Farmers and Merchants Bancshares, Inc. (FMFG)

FMFG Statistics

Total Valuation

FMFG has a market cap or net worth of 50.81 million.

Market Cap	50.81M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 24, 2025.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Dec 3, 2024

Share Statistics

FMFG has 3.18 million shares outstanding. The number of shares has increased by 1.31% in one year.

Current Share Class	3.18M
Shares Outstanding	3.18M
Shares Change (YoY)	+1.31%
Shares Change (QoQ)	-0.69%
Owned by Insiders (%)	19.37%
Owned by Institutions (%)	2.17%
Float	2.55M

Valuation Ratios

The trailing PE ratio is 11.89.

PE Ratio	11.89
Forward PE	n/a
PS Ratio	2.23
PB Ratio	0.87
P/TBV Ratio	0.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.57%.

Return on Equity (ROE)	7.57%
Return on Assets (ROA)	0.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	234,443
Profits Per Employee	43,536
Employee Count	100
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	-0.16
52-Week Price Change	n/a
50-Day Moving Average	16.17
200-Day Moving Average	16.10
Relative Strength Index (RSI)	53.41
Average Volume (20 Days)	178

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.55

Income Statement

In the last 12 months, FMFG had revenue of 22.74 million and earned 4.22 million in profits. Earnings per share was 1.35.

Revenue	22.74M
Gross Profit	22.74M
Operating Income	6.00M
Pretax Income	5.42M
Net Income	4.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.35

Balance Sheet

The company has 22.80 million in cash and 16.34 million in debt, giving a net cash position of 6.46 million or 2.03 per share.

Cash & Cash Equivalents	22.80M
Total Debt	16.34M
Net Cash	6.46M
Net Cash Per Share	2.03
Equity (Book Value)	58.55M
Book Value Per Share	18.44
Working Capital	-715.26M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	26.36%
Pretax Margin	23.85%
Profit Margin	18.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.68, which amounts to a dividend yield of 4.25%.

Dividend Per Share	0.68
Dividend Yield	4.25%
Dividend Growth (YoY)	1.52%
Years of Dividend Growth	12
Payout Ratio	n/a
Buyback Yield	-1.31%
Shareholder Yield	2.94%
Earnings Yield	8.31%
FCF Yield	n/a

Stock Splits

The last stock split was on November 1, 2019. It was a forward split with a ratio of 1.75.

Last Split Date	Nov 1, 2019
Split Type	Forward
Split Ratio	1.75

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a