Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
19.64
-1.22 (-5.85%)
Jul 31, 2026, 11:50 AM EST

Gouverneur Bancorp Ratios and Metrics

Millions USD. Fiscal year is Oct - Sep.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
221512131720
Market Cap Growth
60.06%29.07%-7.88%-25.75%-14.36%12.07%
Last Close Price
20.8614.0910.2211.3415.0817.10

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
21.7920.4321.5339.7311.1115.77
PS Ratio
2.601.841.481.672.423.21
PB Ratio
0.670.470.350.500.680.72
P/FCF Ratio
15.0622.93-2.29-21.53
P/OCF Ratio
12.6118.04-2.22-21.53

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Debt / Equity Ratio
0.120.220.000.56-0.04
Debt / FCF Ratio
-10.78-2.54-1.20
Net Debt / Equity Ratio
-0.070.07-0.190.11-0.65-0.36
Net Debt / FCF Ratio
-3.642.060.525.97-10.81
Return on Equity (ROE)
3.06%2.26%1.86%1.27%5.85%-
Return on Assets (ROA)
0.50%0.37%0.27%0.15%0.88%-

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Earnings Yield
4.44%4.90%4.64%2.52%9.00%6.34%
FCF Yield
6.64%4.36%-26.51%43.74%-15.90%4.64%
Dividend Yield
0.86%1.14%--1.06%-
Payout Ratio
-23.74%-64.04%7.60%13.77%
Buyback Yield / Dilution
1.23%2.75%2.82%-0.02%-4.04%
Total Shareholder Return
2.16%3.89%2.82%-0.02%1.06%4.04%