Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 22.10 million.
| Market Cap | 22.10M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, July 31, 2026.
| Earnings Date | Jul 31, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
GOVB has 1.06 million shares outstanding. The number of shares has decreased by -1.23% in one year.
| Current Share Class | 1.06M |
| Shares Outstanding | 1.06M |
| Shares Change (YoY) | -1.23% |
| Shares Change (QoQ) | +0.69% |
| Owned by Insiders (%) | 12.72% |
| Owned by Institutions (%) | 12.86% |
| Float | 753,164 |
Valuation Ratios
The trailing PE ratio is 21.79.
| PE Ratio | 21.79 |
| Forward PE | n/a |
| PS Ratio | 2.60 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.80 |
| P/FCF Ratio | 15.06 |
| P/OCF Ratio | 12.61 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.73 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.06%.
| Return on Equity (ROE) | 3.06% |
| Return on Assets (ROA) | 0.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.82% |
| Revenue Per Employee | 229,324 |
| Profits Per Employee | 26,514 |
| Employee Count | 37 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GOVB has paid 64,000 in taxes.
| Income Tax | 64,000 |
| Effective Tax Rate | 6.12% |
Stock Price Statistics
The stock price has increased by +43.04% in the last 52 weeks. The beta is 0.05, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.05 |
| 52-Week Price Change | +43.04% |
| 50-Day Moving Average | 18.45 |
| 200-Day Moving Average | 14.92 |
| Relative Strength Index (RSI) | 53.88 |
| Average Volume (20 Days) | 932 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, GOVB had revenue of 8.49 million and earned 981,000 in profits. Earnings per share was 0.96.
| Revenue | 8.49M |
| Gross Profit | 8.49M |
| Operating Income | 1.07M |
| Pretax Income | 1.05M |
| Net Income | 981,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.96 |
Balance Sheet
The company has 6.34 million in cash and 4.00 million in debt, with a net cash position of 2.34 million or 2.21 per share.
| Cash & Cash Equivalents | 6.34M |
| Total Debt | 4.00M |
| Net Cash | 2.34M |
| Net Cash Per Share | 2.21 |
| Equity (Book Value) | 32.75M |
| Book Value Per Share | 31.52 |
| Working Capital | -142.11M |
Cash Flow
In the last 12 months, operating cash flow was 1.75 million and capital expenditures -285,000, giving a free cash flow of 1.47 million.
| Operating Cash Flow | 1.75M |
| Capital Expenditures | -285,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.00M |
| Free Cash Flow | 1.47M |
| FCF Per Share | 1.38 |
Margins
| Gross Margin | n/a |
| Operating Margin | 12.60% |
| Pretax Margin | 12.32% |
| Profit Margin | 11.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 17.41% |
Dividends & Yields
This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 0.86%.
| Dividend Per Share | 0.18 |
| Dividend Yield | 0.86% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 1.23% |
| Shareholder Yield | 2.16% |
| Earnings Yield | 4.44% |
| FCF Yield | 6.64% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |