FMFG Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	48.73	46.68	64.66	44.69	7.26	26.46
Investment Securities	21.88	28.88	29.42	30.59	32.06	34.14
Trading Asset Securities	-	-	0.63	-	-	-
Mortgage-Backed Securities	112.46	111.55	117.41	154.26	115.35	137.84
Total Investments	134.33	140.44	147.46	184.86	147.41	171.98
Gross Loans	632.76	638.34	587.96	528.17	521.68	486.38
Allowance for Loan Losses	-4.46	-4.36	-4.26	-4.29	-4.15	-3.65
Other Adjustments to Gross Loans	-	-0.84	-0.71	-0.57	-0.61	-0.72
Net Loans	628.3	633.14	582.99	523.31	516.92	482.01
Property, Plant & Equipment	7.04	8.21	8.63	7.38	7.13	7.35
Goodwill	-	6.98	6.98	6.98	6.98	6.98
Other Intangible Assets	7.02	0.82	0.99	0.12	0.16	0.19
Loans Held for Sale	0.34	0.71	0.16	-	0.43	0.13
Accrued Interest Receivable	2.47	2.54	2.44	2.18	1.82	1.61
Long-Term Deferred Tax Assets	6.51	6.28	7.61	8.31	8.39	2.18
Other Real Estate Owned & Foreclosed	1.67	1.67	1.18	1.24	1.24	1.24
Other Long-Term Assets	26.98	24.49	21.56	20.87	20.47	16.54
Total Assets	863.39	871.96	844.64	799.94	718.21	716.68
Interest Bearing Deposits	588.33	543.41	589.96	502.28	458.94	467.54
Institutional Deposits	-	59.95	61.65	63.4	37.98	34.7
Non-Interest Bearing Deposits	122.97	117.1	107.2	115.29	126.7	124.18
Total Deposits	711.3	720.46	758.81	680.96	623.61	626.41
Short-Term Borrowings	3.45	4.51	5.59	41.32	5.18	5.41
Current Portion of Long-Term Debt	62.7	62.7	5	-	15	-
Current Portion of Leases	-	0.33	-	-	-	-
Accrued Interest Payable	0.76	1.28	1	1.48	0.35	0.3
Long-Term Debt	12.05	12.04	11.33	13.21	15.1	16.98
Federal Home Loan Bank Debt, Long-Term	-	-	-	5	5	5
Long-Term Leases	-	0.94	1.51	1.01	1.17	1.31
Other Long-Term Liabilities	7.04	5.04	5.14	4.77	5.04	4.64
Total Liabilities	797.29	807.3	788.37	747.76	670.44	660.06
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	32.25	32.15	31.14	30.4	29.55	28.86
Retained Earnings	47.04	45.21	41.61	39.43	35.3	29.13
Comprehensive Income & Other	-13.22	-12.73	-16.51	-17.68	-17.11	-1.39
Shareholders' Equity	66.1	64.66	56.27	52.18	47.77	56.62
Total Liabilities & Equity	863.39	871.96	844.64	799.94	718.21	716.68
Total Debt	78.2	80.52	23.43	60.55	41.44	28.7
Net Cash (Debt)	-29.37	-33.74	41.96	-15.76	-34.07	-1.89
Net Cash Per Share	-9.13	-10.58	13.39	-5.11	-11.19	-0.63
Filing Date Shares Outstanding	3.24	3.24	3.18	3.12	3.07	3.04
Total Common Shares Outstanding	3.24	3.23	3.17	3.12	3.07	3.04
Book Value Per Share	20.43	20.02	17.77	16.74	15.56	18.64
Tangible Book Value	59.09	56.86	48.31	45.08	40.64	49.45
Tangible Book Value Per Share	18.26	17.60	15.25	14.46	13.23	16.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.