Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
21.20
+0.20 (0.95%)
Oct 22, 2026, 2:25 PM EDT

Gouverneur Bancorp Ratios and Metrics

Millions USD. Fiscal year is Oct - Sep.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
221512131720
Market Cap Growth
52.55%29.07%-7.88%-25.75%-14.36%12.07%
Last Close Price
21.2014.0910.2211.3415.0817.10

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
22.1520.4321.5339.7311.1115.77
PS Ratio
2.651.841.481.672.423.21
PB Ratio
0.690.470.350.500.680.72
P/FCF Ratio
29.3822.93-2.29-21.53
P/OCF Ratio
19.2518.04-2.22-21.53

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Debt / Equity Ratio
0.120.220.000.56-0.04
Debt / FCF Ratio
5.2510.78-2.54-1.20
Net Debt / Equity Ratio
-0.070.07-0.190.11-0.65-0.36
Net Debt / FCF Ratio
-3.053.642.060.525.97-10.81
Return on Equity (ROE)
3.06%2.26%1.86%1.27%5.85%-
Return on Assets (ROA)
0.50%0.37%0.27%0.15%0.88%-

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Earnings Yield
4.52%4.90%4.64%2.52%9.00%6.34%
FCF Yield
3.40%4.36%-26.51%43.74%-15.90%4.64%
Dividend Yield
0.85%1.07%--1.02%-
Payout Ratio
19.57%23.74%-64.04%7.60%13.77%
Buyback Yield / Dilution
1.13%2.75%2.82%-0.02%-4.04%
Total Shareholder Return
1.98%3.82%2.82%-0.02%1.02%4.04%