FMFG Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	46.68	64.66	44.69	7.26	26.46
Investment Securities	21.71	29.42	30.59	32.06	34.14
Trading Asset Securities	-	0.63	-	-	-
Mortgage-Backed Securities	118.73	117.41	154.26	115.35	137.84
Total Investments	140.44	147.46	184.86	147.41	171.98
Gross Loans	637.51	587.96	528.17	521.68	486.38
Allowance for Loan Losses	-4.36	-4.26	-4.29	-4.15	-3.65
Other Adjustments to Gross Loans	-	-0.71	-0.57	-0.61	-0.72
Net Loans	633.14	582.99	523.31	516.92	482.01
Property, Plant & Equipment	7.14	8.63	7.38	7.13	7.35
Goodwill	-	6.98	6.98	6.98	6.98
Other Intangible Assets	7.02	0.99	0.12	0.16	0.19
Loans Held for Sale	0.71	0.16	-	0.43	0.13
Accrued Interest Receivable	2.54	2.44	2.18	1.82	1.61
Long-Term Deferred Tax Assets	6.28	7.61	8.31	8.39	2.18
Other Real Estate Owned & Foreclosed	1.67	1.18	1.24	1.24	1.24
Other Long-Term Assets	26.34	21.56	20.87	20.47	16.54
Total Assets	871.96	844.64	799.94	718.21	716.68
Interest Bearing Deposits	603.36	589.96	502.28	458.94	467.54
Institutional Deposits	-	61.65	63.4	37.98	34.7
Non-Interest Bearing Deposits	117.1	107.2	115.29	126.7	124.18
Total Deposits	720.46	758.81	680.96	623.61	626.41
Short-Term Borrowings	4.32	5.59	41.32	5.18	5.41
Current Portion of Long-Term Debt	62.7	5	-	15	-
Current Portion of Leases	-	0.32	-	-	-
Accrued Interest Payable	1.28	1	1.48	0.35	0.3
Long-Term Debt	12.04	11.33	13.21	15.1	16.98
Federal Home Loan Bank Debt, Long-Term	-	-	5	5	5
Long-Term Leases	-	1.18	1.01	1.17	1.31
Other Long-Term Liabilities	6.51	5.14	4.77	5.04	4.64
Total Liabilities	807.3	788.37	747.76	670.44	660.06
Common Stock	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	32.15	31.14	30.4	29.55	28.86
Retained Earnings	45.21	41.61	39.43	35.3	29.13
Comprehensive Income & Other	-12.73	-16.51	-17.68	-17.11	-1.39
Shareholders' Equity	64.66	56.27	52.18	47.77	56.62
Total Liabilities & Equity	871.96	844.64	799.94	718.21	716.68
Total Debt	79.05	23.43	60.55	41.44	28.7
Net Cash (Debt)	-32.27	41.96	-15.76	-34.07	-1.89
Net Cash Per Share	-10.13	13.39	-5.11	-11.19	-0.63
Filing Date Shares Outstanding	3.23	3.18	3.12	3.07	3.04
Total Common Shares Outstanding	3.23	3.17	3.12	3.07	3.04
Book Value Per Share	20.02	17.77	16.74	15.56	18.64
Tangible Book Value	57.64	48.31	45.08	40.64	49.45
Tangible Book Value Per Share	17.85	15.25	14.46	13.23	16.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.