Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
19.64
-1.22 (-5.85%)
Jul 31, 2026, 11:50 AM EST
Gouverneur Bancorp Balance Sheet
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 6.34 | 4.66 | 6.37 | 10.41 | 14.34 | 11.05 |
Investment Securities | 35.19 | 29.81 | 34.18 | 39.19 | 41.92 | 21.05 |
Trading Asset Securities | - | - | 0.01 | 0.25 | 1.05 | - |
Mortgage-Backed Securities | - | 11.12 | 11.17 | 7.92 | 8.44 | 3.57 |
Total Investments | 35.19 | 40.93 | 45.36 | 47.36 | 51.42 | 24.62 |
Gross Loans | 135.3 | 133.32 | 126.15 | 127.04 | 126.94 | 86.77 |
Allowance for Loan Losses | - | -1.1 | -1.06 | -0.62 | -0.62 | -0.62 |
Other Adjustments to Gross Loans | - | -0.71 | -0.83 | -0.99 | -1.21 | - |
Net Loans | 135.3 | 131.5 | 124.26 | 125.43 | 125.11 | 86.15 |
Property, Plant & Equipment | 3.08 | 2.94 | 2.97 | 3.09 | 3.16 | 2.4 |
Goodwill | - | 4.24 | 4.24 | 4.24 | 3.96 | - |
Other Intangible Assets | 5.29 | 1.29 | 1.66 | 2.08 | 2.54 | - |
Loans Held for Sale | - | - | - | - | - | 0.2 |
Accrued Interest Receivable | 13.48 | 0.63 | 0.6 | 0.63 | 0.59 | 0.35 |
Other Current Assets | - | 0.18 | 0.19 | 0.43 | 0.41 | 0.13 |
Long-Term Deferred Tax Assets | - | 2.18 | 2.04 | 2.53 | 2.46 | 1.16 |
Other Real Estate Owned & Foreclosed | - | 0.11 | - | 0.1 | 0.08 | 0.28 |
Other Long-Term Assets | - | 8.76 | 8.75 | 8.12 | 8.07 | 7.83 |
Total Assets | 198.68 | 198.53 | 197.26 | 205.89 | 213.02 | 134.92 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest Bearing Deposits | 155.68 | 105.01 | 105.19 | 91.43 | 111.39 | 86.61 |
Institutional Deposits | - | 31.6 | 37.2 | 42.3 | 46.8 | - |
Non-Interest Bearing Deposits | - | 18.17 | 17.52 | 25.05 | 25.76 | 14.14 |
Total Deposits | 155.68 | 154.78 | 159.9 | 158.78 | 183.95 | 100.75 |
Short-Term Borrowings | - | 7 | - | 13.99 | - | 1.11 |
Accrued Interest Payable | 6.25 | 0 | 0 | 0.07 | 0 | 0.02 |
Federal Home Loan Bank Debt, Long-Term | 4 | - | - | - | - | - |
Long-Term Leases | - | 0.04 | 0.04 | 0.02 | - | - |
Pension & Post-Retirement Benefits | - | 1.66 | 1.67 | 1.77 | 2.02 | 3.91 |
Other Long-Term Liabilities | - | 2.94 | 2.88 | 6.15 | 2.22 | 1.73 |
Total Liabilities | 165.93 | 166.42 | 164.5 | 180.78 | 188.19 | 107.52 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Common Stock | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 |
Additional Paid-In Capital | 6.33 | 6.51 | 6.49 | 5.04 | 5.04 | 5.04 |
Retained Earnings | 29.52 | 28.97 | 28.41 | 28.24 | 28.13 | 26.72 |
Treasury Stock | - | -0.7 | - | -4.07 | -4.07 | -4.07 |
Comprehensive Income & Other | -3.12 | -2.69 | -2.15 | -4.12 | -4.29 | -0.3 |
Shareholders' Equity | 32.75 | 32.11 | 32.77 | 25.11 | 24.83 | 27.4 |
Total Liabilities & Equity | 198.68 | 198.53 | 197.26 | 205.89 | 213.02 | 134.92 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Total Debt | 4 | 7.04 | 0.04 | 14.01 | - | 1.11 |
Net Cash (Debt) | 2.34 | -2.38 | 6.34 | -2.87 | 16.11 | 9.94 |
Net Cash Growth | -67.33% | - | - | - | 62.07% | - |
Net Cash Per Share | 2.28 | -2.32 | 6.02 | -2.65 | 14.87 | 9.18 |
Filing Date Shares Outstanding | 1.04 | 0.99 | 1.05 | 1.11 | 1.08 | 1.08 |
Total Common Shares Outstanding | 1.04 | 1 | 1.05 | 1.08 | 1.08 | 1.08 |
Book Value Per Share | 31.52 | 32.08 | 31.11 | 23.17 | 22.91 | 25.29 |
Tangible Book Value | 27.46 | 26.58 | 26.86 | 18.79 | 18.33 | 27.4 |
Tangible Book Value Per Share | 26.43 | 26.56 | 25.51 | 17.34 | 16.92 | 25.29 |