Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
21.00
-0.33 (-1.55%)
At close: Nov 13, 2026
Gouverneur Bancorp Balance Sheet
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Assets
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Cash & Equivalents | 11.94 | 4.66 | 6.37 | 10.41 | 14.34 |
Investment Securities | 32.59 | 29.81 | 34.18 | 39.19 | 41.92 |
Trading Asset Securities | - | - | 0.01 | 0.25 | 1.05 |
Mortgage-Backed Securities | - | 11.12 | 11.17 | 7.92 | 8.44 |
Total Investments | 32.59 | 40.93 | 45.36 | 47.36 | 51.42 |
Gross Loans | 125.09 | 133.32 | 126.15 | 127.04 | 126.94 |
Allowance for Loan Losses | - | -1.1 | -1.06 | -0.62 | -0.62 |
Other Adjustments to Gross Loans | - | -0.71 | -0.83 | -0.99 | -1.21 |
Net Loans | 125.09 | 131.5 | 124.26 | 125.43 | 125.11 |
Property, Plant & Equipment | 3.11 | 2.94 | 2.97 | 3.09 | 3.16 |
Goodwill | - | 4.24 | 4.24 | 4.24 | 3.96 |
Other Intangible Assets | 5.41 | 1.29 | 1.66 | 2.08 | 2.54 |
Accrued Interest Receivable | 13.56 | 0.63 | 0.6 | 0.63 | 0.59 |
Other Current Assets | - | 0.18 | 0.19 | 0.43 | 0.41 |
Long-Term Deferred Tax Assets | - | 2.18 | 2.04 | 2.53 | 2.46 |
Other Real Estate Owned & Foreclosed | - | 0.11 | - | 0.1 | 0.08 |
Other Long-Term Assets | - | 8.76 | 8.75 | 8.12 | 8.07 |
Total Assets | 191.7 | 198.53 | 197.26 | 205.89 | 213.02 |
Liabilities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Interest Bearing Deposits | 155.62 | 105.01 | 105.19 | 91.43 | 111.39 |
Institutional Deposits | - | 31.6 | 37.2 | 42.3 | 46.8 |
Non-Interest Bearing Deposits | - | 18.17 | 17.52 | 25.05 | 25.76 |
Total Deposits | 155.62 | 154.78 | 159.9 | 158.78 | 183.95 |
Short-Term Borrowings | - | 7 | - | 13.99 | - |
Accrued Interest Payable | 6.06 | 0 | 0 | 0.07 | 0 |
Long-Term Leases | - | 0.04 | 0.04 | 0.02 | - |
Pension & Post-Retirement Benefits | - | 1.66 | 1.67 | 1.77 | 2.02 |
Other Long-Term Liabilities | - | 2.94 | 2.88 | 6.15 | 2.22 |
Total Liabilities | 161.68 | 166.42 | 164.5 | 180.78 | 188.19 |
Shareholders' Equity
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Common Stock | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
Additional Paid-In Capital | 6.36 | 6.51 | 6.49 | 5.04 | 5.04 |
Retained Earnings | 26.46 | 28.97 | 28.41 | 28.24 | 28.13 |
Treasury Stock | - | -0.7 | - | -4.07 | -4.07 |
Comprehensive Income & Other | -2.82 | -2.69 | -2.15 | -4.12 | -4.29 |
Shareholders' Equity | 30.02 | 32.11 | 32.77 | 25.11 | 24.83 |
Total Liabilities & Equity | 191.7 | 198.53 | 197.26 | 205.89 | 213.02 |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Total Debt | - | 7.04 | 0.04 | 14.01 | - |
Net Cash (Debt) | 11.94 | -2.38 | 6.34 | -2.87 | 16.11 |
Net Cash Growth | - | - | - | - | 62.07% |
Net Cash Per Share | 11.60 | -2.32 | 6.02 | -2.65 | 14.87 |
Filing Date Shares Outstanding | 1.01 | 0.99 | 1.05 | 1.11 | 1.08 |
Total Common Shares Outstanding | 1.01 | 1 | 1.05 | 1.08 | 1.08 |
Book Value Per Share | 29.64 | 32.08 | 31.11 | 23.17 | 22.91 |
Tangible Book Value | 24.61 | 26.58 | 26.86 | 18.79 | 18.33 |
Tangible Book Value Per Share | 24.30 | 26.56 | 25.51 | 17.34 | 16.92 |