Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 17.58 million.
| Market Cap | 17.58M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, January 23, 2026.
| Earnings Date | Jan 23, 2026 |
| Ex-Dividend Date | Nov 3, 2025 |
Share Statistics
GOVB has 1.01 million shares outstanding. The number of shares has decreased by -3.84% in one year.
| Current Share Class | 1.01M |
| Shares Outstanding | 1.01M |
| Shares Change (YoY) | -3.84% |
| Shares Change (QoQ) | +3.36% |
| Owned by Insiders (%) | 12.64% |
| Owned by Institutions (%) | 13.45% |
| Float | 713,605 |
Valuation Ratios
The trailing PE ratio is 20.45.
| PE Ratio | 20.45 |
| Forward PE | n/a |
| PS Ratio | 2.11 |
| PB Ratio | 0.54 |
| P/TBV Ratio | 0.65 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.67%.
| Return on Equity (ROE) | 2.67% |
| Return on Assets (ROA) | 0.43% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.30% |
| Revenue Per Employee | 224,622 |
| Profits Per Employee | 23,243 |
| Employee Count | 37 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GOVB has paid 81,000 in taxes.
| Income Tax | 81,000 |
| Effective Tax Rate | 8.61% |
Stock Price Statistics
The stock price has increased by +40.77% in the last 52 weeks. The beta is -0.00, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | -0.00 |
| 52-Week Price Change | +40.77% |
| 50-Day Moving Average | 16.28 |
| 200-Day Moving Average | 13.16 |
| Relative Strength Index (RSI) | 57.51 |
| Average Volume (20 Days) | 2,660 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.11 |
Income Statement
In the last 12 months, GOVB had revenue of 8.31 million and earned 860,000 in profits. Earnings per share was 0.85.
| Revenue | 8.31M |
| Gross Profit | 8.31M |
| Operating Income | 965,000 |
| Pretax Income | 941,000 |
| Net Income | 860,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.85 |
Balance Sheet
The company has 4.71 million in cash and 5.00 million in debt, with a net cash position of -291,000 or -0.29 per share.
| Cash & Cash Equivalents | 4.71M |
| Total Debt | 5.00M |
| Net Cash | -291,000 |
| Net Cash Per Share | -0.29 |
| Equity (Book Value) | 32.63M |
| Book Value Per Share | 32.21 |
| Working Capital | -146.62M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 11.61% |
| Pretax Margin | 11.32% |
| Profit Margin | 10.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 1.04%.
| Dividend Per Share | 0.18 |
| Dividend Yield | 1.04% |
| Dividend Growth (YoY) | 112.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 3.84% |
| Shareholder Yield | 4.87% |
| Earnings Yield | 4.89% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |