Juniata Valley Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11.91	11.45	11	28.93	11	13.53
Investment Securities	56.52	63.23	68.47	66.26	67.89	88.91
Trading Asset Securities	-	0.16	0.02	-	0.27	0.54
Mortgage-Backed Securities	180.15	176.36	189.8	204.18	217.78	250.68
Total Investments	236.66	239.75	258.29	270.44	285.93	340.13
Gross Loans	610.11	601.38	533.87	525.39	484.51	418.3
Allowance for Loan Losses	-7.27	-7.08	-6.18	-5.68	-4.03	-3.51
Net Loans	602.85	594.3	527.69	519.72	480.49	414.8
Property, Plant & Equipment	9.31	9.46	9.38	8.18	8.19	8.37
Goodwill	9.81	9.81	9.81	9.81	9.05	9.05
Other Intangible Assets	0.18	0.19	0.26	0.34	0.12	0.18
Accrued Interest Receivable	4.7	2.39	2.25	2.44	2.12	1.81
Long-Term Deferred Tax Assets	7.9	8.2	9.84	11.32	11.97	1.59
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.09
Other Long-Term Assets	16.07	17.2	17.82	17.67	17.09	18.86
Total Assets	901.9	895.26	848.87	870.56	829.62	810.52
Interest Bearing Deposits	578.67	529.5	509.47	518.61	499.14	512.88
Institutional Deposits	-	42.44	41.69	33.41	13.24	13.55
Non-Interest Bearing Deposits	209.98	209.87	196.8	197.03	199.13	182.02
Total Deposits	788.64	781.8	747.96	749.05	711.51	708.45
Short-Term Borrowings	47.19	50.63	43.07	53.76	56.72	5.8
Current Portion of Long-Term Debt	-	-	5	-	-	-
Current Portion of Leases	-	0.07	-	-	-	-
Accrued Interest Payable	6.02	0.82	0.88	1.4	0.33	0.25
Federal Home Loan Bank Debt, Long-Term	-	-	-	20	20	20
Long-Term Leases	-	0.14	-	-	-	-
Pension & Post-Retirement Benefits	-	1.1	1.1	1.1	1.1	1.2
Other Long-Term Liabilities	-	3.33	3.41	5.12	4.26	3.53
Total Liabilities	841.85	837.89	801.42	830.42	793.93	739.23
Common Stock	5.15	5.15	5.15	5.15	5.15	5.15
Additional Paid-In Capital	24.62	24.82	24.9	24.92	24.99	25.01
Retained Earnings	58.39	56.7	53.13	51.3	49.96	47.3
Treasury Stock	-1.92	-2.14	-2.4	-2.6	-2.54	-2.8
Comprehensive Income & Other	-26.2	-27.15	-33.32	-38.64	-41.87	-3.37
Shareholders' Equity	60.04	57.37	47.46	40.14	35.69	71.29
Total Liabilities & Equity	901.9	895.26	848.87	870.56	829.62	810.52
Total Debt	47.19	50.84	48.07	73.76	76.72	25.8
Net Cash (Debt)	-35.28	-39.23	-37.05	-44.83	-65.45	-10.99
Net Cash Per Share	-6.99	-7.80	-7.40	-8.93	-13.07	-2.19
Filing Date Shares Outstanding	5.03	5.03	5.02	5	5.01	5
Total Common Shares Outstanding	5.03	5.02	5	4.99	5	4.99
Book Value Per Share	11.93	11.43	9.48	8.04	7.13	14.29
Tangible Book Value	50.06	47.37	37.39	29.98	26.53	62.07
Tangible Book Value Per Share	9.95	9.44	7.47	6.01	5.30	12.44

Source: S&P Global Market Intelligence. Banks template. Financial Sources.