Farmers and Merchants Bancshares, Inc. (FMFG)
OTCMKTS · Delayed Price · Currency is USD
20.00
-1.00 (-4.76%)
Feb 13, 2026, 2:47 PM EST

FMFG Statistics

Total Valuation

FMFG has a market cap or net worth of 66.28 million.

Market Cap66.28M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date Jan 30, 2026
Ex-Dividend Date Dec 5, 2025

Share Statistics

FMFG has 3.24 million shares outstanding. The number of shares has increased by 1.68% in one year.

Current Share Class 3.24M
Shares Outstanding 3.24M
Shares Change (YoY) +1.68%
Shares Change (QoQ) +0.21%
Owned by Insiders (%) 17.19%
Owned by Institutions (%) 2.13%
Float 2.68M

Valuation Ratios

The trailing PE ratio is 11.32.

PE Ratio 11.32
Forward PE n/a
PS Ratio 2.59
PB Ratio 1.03
P/TBV Ratio 1.15
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.54%.

Return on Equity (ROE) 9.54%
Return on Assets (ROA) 0.67%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.34%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count100
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FMFG has paid 1.61 million in taxes.

Income Tax 1.61M
Effective Tax Rate 21.80%

Stock Price Statistics

The stock price has increased by +33.79% in the last 52 weeks. The beta is -0.24, so FMFG's price volatility has been lower than the market average.

Beta (5Y) -0.24
52-Week Price Change +33.79%
50-Day Moving Average 17.10
200-Day Moving Average 16.16
Relative Strength Index (RSI) 74.00
Average Volume (20 Days) 698

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.00

Income Statement

In the last 12 months, FMFG had revenue of 25.62 million and earned 5.77 million in profits. Earnings per share was 1.81.

Revenue25.62M
Gross Profit 25.62M
Operating Income 8.08M
Pretax Income 7.37M
Net Income 5.77M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.81
Full Income Statement

Balance Sheet

The company has 46.78 million in cash and 79.05 million in debt, with a net cash position of -32.27 million or -9.97 per share.

Cash & Cash Equivalents 46.78M
Total Debt 79.05M
Net Cash -32.27M
Net Cash Per Share -9.97
Equity (Book Value) 64.66M
Book Value Per Share 20.02
Working Capital -737.05M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 31.52%
Pretax Margin 28.78%
Profit Margin 22.51%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.68, which amounts to a dividend yield of 3.32%.

Dividend Per Share 0.68
Dividend Yield 3.32%
Dividend Growth (YoY) 1.49%
Years of Dividend Growth 16
Payout Ratio n/a
Buyback Yield -1.68%
Shareholder Yield 1.64%
Earnings Yield 8.70%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 1, 2019. It was a forward split with a ratio of 1.75.

Last Split Date Nov 1, 2019
Split Type Forward
Split Ratio 1.75

Scores

Altman Z-Score n/a
Piotroski F-Score 2