Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
22.67
-0.01 (-0.04%)
Oct 1, 2026, 10:06 AM EST

Gouverneur Bancorp Ratios and Metrics

Millions USD. Fiscal year is Oct - Sep.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
241512131720
Market Cap Growth
60.26%29.07%-7.88%-25.75%-14.36%12.07%
Last Close Price
22.6714.0910.2211.3415.0817.10

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
23.6820.4321.5339.7311.1115.77
PS Ratio
2.831.841.481.672.423.21
PB Ratio
0.730.470.350.500.680.72
P/FCF Ratio
31.4222.93-2.29-21.53
P/OCF Ratio
20.5818.04-2.22-21.53

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Debt / Equity Ratio
0.120.220.000.56-0.04
Debt / FCF Ratio
5.2510.78-2.54-1.20
Net Debt / Equity Ratio
-0.070.07-0.190.11-0.65-0.36
Net Debt / FCF Ratio
-3.053.642.060.525.97-10.81
Return on Equity (ROE)
3.06%2.26%1.86%1.27%5.85%-
Return on Assets (ROA)
0.50%0.37%0.27%0.15%0.88%-

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Earnings Yield
4.09%4.90%4.64%2.52%9.00%6.34%
FCF Yield
3.18%4.36%-26.51%43.74%-15.90%4.64%
Dividend Yield
0.79%1.14%--1.06%-
Payout Ratio
18.80%23.74%-64.04%7.60%13.77%
Buyback Yield / Dilution
1.13%2.75%2.82%-0.02%-4.04%
Total Shareholder Return
1.93%3.89%2.82%-0.02%1.06%4.04%