Lumbee Guaranty Bank Statistics
Total Valuation
LUMB has a market cap or net worth of 47.08 million.
| Market Cap | 47.08M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, June 5, 2026.
| Earnings Date | Jun 5, 2026 |
| Ex-Dividend Date | Dec 10, 2025 |
Share Statistics
LUMB has 3.30 million shares outstanding. The number of shares has decreased by -1.20% in one year.
| Current Share Class | 3.20M |
| Shares Outstanding | 3.30M |
| Shares Change (YoY) | -1.20% |
| Shares Change (QoQ) | +2.30% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 11.40.
| PE Ratio | 11.40 |
| Forward PE | n/a |
| PS Ratio | 2.62 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.56%.
| Return on Equity (ROE) | 8.56% |
| Return on Assets (ROA) | 0.77% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.93% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LUMB has paid 646,000 in taxes.
| Income Tax | 646,000 |
| Effective Tax Rate | 13.48% |
Stock Price Statistics
The stock price has increased by +18.26% in the last 52 weeks. The beta is 0.32, so LUMB's price volatility has been lower than the market average.
| Beta (5Y) | 0.32 |
| 52-Week Price Change | +18.26% |
| 50-Day Moving Average | 13.01 |
| 200-Day Moving Average | 11.75 |
| Relative Strength Index (RSI) | 57.63 |
| Average Volume (20 Days) | 447 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, LUMB had revenue of 17.99 million and earned 4.15 million in profits. Earnings per share was 1.25.
| Revenue | 17.99M |
| Gross Profit | 17.99M |
| Operating Income | 4.79M |
| Pretax Income | 4.79M |
| Net Income | 4.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.25 |
Balance Sheet
The company has 32.05 million in cash and 10.00 million in debt, with a net cash position of 22.05 million or 6.67 per share.
| Cash & Cash Equivalents | 32.05M |
| Total Debt | 10.00M |
| Net Cash | 22.05M |
| Net Cash Per Share | 6.67 |
| Equity (Book Value) | 51.69M |
| Book Value Per Share | 15.36 |
| Working Capital | -467.66M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.64% |
| Pretax Margin | 26.64% |
| Profit Margin | 23.05% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 2.53%.
| Dividend Per Share | 0.36 |
| Dividend Yield | 2.53% |
| Dividend Growth (YoY) | 6.06% |
| Years of Dividend Growth | 7 |
| Payout Ratio | n/a |
| Buyback Yield | 1.20% |
| Shareholder Yield | 3.73% |
| Earnings Yield | 8.81% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |