FMFG Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	5.77	4.28	6.42	8.09	8.15
Depreciation & Amortization	0.59	0.57	0.47	0.46	0.46
Other Amortization	0.19	0.08	0.05	0.04	0.04
Gain (Loss) on Sale of Assets	-	0.01	-0.25	-	-0.04
Gain (Loss) on Sale of Investments	-0.46	-1	-0.34	-0.16	-0
Total Asset Writedown	0.27	0.05	-	-	0.17
Provision for Credit Losses	0.7	0.15	-0.57	0.48	0.33
Accrued Interest Receivable	-0.1	-0.26	-0.37	-0.21	0.45
Change in Other Net Operating Assets	-0.67	-0.71	-0.61	-0.16	2.88
Other Operating Activities	-0.68	-0.55	-0.02	-1.16	-0.4
Operating Cash Flow	6.05	2.31	5.9	7.16	11.7
Operating Cash Flow Growth	162.25%	-60.92%	-17.50%	-38.86%	162.89%
Capital Expenditures	-0.37	-1.34	-0.86	-0.41	-0.3
Sale of Property, Plant and Equipment	-	-	0.01	-	1.39
Investment in Securities	12.82	38.45	-36.4	2.51	-96.52
Income (Loss) Equity Investments	-	-	-0.01	-0.01	-0.01
Net Decrease (Increase) in Loans Originated / Sold - Investing	-52.53	-59.92	-5.81	-34.71	39.92
Other Investing Activities	-2.32	0.08	0.47	-2.75	-3.47
Investing Cash Flow	-41.5	-22.72	-42.36	-35.36	-58.98
Short-Term Debt Issued	-	-	34.59	-	-
Long-Term Debt Issued	69.72	-	-	15	-
Total Debt Issued	69.72	-	34.59	15	-
Short-Term Debt Repaid	-1.25	-34.2	-	-0.24	-19.34
Long-Term Debt Repaid	-11.33	-1.89	-16.89	-1.89	-
Total Debt Repaid	-12.58	-36.09	-16.89	-2.13	-19.34
Net Debt Issued (Repaid)	57.14	-36.09	17.7	12.87	-19.34
Common Dividends Paid	-1.33	-1.38	-1.24	-1.23	-1.16
Net Increase (Decrease) in Deposit Accounts	-38.35	77.85	57.42	-2.64	53.26
Financing Cash Flow	17.47	40.39	73.88	9	32.77
Net Cash Flow	-17.98	19.97	37.43	-19.2	-14.51
Free Cash Flow	5.68	0.97	5.04	6.75	11.4
Free Cash Flow Growth	486.78%	-80.80%	-25.26%	-40.86%	180.54%
Free Cash Flow Margin	22.18%	4.34%	21.39%	26.69%	46.15%
Free Cash Flow Per Share	1.78	0.31	1.63	2.21	3.78
Cash Interest Paid	17.67	18	8.83	2.24	3.15
Cash Income Tax Paid	0.89	0.72	2.39	3.37	1.61