	29.47
Total Liabilities & Equity	407.78	409.42	380.73	364.58	371.53	375.69
Total Debt	-	0.12	-	-	-	-
Net Cash (Debt)	39.33	46.3	30.25	39.25	55.74	82.54
Net Cash Growth	-16.85%	53.07%	-22.94%	-29.58%	-32.47%	152.18%
Net Cash Per Share	34.27	40.47	26.49	34.16	48.49	71.87
Filing Date Shares Outstanding	1.15	1.15	1.14	1.14	1.15	1.15
Total Common Shares Outstanding	1.15	1.15	1.14	1.14	1.15	1.15
Book Value Per Share	34.94	33.91	30.91	28.62	25.45	25.62
Tangible Book Value	40.14	39.05	35.38	32.72	29.3	29.47
Tangible Book Value Per Share	34.94	33.91	30.91	28.62	25.45	25.62