Juniata Valley Financial Corp. (JUVF)
OTCMKTS · Delayed Price · Currency is USD
15.62
+0.06 (0.39%)
Oct 28, 2026, 9:42 AM EDT
Juniata Valley Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 7.98 | 6.23 | 6.6 | 7.06 | 6.6 |
Depreciation & Amortization | 0.87 | 0.82 | 0.64 | 0.69 | 0.78 |
Other Amortization | - | - | - | - | 0.9 |
Gain (Loss) on Sale of Assets | - | - | -0.02 | -0.03 | -0.06 |
Gain (Loss) on Sale of Investments | 0.28 | 0.33 | 0.47 | 2.73 | 1.85 |
Total Asset Writedown | -0.03 | -0 | -0 | -0.11 | -0.21 |
Provision for Credit Losses | 0.92 | 0.53 | 0.5 | 0.46 | -0.77 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | - | - | - | 0.06 | 0.08 |
Accrued Interest Receivable | 0.87 | 0.37 | -1.23 | -0.37 | 0.48 |
Other Operating Activities | -0.9 | -0.74 | -1.09 | -0.88 | -0.93 |
Operating Cash Flow | 10.1 | 5.34 | 7.87 | 9.94 | 8.87 |
Operating Cash Flow Growth | 89.37% | -32.17% | -20.84% | 12.07% | 30.86% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.67 | -1.94 | -0.36 | -0.45 | -0.27 |
Sale of Property, Plant and Equipment | - | - | 0.05 | - | - |
Cash Acquisitions | - | - | 17.38 | - | - |
Investment in Securities | 26.24 | 18.61 | 19.16 | 2.75 | -59.4 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -66.91 | -7.99 | -40.18 | -65.82 | 4.4 |
Other Investing Activities | -0.43 | -0.89 | 2.7 | 0.7 | 1.27 |
Investing Cash Flow | -41.77 | 7.78 | -1.19 | -62.68 | -53.87 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 7.66 | - | - | 51.48 | - |
Total Debt Issued | 7.66 | - | - | 51.48 | - |
Short-Term Debt Repaid | - | -10.57 | -2.9 | - | -20.52 |
Long-Term Debt Repaid | -5 | -15 | - | - | -42.96 |
Total Debt Repaid | -5 | -25.57 | -2.9 | - | -63.48 |
Net Debt Issued (Repaid) | 2.66 | -25.57 | -2.9 | 51.48 | -63.48 |
Issuance of Common Stock | 0.03 | 0.03 | 0.06 | 0.07 | 0.08 |
Repurchase of Common Stock | -0 | -0 | -0.32 | -0 | -0.86 |
Common Dividends Paid | -4.41 | -4.4 | -4.41 | -4.4 | -4.4 |
Net Increase (Decrease) in Deposit Accounts | 33.84 | -1.11 | 18.82 | 3.07 | 85.58 |
Financing Cash Flow | 32.12 | -31.05 | 11.25 | 50.21 | 16.91 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 0.45 | -17.93 | 17.93 | -2.53 | -28.1 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.43 | 3.4 | 7.51 | 9.49 | 8.59 |
Free Cash Flow Growth | 177.41% | -54.72% | -20.85% | 10.42% | 34.17% |
Free Cash Flow Margin | 31.60% | 12.21% | 27.81% | 34.22% | 32.47% |
Free Cash Flow Per Share | 1.88 | 0.68 | 1.50 | 1.89 | 1.71 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 13.67 | 14.71 | 9.43 | 3.34 | 3.41 |
Cash Income Tax Paid | 1.2 | 0.92 | 1.04 | 0.43 | 0.29 |