Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 18.57 million.
| Market Cap | 18.57M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, April 23, 2026.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Nov 3, 2025 |
Share Statistics
GOVB has 1.06 million shares outstanding. The number of shares has decreased by -3.37% in one year.
| Current Share Class | 1.06M |
| Shares Outstanding | 1.06M |
| Shares Change (YoY) | -3.37% |
| Shares Change (QoQ) | +4.07% |
| Owned by Insiders (%) | 12.58% |
| Owned by Institutions (%) | 12.88% |
| Float | 753,774 |
Valuation Ratios
The trailing PE ratio is 20.78.
| PE Ratio | 20.78 |
| Forward PE | n/a |
| PS Ratio | 2.23 |
| PB Ratio | 0.57 |
| P/TBV Ratio | 0.68 |
| P/FCF Ratio | 22.57 |
| P/OCF Ratio | 19.57 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.67%.
| Return on Equity (ROE) | 2.67% |
| Return on Assets (ROA) | 0.43% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.32% |
| Revenue Per Employee | 224,622 |
| Profits Per Employee | 23,243 |
| Employee Count | 37 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GOVB has paid 81,000 in taxes.
| Income Tax | 81,000 |
| Effective Tax Rate | 8.61% |
Stock Price Statistics
The stock price has increased by +38.19% in the last 52 weeks. The beta is -0.01, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | -0.01 |
| 52-Week Price Change | +38.19% |
| 50-Day Moving Average | 16.79 |
| 200-Day Moving Average | 13.49 |
| Relative Strength Index (RSI) | 58.39 |
| Average Volume (20 Days) | 2,578 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.10 |
Income Statement
In the last 12 months, GOVB had revenue of 8.31 million and earned 860,000 in profits. Earnings per share was 0.84.
| Revenue | 8.31M |
| Gross Profit | 8.31M |
| Operating Income | 946,000 |
| Pretax Income | 941,000 |
| Net Income | 860,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.84 |
Balance Sheet
The company has 4.71 million in cash and 5.03 million in debt, with a net cash position of -320,000 or -0.30 per share.
| Cash & Cash Equivalents | 4.71M |
| Total Debt | 5.03M |
| Net Cash | -320,000 |
| Net Cash Per Share | -0.30 |
| Equity (Book Value) | 32.63M |
| Book Value Per Share | 32.05 |
| Working Capital | -153.00M |
Cash Flow
In the last 12 months, operating cash flow was 949,000 and capital expenditures -126,000, giving a free cash flow of 823,000.
| Operating Cash Flow | 949,000 |
| Capital Expenditures | -126,000 |
| Free Cash Flow | 823,000 |
| FCF Per Share | 0.78 |
Margins
| Gross Margin | n/a |
| Operating Margin | 11.38% |
| Pretax Margin | 11.32% |
| Profit Margin | 10.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.90% |
Dividends & Yields
This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 1.03%.
| Dividend Per Share | 0.18 |
| Dividend Yield | 1.03% |
| Dividend Growth (YoY) | 112.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 20.81% |
| Buyback Yield | 3.37% |
| Shareholder Yield | 4.39% |
| Earnings Yield | 4.63% |
| FCF Yield | 4.43% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |