Farmers and Merchants Bancshares, Inc. (FMFG)
OTCMKTS · Delayed Price · Currency is USD
19.12
+0.32 (1.70%)
At close: Sep 16, 2026

FMFG Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
625665546767
Market Cap Growth
17.58%-14.37%20.02%-19.44%0.76%67.54%
Last Close Price
19.1216.8619.2615.7319.1018.58

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.669.6515.188.438.308.18
PS Ratio
2.232.172.912.302.662.70
PB Ratio
0.920.861.151.041.411.18
P/FCF Ratio
8.439.7967.1010.749.965.85
P/OCF Ratio
8.119.1928.159.179.395.70

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.101.250.421.160.870.51
Debt / FCF Ratio
10.0514.1824.2012.016.142.52
Net Debt / Equity Ratio
0.280.52-0.750.300.710.03
Net Debt / FCF Ratio
2.525.94-43.343.135.050.17
Return on Equity (ROE)
11.14%9.54%7.89%12.84%15.50%15.04%
Return on Assets (ROA)
0.83%0.67%0.52%0.85%1.13%1.17%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
11.42%10.37%6.59%11.86%12.04%12.22%
FCF Yield
11.86%10.21%1.49%9.31%10.04%17.11%
Dividend Yield
3.77%4.03%3.48%4.20%3.30%3.07%
Payout Ratio
28.59%23.05%32.19%19.26%15.15%14.19%
Buyback Yield / Dilution
-1.87%-1.76%-1.52%-1.30%-0.94%-1.14%
Total Shareholder Return
1.90%2.27%1.96%2.90%2.36%1.92%