Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS
· Delayed Price · Currency is USD
12.40
+0.10 (0.81%)
Feb 14, 2025, 9:30 AM EST
Gouverneur Bancorp Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | Sep '20 Sep 30, 2020 | 2019 - 2015 |
| Interest Income on Loans | 6.64 | 6.54 | 6.08 | 4.02 | 4.12 | 5.01 | Upgrade
|
| Interest Income on Investments | 1.97 | 2.02 | 2.08 | 0.53 | 0.35 | - | Upgrade
|
| Total Interest Income | 8.6 | 8.57 | 8.16 | 4.55 | 4.47 | 5.01 | Upgrade
|
| Interest Paid on Deposits | 1.39 | 1.23 | 0.35 | 0.26 | 0.2 | 0.52 | Upgrade
|
| Interest Paid on Borrowings | 0.1 | 0.19 | 0.23 | 0 | 0.16 | - | Upgrade
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| Total Interest Expense | 1.5 | 1.42 | 0.57 | 0.27 | 0.37 | 0.52 | Upgrade
|
| Net Interest Income | 7.11 | 7.15 | 7.59 | 4.28 | 4.1 | 4.49 | Upgrade
|
| Net Interest Income Growth (YoY) | -4.10% | -5.86% | 77.42% | 4.31% | -8.64% | -10.95% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.01 | -0.01 | - | -0 | -0 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.01 | 0.01 | -0.66 | - | 0.05 | - | Upgrade
|
| Other Non-Interest Income | 0.87 | 0.77 | 0.73 | 2.81 | 2.05 | -0.19 | Upgrade
|
| Total Non-Interest Income | 0.87 | 0.77 | 0.07 | 2.81 | 2.09 | -0.19 | Upgrade
|
| Non-Interest Income Growth (YoY) | 112.99% | 987.32% | -97.47% | 34.08% | - | - | Upgrade
|
| Revenues Before Loan Losses | 7.98 | 7.92 | 7.66 | 7.08 | 6.19 | 4.3 | Upgrade
|
| Provision for Loan Losses | 0.02 | 0.07 | 0.12 | 0.06 | 0.02 | 0.06 | Upgrade
|
| Revenue | 7.96 | 7.85 | 7.54 | 7.02 | 6.18 | 4.24 | Upgrade
|
| Revenue Growth (YoY) | 4.17% | 4.08% | 7.38% | 13.71% | 45.63% | 4.72% | Upgrade
|
| Salaries and Employee Benefits | 3.57 | 3.56 | 3.44 | 2.29 | 2.63 | 2.74 | Upgrade
|
| Occupancy Expenses | -0.01 | - | - | - | - | 0.62 | Upgrade
|
| Selling, General & Administrative | 2.59 | 2.57 | 2.42 | 2.13 | 1.51 | 0.5 | Upgrade
|
| Other Non-Interest Expense | 1.29 | 1.24 | 1.42 | 0.65 | 0.8 | 0.93 | Upgrade
|
| Total Non-Interest Expense | 7.43 | 7.37 | 7.31 | 5.1 | 5.01 | 4.88 | Upgrade
|
| EBT Excluding Unusual Items | 0.53 | 0.48 | 0.23 | 1.92 | 1.17 | -0.64 | Upgrade
|
| Pretax Income | 0.53 | 0.48 | 0.23 | 1.92 | 1.17 | -0.64 | Upgrade
|
| Income Tax Expense | -0.05 | -0.06 | -0.08 | 0.39 | -0.09 | -0.26 | Upgrade
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| Net Income | 0.58 | 0.54 | 0.32 | 1.53 | 1.26 | -0.38 | Upgrade
|
| Net Income to Common | 0.58 | 0.54 | 0.32 | 1.53 | 1.26 | -0.38 | Upgrade
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| Net Income Growth | 49.36% | 70.03% | -79.24% | 21.58% | - | - | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
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| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | -4.80% | -2.82% | 0.02% | - | -4.04% | -4.21% | Upgrade
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| EPS (Basic) | 0.55 | 0.51 | 0.29 | 1.41 | 1.16 | -0.34 | Upgrade
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| EPS (Diluted) | 0.55 | 0.51 | 0.29 | 1.41 | 1.16 | -0.34 | Upgrade
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| EPS Growth | 56.52% | 74.32% | -79.19% | 21.28% | - | - | Upgrade
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| Dividend Per Share | 0.080 | - | - | 0.160 | - | 0.290 | Upgrade
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| Dividend Growth | - | - | - | - | - | -14.71% | Upgrade
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| Effective Tax Rate | - | - | - | 20.43% | - | - | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.