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Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
21.00
-0.33 (-1.55%)
At close: Nov 13, 2026

Gouverneur Bancorp Cash Flow Statement

Millions USD. Fiscal year is Oct - Sep.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Net Income
0.730.540.321.53
Depreciation & Amortization
0.570.650.70.14
Other Amortization
0.070.080.090.11
Gain (Loss) on Sale of Assets
-0-0-0.03-0.02
Gain (Loss) on Sale of Investments
-0.57-0.65-0.04-0.03
Total Asset Writedown
--0.020.03
Provision for Credit Losses
0.060.070.120.06
Accrued Interest Receivable
0.16-0.10.53-2.3
Other Operating Activities
-0.16-0.23-0.260.25
Operating Cash Flow
0.83-2.985.67-2.51
Operating Cash Flow Growth
----

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Capital Expenditures
-0.18-0.1-0.16-0.19
Cash Acquisitions
---1.91
Investment in Securities
4.395.513.060.19
Income (Loss) Equity Investments
-0.07---
Net Decrease (Increase) in Loans Originated / Sold - Investing
-7.50.68-0.72-2.13
Other Investing Activities
-0.270.74-0.40.17
Investing Cash Flow
-3.566.841.77-0.05

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Short-Term Debt Issued
7-13.998.5
Total Debt Issued
7-13.998.5
Short-Term Debt Repaid
--13.99--8.5
Total Debt Repaid
--13.99--8.5
Net Debt Issued (Repaid)
7-13.9913.99-
Issuance of Common Stock
-4.93--
Repurchase of Common Stock
-0.7---
Common Dividends Paid
-0.17--0.2-0.12
Net Increase (Decrease) in Deposit Accounts
-5.121.12-25.176.01
Other Financing Activities
0.020.040.01-0.04
Financing Cash Flow
1.02-7.89-11.385.85

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Net Cash Flow
-1.71-4.04-3.943.3

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Free Cash Flow
0.65-3.085.51-2.7
Free Cash Flow Growth
----
Free Cash Flow Margin
8.02%-39.19%73.05%-38.40%
Free Cash Flow Per Share
0.64-2.925.08-2.49

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Cash Interest Paid
1.51.470.530.3