Lumbee Guaranty Bank Statistics
Total Valuation
LUMB has a market cap or net worth of 44.62 million.
| Market Cap | 44.62M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, August 7, 2026.
| Earnings Date | Aug 7, 2026 |
| Ex-Dividend Date | Jun 11, 2026 |
Share Statistics
LUMB has 3.31 million shares outstanding. The number of shares has decreased by -0.33% in one year.
| Current Share Class | 3.20M |
| Shares Outstanding | 3.31M |
| Shares Change (YoY) | -0.33% |
| Shares Change (QoQ) | -1.52% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.78.
| PE Ratio | 9.78 |
| Forward PE | n/a |
| PS Ratio | 2.37 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 0.86 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.13% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LUMB has paid 664,648 in taxes.
| Income Tax | 664,648 |
| Effective Tax Rate | 12.66% |
Stock Price Statistics
The stock price has decreased by -4.86% in the last 52 weeks. The beta is 0.28, so LUMB's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | -4.86% |
| 50-Day Moving Average | 13.66 |
| 200-Day Moving Average | 11.99 |
| Relative Strength Index (RSI) | 49.03 |
| Average Volume (20 Days) | 976 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, LUMB had revenue of 18.80 million and earned 4.58 million in profits. Earnings per share was 1.38.
| Revenue | 18.80M |
| Gross Profit | 18.80M |
| Operating Income | 5.49M |
| Pretax Income | 5.25M |
| Net Income | 4.58M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.38 |
Balance Sheet
The company has 15.95 million in cash and 37.50 million in debt, with a net cash position of -21.55 million or -6.52 per share.
| Cash & Cash Equivalents | 15.95M |
| Total Debt | 37.50M |
| Net Cash | -21.55M |
| Net Cash Per Share | -6.52 |
| Equity (Book Value) | 52.13M |
| Book Value Per Share | 15.63 |
| Working Capital | -477.92M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.21% |
| Pretax Margin | 27.93% |
| Profit Margin | 24.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 2.70%.
| Dividend Per Share | 0.36 |
| Dividend Yield | 2.70% |
| Dividend Growth (YoY) | 20.59% |
| Years of Dividend Growth | 6 |
| Payout Ratio | n/a |
| Buyback Yield | 0.33% |
| Shareholder Yield | 3.04% |
| Earnings Yield | 10.27% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |