Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 19.85 million.
| Market Cap | 19.85M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, October 29, 2026.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
GOVB has 1.01 million shares outstanding. The number of shares has decreased by -1.23% in one year.
| Current Share Class | 1.01M |
| Shares Outstanding | 1.01M |
| Shares Change (YoY) | -1.23% |
| Shares Change (QoQ) | +0.69% |
| Owned by Insiders (%) | 13.37% |
| Owned by Institutions (%) | 13.46% |
| Float | 752,562 |
Valuation Ratios
The trailing PE ratio is 20.47.
| PE Ratio | 20.47 |
| Forward PE | n/a |
| PS Ratio | 2.34 |
| PB Ratio | 0.61 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | 25.98 |
| P/OCF Ratio | 17.02 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.06%.
| Return on Equity (ROE) | 3.06% |
| Return on Assets (ROA) | 0.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.80% |
| Revenue Per Employee | 229,324 |
| Profits Per Employee | 26,514 |
| Employee Count | 37 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GOVB has paid 64,000 in taxes.
| Income Tax | 64,000 |
| Effective Tax Rate | 6.12% |
Stock Price Statistics
The stock price has increased by +30.67% in the last 52 weeks. The beta is 0.06, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.06 |
| 52-Week Price Change | +30.67% |
| 50-Day Moving Average | 18.84 |
| 200-Day Moving Average | 15.25 |
| Relative Strength Index (RSI) | 51.13 |
| Average Volume (20 Days) | 1,534 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.04 |
Income Statement
In the last 12 months, GOVB had revenue of 8.49 million and earned 981,000 in profits. Earnings per share was 0.96.
| Revenue | 8.49M |
| Gross Profit | 8.49M |
| Operating Income | 1.01M |
| Pretax Income | 1.05M |
| Net Income | 981,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.96 |
Balance Sheet
The company has 6.34 million in cash and 4.01 million in debt, with a net cash position of 2.33 million or 2.30 per share.
| Cash & Cash Equivalents | 6.34M |
| Total Debt | 4.01M |
| Net Cash | 2.33M |
| Net Cash Per Share | 2.30 |
| Equity (Book Value) | 32.75M |
| Book Value Per Share | 32.34 |
| Working Capital | -152.69M |
Cash Flow
In the last 12 months, operating cash flow was 1.17 million and capital expenditures -402,000, giving a free cash flow of 764,000.
| Operating Cash Flow | 1.17M |
| Capital Expenditures | -402,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.00M |
| Free Cash Flow | 764,000 |
| FCF Per Share | 0.75 |
Margins
| Gross Margin | n/a |
| Operating Margin | 11.88% |
| Pretax Margin | 12.32% |
| Profit Margin | 11.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.07% |
Dividends & Yields
This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 0.92%.
| Dividend Per Share | 0.18 |
| Dividend Yield | 0.92% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 19.57% |
| Buyback Yield | 1.23% |
| Shareholder Yield | 2.15% |
| Earnings Yield | 4.94% |
| FCF Yield | 3.85% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |