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Lumbee Guaranty Bank (LUMB)
OTCMKTS · Delayed Price · Currency is USD
13.32
-0.08 (-0.60%)
At close: Jul 29, 2026

Lumbee Guaranty Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
18.417.9917.4519.6916.9716.19
Revenue Growth
5.43%3.09%-11.40%16.08%4.80%16.92%
Net Income
4.354.153.855.964.944.02
Earnings Per Share
1.311.251.161.781.481.19
EPS Growth
13.25%8.09%-35.03%20.66%23.97%64.03%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
28.3532.0525.0844.2835.4641.88
Total Debt
10105.337.552.442.92
Net Cash (Debt)
18.3522.0519.7536.7333.0338.97
Net Cash Growth
-7.10%11.62%-46.22%11.19%-15.24%2.41%
Net Cash Per Share
5.536.655.9311.009.8711.54

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
----5.715.79
Capital Expenditures
-----0.31-0.09
Free Cash Flow
----5.45.71
Free Cash Flow Growth
-----5.44%181.88%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.64%23.05%22.06%30.25%29.09%24.85%
FCF Margin
----31.81%35.25%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.3600.350-0.3100.280
Dividend Per Share Growth
20.59%--10.71%-
Dividend Yield
2.70%2.54%-3.68%2.65%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.7811.1711.195.057.8910.31
P/FCF Ratio
----7.227.27
PS Ratio
2.372.582.471.532.302.56