Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 15.66 million.
| Market Cap | 15.66M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, October 23, 2025.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | May 5, 2025 |
Share Statistics
GOVB has 1.05 million shares outstanding. The number of shares has decreased by -6.31% in one year.
| Current Share Class | 1.05M |
| Shares Outstanding | 1.05M |
| Shares Change (YoY) | -6.31% |
| Shares Change (QoQ) | -2.61% |
| Owned by Insiders (%) | 11.20% |
| Owned by Institutions (%) | 12.97% |
| Float | 761,957 |
Valuation Ratios
The trailing PE ratio is 24.49.
| PE Ratio | 24.49 |
| Forward PE | n/a |
| PS Ratio | 1.95 |
| PB Ratio | 0.50 |
| P/TBV Ratio | 0.61 |
| P/FCF Ratio | 18.71 |
| P/OCF Ratio | 16.55 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.00%.
| Return on Equity (ROE) | 2.00% |
| Return on Assets (ROA) | 0.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 200,625 |
| Profits Per Employee | 15,775 |
| Employee Count | 40 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GOVB has paid 11,000 in taxes.
| Income Tax | 11,000 |
| Effective Tax Rate | 1.71% |
Stock Price Statistics
The stock price has increased by +47.53% in the last 52 weeks. The beta is 0.12, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.12 |
| 52-Week Price Change | +47.53% |
| 50-Day Moving Average | 14.11 |
| 200-Day Moving Average | 13.02 |
| Relative Strength Index (RSI) | 58.59 |
| Average Volume (20 Days) | 340 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, GOVB had revenue of 8.03 million and earned 631,000 in profits. Earnings per share was 0.61.
| Revenue | 8.03M |
| Gross Profit | 8.03M |
| Operating Income | 666,000 |
| Pretax Income | 642,000 |
| Net Income | 631,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.61 |
Balance Sheet
The company has 7.21 million in cash and 46,000 in debt, giving a net cash position of 7.16 million or 6.81 per share.
| Cash & Cash Equivalents | 7.21M |
| Total Debt | 46,000 |
| Net Cash | 7.16M |
| Net Cash Per Share | 6.81 |
| Equity (Book Value) | 31.40M |
| Book Value Per Share | 31.22 |
| Working Capital | -151.49M |
Cash Flow
In the last 12 months, operating cash flow was 946,000 and capital expenditures -109,000, giving a free cash flow of 837,000.
| Operating Cash Flow | 946,000 |
| Capital Expenditures | -109,000 |
| Free Cash Flow | 837,000 |
| FCF Per Share | 0.80 |
Margins
| Gross Margin | n/a |
| Operating Margin | 8.30% |
| Pretax Margin | 8.00% |
| Profit Margin | 7.86% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 10.43% |
Dividends & Yields
This stock pays an annual dividend of 0.32, which amounts to a dividend yield of 2.15%.
| Dividend Per Share | 0.32 |
| Dividend Yield | 2.15% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 27.42% |
| Buyback Yield | 6.31% |
| Shareholder Yield | 8.46% |
| Earnings Yield | 4.03% |
| FCF Yield | 5.35% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |