Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
13.25
-0.24 (-1.78%)
Jul 21, 2025, 10:52 AM EDT

Gouverneur Bancorp Statistics

Total Valuation

GOVB has a market cap or net worth of 12.68 million.

Market Cap12.68M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Tuesday, July 22, 2025.

Earnings Date Jul 22, 2025
Ex-Dividend Date May 5, 2025

Share Statistics

GOVB has 956,803 shares outstanding. The number of shares has decreased by -6.87% in one year.

Current Share Class 956,803
Shares Outstanding 956,803
Shares Change (YoY) -6.87%
Shares Change (QoQ) -4.51%
Owned by Insiders (%) 11.83%
Owned by Institutions (%) 14.24%
Float 672,276

Valuation Ratios

The trailing PE ratio is 21.72.

PE Ratio 21.72
Forward PE n/a
PS Ratio 1.58
PB Ratio 0.40
P/TBV Ratio 0.49
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 2.00%.

Return on Equity (ROE) 2.00%
Return on Assets (ROA) 0.32%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 200,625
Profits Per Employee 15,775
Employee Count40
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, GOVB has paid 11,000 in taxes.

Income Tax 11,000
Effective Tax Rate 1.71%

Stock Price Statistics

The stock price has increased by +26.19% in the last 52 weeks. The beta is 0.07, so GOVB's price volatility has been lower than the market average.

Beta (5Y) 0.07
52-Week Price Change +26.19%
50-Day Moving Average 13.17
200-Day Moving Average 12.46
Relative Strength Index (RSI) 49.04
Average Volume (20 Days) 557

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, GOVB had revenue of 8.03 million and earned 631,000 in profits. Earnings per share was 0.61.

Revenue8.03M
Gross Profit 8.03M
Operating Income 635,000
Pretax Income 642,000
Net Income 631,000
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.61
Full Income Statement

Balance Sheet

The company has 7.21 million in cash and n/a in debt, giving a net cash position of 7.21 million or 7.53 per share.

Cash & Cash Equivalents 7.21M
Total Debt n/a
Net Cash 7.21M
Net Cash Per Share 7.53
Equity (Book Value) 31.40M
Book Value Per Share 31.83
Working Capital -18.80M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 7.91%
Pretax Margin 8.00%
Profit Margin 7.86%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.16, which amounts to a dividend yield of 1.21%.

Dividend Per Share 0.16
Dividend Yield 1.21%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 6.87%
Shareholder Yield 8.06%
Earnings Yield 4.98%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.

Last Split Date Nov 1, 2023
Split Type Reverse
Split Ratio 0.5334

Scores

Altman Z-Score n/a
Piotroski F-Score 2