Gouverneur Bancorp Statistics
Total Valuation
GOVB has a market cap or net worth of 17.25 million.
| Market Cap | 17.25M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, January 23, 2026.
| Earnings Date | Jan 23, 2026 |
| Ex-Dividend Date | Nov 3, 2025 |
Share Statistics
GOVB has 994,357 shares outstanding. The number of shares has decreased by -2.75% in one year.
| Current Share Class | 994,357 |
| Shares Outstanding | 994,357 |
| Shares Change (YoY) | -2.75% |
| Shares Change (QoQ) | -1.42% |
| Owned by Insiders (%) | 12.78% |
| Owned by Institutions (%) | 13.70% |
| Float | 695,965 |
Valuation Ratios
The trailing PE ratio is 24.24.
| PE Ratio | 24.24 |
| Forward PE | n/a |
| PS Ratio | 2.12 |
| PB Ratio | 0.54 |
| P/TBV Ratio | 0.65 |
| P/FCF Ratio | 26.42 |
| P/OCF Ratio | 20.79 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.78 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.26%.
| Return on Equity (ROE) | 2.26% |
| Return on Assets (ROA) | 0.37% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.03% |
| Revenue Per Employee | 220,108 |
| Profits Per Employee | 19,811 |
| Employee Count | 37 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GOVB has paid 60,000 in taxes.
| Income Tax | 60,000 |
| Effective Tax Rate | 7.57% |
Stock Price Statistics
The stock price has increased by +40.15% in the last 52 weeks. The beta is 0.00, so GOVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.00 |
| 52-Week Price Change | +40.15% |
| 50-Day Moving Average | 15.60 |
| 200-Day Moving Average | 12.79 |
| Relative Strength Index (RSI) | 63.89 |
| Average Volume (20 Days) | 2,574 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, GOVB had revenue of 8.14 million and earned 733,000 in profits. Earnings per share was 0.72.
| Revenue | 8.14M |
| Gross Profit | 8.14M |
| Operating Income | 817,000 |
| Pretax Income | 793,000 |
| Net Income | 733,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.72 |
Balance Sheet
The company has 4.66 million in cash and 7.04 million in debt, with a net cash position of -2.38 million or -2.39 per share.
| Cash & Cash Equivalents | 4.66M |
| Total Debt | 7.04M |
| Net Cash | -2.38M |
| Net Cash Per Share | -2.39 |
| Equity (Book Value) | 32.11M |
| Book Value Per Share | 32.08 |
| Working Capital | -156.21M |
Cash Flow
In the last 12 months, operating cash flow was 830,000 and capital expenditures -177,000, giving a free cash flow of 653,000.
| Operating Cash Flow | 830,000 |
| Capital Expenditures | -177,000 |
| Free Cash Flow | 653,000 |
| FCF Per Share | 0.66 |
Margins
| Gross Margin | n/a |
| Operating Margin | 10.03% |
| Pretax Margin | 9.74% |
| Profit Margin | 9.00% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 8.02% |
Dividends & Yields
This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 1.04%.
| Dividend Per Share | 0.18 |
| Dividend Yield | 1.04% |
| Dividend Growth (YoY) | 112.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 23.74% |
| Buyback Yield | 2.75% |
| Shareholder Yield | 3.79% |
| Earnings Yield | 4.25% |
| FCF Yield | 3.79% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 1, 2023. It was a reverse split with a ratio of 0.5334.
| Last Split Date | Nov 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.5334 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |