Juniata Valley Financial Corp. (JUVF)
OTCMKTS · Delayed Price · Currency is USD
15.62
+0.06 (0.39%)
Oct 28, 2026, 9:42 AM EDT
Juniata Valley Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 11.89 | 11.45 | 11 | 28.93 | 11 | 13.53 |
Investment Securities | 46.04 | 63.23 | 68.47 | 66.26 | 67.89 | 88.91 |
Trading Asset Securities | - | 0.16 | 0.02 | - | 0.27 | 0.54 |
Mortgage-Backed Securities | 175.07 | 176.36 | 189.8 | 204.18 | 217.78 | 250.68 |
Total Investments | 221.11 | 239.75 | 258.29 | 270.44 | 285.93 | 340.13 |
Gross Loans | 637.34 | 601.38 | 533.87 | 525.39 | 484.51 | 418.3 |
Allowance for Loan Losses | -7.81 | -7.08 | -6.18 | -5.68 | -4.03 | -3.51 |
Net Loans | 629.54 | 594.3 | 527.69 | 519.72 | 480.49 | 414.8 |
Property, Plant & Equipment | 10 | 9.46 | 9.38 | 8.18 | 8.19 | 8.37 |
Goodwill | 9.81 | 9.81 | 9.81 | 9.81 | 9.05 | 9.05 |
Other Intangible Assets | 0.15 | 0.19 | 0.26 | 0.34 | 0.12 | 0.18 |
Accrued Interest Receivable | 5.63 | 2.39 | 2.25 | 2.44 | 2.12 | 1.81 |
Long-Term Deferred Tax Assets | 7.47 | 8.2 | 9.84 | 11.32 | 11.97 | 1.59 |
Other Real Estate Owned & Foreclosed | - | - | - | - | - | 0.09 |
Other Long-Term Assets | 15.82 | 17.2 | 17.82 | 17.67 | 17.09 | 18.86 |
Total Assets | 913.13 | 895.26 | 848.87 | 870.56 | 829.62 | 810.52 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 603.53 | 529.5 | 509.47 | 518.61 | 499.14 | 512.88 |
Institutional Deposits | - | 42.44 | 41.69 | 33.41 | 13.24 | 13.55 |
Non-Interest Bearing Deposits | 209.98 | 209.87 | 196.8 | 197.03 | 199.13 | 182.02 |
Total Deposits | 813.51 | 781.8 | 747.96 | 749.05 | 711.51 | 708.45 |
Short-Term Borrowings | 28.48 | 50.63 | 43.07 | 53.76 | 56.72 | 5.8 |
Current Portion of Long-Term Debt | - | - | 5 | - | - | - |
Current Portion of Leases | - | 0.07 | - | - | - | - |
Accrued Interest Payable | 6.61 | 0.82 | 0.88 | 1.4 | 0.33 | 0.25 |
Federal Home Loan Bank Debt, Long-Term | - | - | - | 20 | 20 | 20 |
Long-Term Leases | - | 0.14 | - | - | - | - |
Pension & Post-Retirement Benefits | - | 1.1 | 1.1 | 1.1 | 1.1 | 1.2 |
Other Long-Term Liabilities | - | 3.33 | 3.41 | 5.12 | 4.26 | 3.53 |
Total Liabilities | 848.6 | 837.89 | 801.42 | 830.42 | 793.93 | 739.23 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 5.15 | 5.15 | 5.15 | 5.15 | 5.15 | 5.15 |
Additional Paid-In Capital | 24.71 | 24.82 | 24.9 | 24.92 | 24.99 | 25.01 |
Retained Earnings | 61.59 | 56.7 | 53.13 | 51.3 | 49.96 | 47.3 |
Treasury Stock | -1.89 | -2.14 | -2.4 | -2.6 | -2.54 | -2.8 |
Comprehensive Income & Other | -25.03 | -27.15 | -33.32 | -38.64 | -41.87 | -3.37 |
Shareholders' Equity | 64.53 | 57.37 | 47.46 | 40.14 | 35.69 | 71.29 |
Total Liabilities & Equity | 913.13 | 895.26 | 848.87 | 870.56 | 829.62 | 810.52 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 28.48 | 50.84 | 48.07 | 73.76 | 76.72 | 25.8 |
Net Cash (Debt) | -16.6 | -39.23 | -37.05 | -44.83 | -65.45 | -10.99 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -3.29 | -7.80 | -7.40 | -8.93 | -13.07 | -2.19 |
Filing Date Shares Outstanding | 5.03 | 5.03 | 5.02 | 5 | 5.01 | 5 |
Total Common Shares Outstanding | 5.03 | 5.02 | 5 | 4.99 | 5 | 4.99 |
Book Value Per Share | 12.82 | 11.43 | 9.48 | 8.04 | 7.13 | 14.29 |
Tangible Book Value | 54.56 | 47.37 | 37.39 | 29.98 | 26.53 | 62.07 |
Tangible Book Value Per Share | 10.84 | 9.44 | 7.47 | 6.01 | 5.30 | 12.44 |