Lumbee Guaranty Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	32.05	25.08	44.28	35.46	41.88
Investment Securities	267.31	136.55	139.84	141.92	146.49
Mortgage-Backed Securities	-	111.03	112.3	94.99	81.59
Total Investments	267.31	247.59	252.13	236.91	228.09
Gross Loans	229.93	218.39	196.48	185.71	181.18
Allowance for Loan Losses	-1.19	-1.42	-1.73	-1.97	-2.04
Other Adjustments to Gross Loans	-	-0.42	-0.46	-0.39	-0.43
Net Loans	228.74	216.55	194.3	183.35	178.7
Property, Plant & Equipment	9.62	7.7	7.97	8.19	8.93
Goodwill	-	0.59	-	-	0.59
Other Intangible Assets	-	-	0.59	0.59	0.01
Accrued Interest Receivable	-	2.88	2.57	2.33	2.03
Other Current Assets	-	1.91	1.43	1.43	0.34
Long-Term Deferred Tax Assets	-	-	-	-	1.91
Other Real Estate Owned & Foreclosed	-	0.05	-	-	-
Other Long-Term Assets	23.68	17.54	16.4	16.07	10.79
Total Assets	561.39	519.89	519.66	484.34	473.27
Interest Bearing Deposits	496.36	319.96	309.34	272.59	262.04
Institutional Deposits	-	-	-	-	9.5
Non-Interest Bearing Deposits	-	146.14	157.1	168.93	150.04
Total Deposits	496.36	466.1	466.44	441.52	421.57
Short-Term Borrowings	-	5.33	7.54	2.39	2.34
Accrued Interest Payable	3.35	-	1.79	0.05	0.06
Long-Term Debt	10	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	0.01	0.05	0.08
Long-Term Leases	-	-	-	-	0.5
Pension & Post-Retirement Benefits	-	-	0.73	1.21	2.47
Other Long-Term Liabilities	-	3.34	0.86	3.73	3
Total Liabilities	509.71	474.76	477.38	448.95	430.02
Common Stock	51.69	6.65	6.68	6.68	6.72
Retained Earnings	-	45.42	42.68	37.47	33.48
Comprehensive Income & Other	-	-6.94	-7.08	-8.76	3.05
Shareholders' Equity	51.69	45.13	42.28	35.39	43.25
Total Liabilities & Equity	561.39	519.89	519.66	484.34	473.27
Total Debt	10	5.33	7.55	2.44	2.92
Net Cash (Debt)	22.05	19.75	36.73	33.03	38.97
Net Cash Growth	11.62%	-46.22%	11.19%	-15.24%	2.41%
Net Cash Per Share	6.65	5.93	11.00	9.87	11.54
Filing Date Shares Outstanding	3.36	3.34	3.34	3.34	3.36
Total Common Shares Outstanding	3.36	3.34	3.34	3.34	3.36
Book Value Per Share	15.36	13.51	12.66	10.60	12.87
Tangible Book Value	51.69	44.54	41.69	34.8	42.64
Tangible Book Value Per Share	15.36	13.34	12.48	10.42	12.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.