Lumbee Guaranty Bank (LUMB)

Lumbee Guaranty Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	23.05	25.08	44.28	35.46	41.88	44.8
Investment Securities	236.98	136.55	139.84	141.92	146.49	73.34
Mortgage-Backed Securities	-	111.03	112.3	94.99	81.59	64.13
Total Investments	236.98	247.59	252.13	236.91	228.09	137.47
Gross Loans	218.91	218.39	196.48	185.71	181.18	213.92
Allowance for Loan Losses	-1.46	-1.42	-1.73	-1.97	-2.04	-2.36
Other Adjustments to Gross Loans	-	-0.42	-0.46	-0.39	-0.43	-1.02
Net Loans	217.45	216.55	194.3	183.35	178.7	210.54
Property, Plant & Equipment	7.82	7.7	7.97	8.19	8.93	8.92
Goodwill	-	0.59	-	-	0.59	-
Other Intangible Assets	-	-	0.59	0.59	0.01	0.65
Accrued Interest Receivable	-	2.88	2.57	2.33	2.03	1.75
Other Current Assets	-	1.91	1.43	1.43	0.34	0.52
Long-Term Deferred Tax Assets	-	-	-	-	1.91	-
Other Real Estate Owned & Foreclosed	-	0.05	-	-	-	0.07
Other Long-Term Assets	22.98	17.54	16.4	16.07	10.79	12.48
Total Assets	508.29	519.89	519.66	484.34	473.27	417.19
Interest Bearing Deposits	452.69	319.96	309.34	272.59	262.04	224.69
Institutional Deposits	-	-	-	-	9.5	-
Non-Interest Bearing Deposits	-	146.14	157.1	168.93	150.04	137.4
Total Deposits	452.69	466.1	466.44	441.52	421.57	362.09
Short-Term Borrowings	4.65	5.33	7.54	2.39	2.34	1.63
Accrued Interest Payable	3.08	-	1.79	0.05	0.06	0.14
Federal Home Loan Bank Debt, Long-Term	-	-	0.01	0.05	0.08	5.11
Long-Term Leases	-	-	-	-	0.5	-
Pension & Post-Retirement Benefits	-	-	0.73	1.21	2.47	2.05
Other Long-Term Liabilities	-	3.34	0.86	3.73	3	3.23
Total Liabilities	460.42	474.76	477.38	448.95	430.02	374.25
Common Stock	47.87	6.65	6.68	6.68	6.72	6.77
Retained Earnings	-	45.42	42.68	37.47	33.48	30.31
Comprehensive Income & Other	-	-6.94	-7.08	-8.76	3.05	5.87
Shareholders' Equity	47.87	45.13	42.28	35.39	43.25	42.95
Total Liabilities & Equity	508.29	519.89	519.66	484.34	473.27	417.19
Total Debt	4.65	5.33	7.55	2.44	2.92	6.74
Net Cash (Debt)	18.4	19.75	36.73	33.03	38.97	38.05
Net Cash Growth	-44.30%	-46.22%	11.19%	-15.24%	2.41%	30.54%
Net Cash Per Share	5.55	5.93	11.00	9.87	11.54	11.19
Filing Date Shares Outstanding	3.29	3.34	3.34	3.34	3.36	3.38
Total Common Shares Outstanding	3.29	3.34	3.34	3.34	3.36	3.38
Book Value Per Share	14.55	13.51	12.66	10.60	12.87	12.69
Tangible Book Value	47.87	44.54	41.69	34.8	42.64	42.3
Tangible Book Value Per Share	14.55	13.34	12.48	10.42	12.69	12.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.