Farmers and Merchants Bancshares, Inc. (FMFG)

FMFG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 26, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	50	54	67	67	40	54
Market Cap Growth	-35.06%	-19.44%	0.76%	67.54%	-26.93%	6.76%
Last Close Price	15.75	17.14	20.81	20.24	11.91	15.86
PE Ratio	9.51	8.24	7.83	7.50	13.25	10.27
PS Ratio	2.18	2.30	2.66	2.70	2.12	3.31
PB Ratio	0.91	1.04	1.41	1.18	0.77	1.10
P/FCF Ratio	18.81	10.74	9.96	5.85	9.79	9.98
P/OCF Ratio	9.47	9.17	9.39	5.70	8.94	9.53
Debt / Equity Ratio	1.55	1.16	0.87	0.51	0.93	0.25
Debt / FCF Ratio	32.07	12.01	6.14	2.52	11.85	2.29
Return on Equity (ROE)	9.86%	12.84%	15.50%	15.04%	5.30%	9.62%
Return on Assets (ROA)	0.67%	0.85%	1.13%	1.17%	0.48%	1.06%
Earnings Yield	10.52%	11.86%	12.04%	12.22%	6.74%	8.37%
FCF Yield	5.32%	9.32%	10.04%	17.11%	10.22%	10.02%
Dividend Yield	4.19%	3.85%	3.03%	2.82%	4.37%	3.22%
Payout Ratio	23.50%	19.26%	15.15%	14.19%	39.88%	22.40%
Buyback Yield / Dilution	-1.50%	-1.30%	-0.94%	-1.14%	-1.05%	-0.93%
Total Shareholder Return	2.69%	2.55%	2.09%	1.67%	3.31%	2.28%

Source: S&P Capital IQ. Banks template. Financial Sources.