Lumbee Guaranty Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	28.35	32.05	25.08	44.28	35.46	41.88
Investment Securities	264.87	268.31	247.59	139.84	141.92	146.49
Mortgage-Backed Securities	-	-	-	112.3	94.99	81.59
Total Investments	264.87	268.31	247.59	252.13	236.91	228.09
Gross Loans	233.98	230.29	218.39	196.48	185.71	181.18
Allowance for Loan Losses	-1.2	-1.19	-1.42	-1.73	-1.97	-2.04
Other Adjustments to Gross Loans	-	-0.36	-0.42	-0.46	-0.39	-0.43
Net Loans	232.77	228.74	216.55	194.3	183.35	178.7
Property, Plant & Equipment	9.69	9.67	7.7	7.97	8.19	8.93
Goodwill	-	0.59	0.59	-	-	0.59
Other Intangible Assets	-	-	-	0.59	0.59	0.01
Accrued Interest Receivable	-	3.28	2.88	2.57	2.33	2.03
Other Current Assets	-	1.85	1.91	1.43	1.43	0.34
Long-Term Deferred Tax Assets	-	-	-	-	-	1.91
Other Real Estate Owned & Foreclosed	-	-	0.05	-	-	-
Other Long-Term Assets	23.94	16.89	17.54	16.4	16.07	10.79
Total Assets	559.63	561.38	519.89	519.66	484.34	473.27
Interest Bearing Deposits	494.11	354.29	319.96	309.34	272.59	262.04
Institutional Deposits	-	-	-	-	-	9.5
Non-Interest Bearing Deposits	-	142.06	146.14	157.1	168.93	150.04
Total Deposits	494.11	496.36	466.1	466.44	441.52	421.57
Short-Term Borrowings	-	-	5.33	7.54	2.39	2.34
Accrued Interest Payable	3.51	-	-	1.79	0.05	0.06
Federal Home Loan Bank Debt, Long-Term	-	10	-	0.01	0.05	0.08
Long-Term Leases	-	-	-	-	-	0.5
Pension & Post-Retirement Benefits	-	-	-	0.73	1.21	2.47
Other Long-Term Liabilities	-	3.34	3.34	0.86	3.73	3
Total Liabilities	507.62	509.69	474.76	477.38	448.95	430.02
Common Stock	52	6.62	6.65	6.68	6.68	6.72
Retained Earnings	-	48.4	45.42	42.68	37.47	33.48
Comprehensive Income & Other	-	-3.33	-6.94	-7.08	-8.76	3.05
Shareholders' Equity	52	51.69	45.13	42.28	35.39	43.25
Total Liabilities & Equity	559.63	561.38	519.89	519.66	484.34	473.27
Total Debt	10	10	5.33	7.55	2.44	2.92
Net Cash (Debt)	18.35	22.05	19.75	36.73	33.03	38.97
Net Cash Growth	-7.10%	11.62%	-46.22%	11.19%	-15.24%	2.41%
Net Cash Per Share	5.53	6.65	5.93	11.00	9.87	11.54
Filing Date Shares Outstanding	3.3	3.31	3.34	3.34	3.34	3.36
Total Common Shares Outstanding	3.3	3.31	3.34	3.34	3.34	3.36
Book Value Per Share	15.74	15.62	13.51	12.66	10.60	12.87
Tangible Book Value	52	51.09	44.54	41.69	34.8	42.64
Tangible Book Value Per Share	15.74	15.44	13.34	12.48	10.42	12.69