Gouverneur Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	Sep '20 Sep 30, 2020	2016 - 2020
Net Income	0.63	0.54	0.32	1.53	1.26	-	Upgrade
Depreciation & Amortization	0.59	0.65	0.7	0.14	0.14	-	Upgrade
Other Amortization	0.07	0.08	0.09	0.11	0.14	-	Upgrade
Gain (Loss) on Sale of Assets	-	-0	-0.03	-0.02	-0.01	-	Upgrade
Gain (Loss) on Sale of Investments	-0.56	-0.65	-0.04	-0.03	-0.02	-	Upgrade
Total Asset Writedown	-	-	0.02	0.03	0.03	-	Upgrade
Provision for Credit Losses	0.03	0.07	0.12	0.06	0.02	-	Upgrade
Accrued Interest Receivable	-0.51	-0.1	0.53	-2.3	0.58	-	Upgrade
Other Operating Activities	-0.24	-0.23	-0.26	0.25	0.55	-	Upgrade
Operating Cash Flow	0.95	-2.98	5.67	-2.51	0.92	-	Upgrade
Operating Cash Flow Growth	-8.69%	-	-	-	-	-	Upgrade
Capital Expenditures	-0.11	-0.1	-0.16	-0.19	-	-	Upgrade
Cash Acquisitions	-	-	-	1.91	-	-	Upgrade
Investment in Securities	2.66	5.51	3.06	0.19	-4.57	-	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3.04	0.68	-0.72	-2.13	0.26	-	Upgrade
Other Investing Activities	0.23	0.74	-0.4	0.17	0.18	-	Upgrade
Investing Cash Flow	-0.26	6.84	1.77	-0.05	-4.13	-	Upgrade
Short-Term Debt Issued	-	-	13.99	8.5	0.9	-	Upgrade
Total Debt Issued	-	-	13.99	8.5	0.9	-	Upgrade
Short-Term Debt Repaid	-	-13.99	-	-8.5	-3.9	-	Upgrade
Total Debt Repaid	-4.98	-13.99	-	-8.5	-3.9	-	Upgrade
Net Debt Issued (Repaid)	-4.98	-13.99	13.99	-	-3	-	Upgrade
Issuance of Common Stock	-	4.93	-	-	-	-	Upgrade
Common Dividends Paid	-0.17	-	-0.2	-0.12	-0.17	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	5.97	1.12	-25.17	6.01	9.6	-	Upgrade
Other Financing Activities	0.06	0.04	0.01	-0.04	0.03	-	Upgrade
Financing Cash Flow	0.24	-7.89	-11.38	5.85	6.45	-	Upgrade
Net Cash Flow	0.93	-4.04	-3.94	3.3	3.24	-	Upgrade
Free Cash Flow	0.84	-3.08	5.51	-2.7	0.92	-	Upgrade
Free Cash Flow Growth	-10.00%	-	-	-	-	-	Upgrade
Free Cash Flow Margin	10.43%	-39.19%	73.05%	-38.40%	14.90%	-	Upgrade
Free Cash Flow Per Share	0.81	-2.92	5.08	-2.49	0.85	-	Upgrade
Cash Interest Paid	1.52	1.47	0.53	0.3	0.37	-	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.