Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 21.27 million.
| Market Cap | 21.27M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, November 27, 2026.
| Earnings Date | Nov 27, 2026 |
| Ex-Dividend Date | Nov 2, 2026 |
Share Statistics
GOVB has 1.01 million shares outstanding. The number of shares has increased by 0.56% in one year.
| Current Share Class | 1.01M |
| Shares Outstanding | 1.01M |
| Shares Change (YoY) | +0.56% |
| Shares Change (QoQ) | -0.26% |
| Owned by Insiders (%) | 17.30% |
| Owned by Institutions (%) | 7.74% |
| Float | 666,223 |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 4.88 |
| PB Ratio | 0.71 |
| P/TBV Ratio | 0.86 |
| P/FCF Ratio | 27.84 |
| P/OCF Ratio | 18.24 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -7.46%.
| Return on Equity (ROE) | -7.46% |
| Return on Assets (ROA) | -1.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.87% |
| Revenue Per Employee | 117,811 |
| Profits Per Employee | -62,622 |
| Employee Count | 37 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -806,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +44.93% in the last 52 weeks. The beta is 0.11, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.11 |
| 52-Week Price Change | +44.93% |
| 50-Day Moving Average | 21.48 |
| 200-Day Moving Average | 17.13 |
| Relative Strength Index (RSI) | 41.86 |
| Average Volume (20 Days) | 1,300 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.13 |
Income Statement
In the last 12 months, GOVB had revenue of 4.36 million and -2.32 million in losses. Loss per share was -2.25.
| Revenue | 4.36M |
| Gross Profit | 4.36M |
| Operating Income | -3.12M |
| Pretax Income | -3.12M |
| Net Income | -2.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -2.25 |
Balance Sheet
The company has 11.94 million in cash and no debt, with a net cash position of 11.94 million or 11.79 per share.
| Cash & Cash Equivalents | 11.94M |
| Total Debt | n/a |
| Net Cash | 11.94M |
| Net Cash Per Share | 11.79 |
| Equity (Book Value) | 30.02M |
| Book Value Per Share | 29.64 |
| Working Capital | -136.18M |
Cash Flow
In the last 12 months, operating cash flow was 1.17 million and capital expenditures -402,000, giving a free cash flow of 764,000.
| Operating Cash Flow | 1.17M |
| Capital Expenditures | -402,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 4.00M |
| Free Cash Flow | 764,000 |
| FCF Per Share | 0.75 |
Margins
| Gross Margin | n/a |
| Operating Margin | -71.64% |
| Pretax Margin | -71.64% |
| Profit Margin | -53.15% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.00% |
Dividends & Yields
This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 0.86%.
| Dividend Per Share | 0.18 |
| Dividend Yield | 0.86% |
| Dividend Growth (YoY) | 11.76% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| FCF Payout Ratio | 25.19% |
| Buyback Yield | -0.56% |
| Shareholder Yield | 0.29% |
| Earnings Yield | -10.71% |
| FCF Yield | 3.59% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
| Graham Formula Value | n/a |
| Graham Formula Upside | n/a |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |