Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
13.25
-0.24 (-1.78%)
Jul 21, 2025, 10:52 AM EDT
Gouverneur Bancorp Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | Sep '20 Sep 30, 2020 | 2015 - 2019 |
Interest Income on Loans | 6.6 | 6.54 | 6.08 | 4.01 | 4.12 | 5.01 | Upgrade |
Interest Income on Investments | 2.02 | 2.02 | 2.08 | 0.53 | 0.35 | - | Upgrade |
Total Interest Income | 8.62 | 8.57 | 8.16 | 4.55 | 4.47 | 5.01 | Upgrade |
Interest Paid on Deposits | 1.34 | 1.23 | 0.35 | 0.26 | 0.2 | 0.52 | Upgrade |
Interest Paid on Borrowings | 0.19 | 0.19 | 0.23 | 0 | 0.16 | - | Upgrade |
Total Interest Expense | 1.52 | 1.42 | 0.57 | 0.27 | 0.37 | 0.52 | Upgrade |
Net Interest Income | 7.1 | 7.15 | 7.59 | 4.28 | 4.1 | 4.49 | Upgrade |
Net Interest Income Growth (YoY) | -1.14% | -5.86% | 77.42% | 4.32% | -8.64% | -10.95% | Upgrade |
Gain (Loss) on Sale of Assets | -0.01 | -0.01 | - | -0 | -0 | - | Upgrade |
Gain (Loss) on Sale of Investments | 0.01 | 0.01 | -0.66 | - | 0.05 | - | Upgrade |
Other Non-Interest Income | 0.95 | 0.77 | 0.73 | 2.81 | 2.05 | -0.19 | Upgrade |
Total Non-Interest Income | 0.95 | 0.77 | 0.07 | 2.81 | 2.09 | -0.19 | Upgrade |
Non-Interest Income Growth (YoY) | 36.98% | 987.32% | -97.47% | 34.08% | - | - | Upgrade |
Revenues Before Loan Losses | 8.05 | 7.92 | 7.66 | 7.08 | 6.19 | 4.3 | Upgrade |
Provision for Loan Losses | 0.03 | 0.07 | 0.12 | 0.06 | 0.02 | 0.06 | Upgrade |
| 8.03 | 7.85 | 7.54 | 7.02 | 6.18 | 4.24 | Upgrade | |
Revenue Growth (YoY) | 3.19% | 4.08% | 7.38% | 13.71% | 45.63% | 4.72% | Upgrade |
Salaries and Employee Benefits | 3.56 | 3.56 | 3.44 | 2.29 | 2.63 | 2.74 | Upgrade |
Occupancy Expenses | - | - | - | - | - | 0.62 | Upgrade |
Selling, General & Administrative | 2.57 | 2.57 | 2.42 | 2.13 | 1.51 | 0.5 | Upgrade |
Other Non-Interest Expense | 1.25 | 1.24 | 1.42 | 0.65 | 0.8 | 0.93 | Upgrade |
Total Non-Interest Expense | 7.38 | 7.37 | 7.31 | 5.1 | 5.01 | 4.88 | Upgrade |
EBT Excluding Unusual Items | 0.64 | 0.48 | 0.23 | 1.92 | 1.17 | -0.64 | Upgrade |
Pretax Income | 0.64 | 0.48 | 0.23 | 1.92 | 1.17 | -0.64 | Upgrade |
Income Tax Expense | 0.01 | -0.06 | -0.08 | 0.39 | -0.09 | -0.26 | Upgrade |
Net Income | 0.63 | 0.54 | 0.32 | 1.53 | 1.26 | -0.38 | Upgrade |
Net Income to Common | 0.63 | 0.54 | 0.32 | 1.53 | 1.26 | -0.38 | Upgrade |
Net Income Growth | 29.30% | 70.03% | -79.24% | 21.58% | - | - | Upgrade |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade |
Shares Change (YoY) | -6.87% | -2.82% | 0.02% | - | -4.04% | -4.21% | Upgrade |
EPS (Basic) | 0.61 | 0.51 | 0.29 | 1.41 | 1.16 | -0.34 | Upgrade |
EPS (Diluted) | 0.61 | 0.51 | 0.29 | 1.41 | 1.16 | -0.34 | Upgrade |
EPS Growth | 38.41% | 74.32% | -79.19% | 21.28% | - | - | Upgrade |
Dividend Per Share | - | - | - | 0.160 | - | 0.290 | Upgrade |
Dividend Growth | - | - | - | - | - | -14.71% | Upgrade |
Effective Tax Rate | 1.71% | - | - | 20.43% | - | - | Upgrade |
Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.