Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 13.13 million.
| Market Cap | 13.13M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, February 7, 2025.
| Earnings Date | Feb 7, 2025 |
| Ex-Dividend Date | Nov 4, 2024 |
Share Statistics
GOVB has 1.05 million shares outstanding. The number of shares has decreased by -4.80% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 1.05M |
| Shares Change (YoY) | -4.80% |
| Shares Change (QoQ) | -0.19% |
| Owned by Insiders (%) | 10.05% |
| Owned by Institutions (%) | 12.92% |
| Float | 793,252 |
Valuation Ratios
The trailing PE ratio is 22.64.
| PE Ratio | 22.64 |
| Forward PE | n/a |
| PS Ratio | 1.65 |
| PB Ratio | 0.41 |
| P/TBV Ratio | 0.51 |
| P/FCF Ratio | 18.17 |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.82%.
| Return on Equity (ROE) | 1.82% |
| Return on Assets (ROA) | 0.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 199,050 |
| Profits Per Employee | 14,525 |
| Employee Count | 40 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +10.71% in the last 52 weeks. The beta is 0.21, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.21 |
| 52-Week Price Change | +10.71% |
| 50-Day Moving Average | 12.43 |
| 200-Day Moving Average | 11.02 |
| Relative Strength Index (RSI) | 55.02 |
| Average Volume (20 Days) | 3,194 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.04 |
Income Statement
In the last 12 months, GOVB had revenue of 7.96 million and earned 581,000 in profits. Earnings per share was 0.55.
| Revenue | 7.96M |
| Gross Profit | 7.96M |
| Operating Income | 524,000 |
| Pretax Income | 534,000 |
| Net Income | 581,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.55 |
Balance Sheet
The company has 7.01 million in cash and 38,000 in debt, giving a net cash position of 6.98 million or 6.61 per share.
| Cash & Cash Equivalents | 7.01M |
| Total Debt | 38,000 |
| Net Cash | 6.98M |
| Net Cash Per Share | 6.61 |
| Equity (Book Value) | 31.74M |
| Book Value Per Share | 30.04 |
| Working Capital | -152.07M |
Cash Flow
In the last 12 months, operating cash flow was 879,000 and capital expenditures -156,000, giving a free cash flow of 723,000.
| Operating Cash Flow | 879,000 |
| Capital Expenditures | -156,000 |
| Free Cash Flow | 723,000 |
| FCF Per Share | 0.69 |
Margins
| Gross Margin | n/a |
| Operating Margin | 6.58% |
| Pretax Margin | 6.71% |
| Profit Margin | 7.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.08% |
Dividends & Yields
This stock pays an annual dividend of 0.16, which amounts to a dividend yield of 1.29%.
| Dividend Per Share | 0.16 |
| Dividend Yield | 1.29% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 15.32% |
| Buyback Yield | 4.80% |
| Shareholder Yield | 6.08% |
| Earnings Yield | 4.42% |
| FCF Yield | 5.50% |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |