Farmers and Merchants Bancshares, Inc. (FMFG)

FMFG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 24, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	65	54	67	67	40	54
Market Cap Growth	-8.21%	-19.44%	0.76%	67.54%	-26.93%	6.76%
Last Close Price	20.51	16.75	20.33	19.78	11.64	15.50
PE Ratio	13.32	8.43	8.30	8.18	14.84	11.94
PS Ratio	2.87	2.30	2.66	2.70	2.12	3.31
PB Ratio	1.09	1.04	1.41	1.18	0.77	1.10
P/FCF Ratio	47.34	10.74	9.96	5.85	9.79	9.98
P/OCF Ratio	15.93	9.17	9.39	5.70	8.94	9.53
Debt / Equity Ratio	1.28	1.16	0.87	0.51	0.93	0.25
Debt / FCF Ratio	55.18	12.01	6.14	2.52	11.85	2.29
Return on Equity (ROE)	9.01%	12.84%	15.50%	15.04%	5.30%	9.62%
Return on Assets (ROA)	0.61%	0.85%	1.13%	1.17%	0.48%	1.06%
Earnings Yield	7.51%	11.86%	12.04%	12.22%	6.74%	8.37%
FCF Yield	2.11%	9.32%	10.04%	17.11%	10.22%	10.02%
Dividend Yield	3.32%	3.94%	3.10%	2.88%	4.47%	3.29%
Payout Ratio	25.00%	19.26%	15.15%	14.19%	39.88%	22.40%
Buyback Yield / Dilution	-1.63%	-1.30%	-0.94%	-1.14%	-1.05%	-0.93%
Total Shareholder Return	1.68%	2.64%	2.16%	1.74%	3.42%	2.36%

Source: S&P Capital IQ. Banks template. Financial Sources.