Lumbee Guaranty Bank (LUMB)
OTCMKTS · Delayed Price · Currency is USD
13.50
+0.25 (1.89%)
At close: Aug 19, 2026

Lumbee Guaranty Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
454643303941
Market Cap Growth
-2.11%7.50%43.32%-22.81%-6.09%14.69%
Last Close Price
13.5013.7712.448.4110.5710.90

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.7811.1711.195.057.8910.31
PS Ratio
2.372.582.471.532.302.56
PB Ratio
0.860.900.960.711.100.96
P/FCF Ratio
----7.227.27
P/OCF Ratio
----6.827.16

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.720.190.120.180.070.07
Debt / FCF Ratio
----0.450.51
Net Debt / Equity Ratio
0.41-0.43-0.44-0.87-0.93-0.90
Net Debt / FCF Ratio
-----6.12-6.83
Return on Equity (ROE)
-8.57%8.81%15.34%12.55%9.33%
Return on Assets (ROA)
-0.77%0.74%1.19%1.03%0.90%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.27%8.95%8.93%19.81%12.67%9.70%
FCF Yield
----13.86%13.76%
Dividend Yield
2.72%2.54%-3.68%2.65%-
Payout Ratio
----19.12%21.26%
Buyback Yield / Dilution
0.23%0.43%0.34%0.17%0.91%0.73%
Total Shareholder Return
2.95%2.97%0.34%3.85%3.56%0.73%