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Lumbee Guaranty Bank (LUMB)
OTCMKTS · Delayed Price · Currency is USD
12.75
-0.77 (-5.71%)
Oct 22, 2026, 2:27 PM EDT

Lumbee Guaranty Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
424643303941
Market Cap Growth
-5.64%7.50%43.32%-22.81%-6.09%14.69%
Last Close Price
12.7513.7712.448.4110.5710.90

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.2411.1711.195.057.8910.31
PS Ratio
2.242.582.471.532.302.56
PB Ratio
0.810.900.960.711.100.96
P/FCF Ratio
----7.227.27
P/OCF Ratio
----6.827.16

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.720.190.120.180.070.07
Debt / FCF Ratio
----0.450.51
Net Debt / Equity Ratio
0.41-0.43-0.44-0.87-0.93-0.90
Net Debt / FCF Ratio
-----6.12-6.83
Return on Equity (ROE)
-8.57%8.81%15.34%12.55%9.33%
Return on Assets (ROA)
-0.77%0.74%1.19%1.03%0.90%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.82%8.95%8.93%19.81%12.67%9.70%
FCF Yield
----13.86%13.76%
Dividend Yield
2.82%2.50%-3.44%2.40%-
Payout Ratio
29.71%---19.12%21.26%
Buyback Yield / Dilution
0.07%0.43%0.34%0.17%0.91%0.73%
Total Shareholder Return
2.90%2.93%0.34%3.61%3.31%0.73%