Lumbee Guaranty Bank Statistics
Total Valuation
LUMB has a market cap or net worth of 46.32 million.
| Market Cap | 46.32M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, March 27, 2026.
| Earnings Date | Mar 27, 2026 |
| Ex-Dividend Date | Dec 10, 2025 |
Share Statistics
LUMB has 3.31 million shares outstanding. The number of shares has decreased by -0.86% in one year.
| Current Share Class | 3.21M |
| Shares Outstanding | 3.31M |
| Shares Change (YoY) | -0.86% |
| Shares Change (QoQ) | -1.39% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 12.89.
| PE Ratio | 12.89 |
| Forward PE | n/a |
| PS Ratio | 2.64 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.49% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LUMB has paid 904,097 in taxes.
| Income Tax | 904,097 |
| Effective Tax Rate | 20.06% |
Stock Price Statistics
The stock price has increased by +7.97% in the last 52 weeks. The beta is 0.33, so LUMB's price volatility has been lower than the market average.
| Beta (5Y) | 0.33 |
| 52-Week Price Change | +7.97% |
| 50-Day Moving Average | 12.27 |
| 200-Day Moving Average | 11.57 |
| Relative Strength Index (RSI) | 56.02 |
| Average Volume (20 Days) | 1,025 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, LUMB had revenue of 17.52 million and earned 3.60 million in profits. Earnings per share was 1.09.
| Revenue | 17.52M |
| Gross Profit | 17.52M |
| Operating Income | 4.76M |
| Pretax Income | 4.51M |
| Net Income | 3.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.09 |
Balance Sheet
The company has 23.05 million in cash and 4.65 million in debt, with a net cash position of 18.40 million or 5.56 per share.
| Cash & Cash Equivalents | 23.05M |
| Total Debt | 4.65M |
| Net Cash | 18.40M |
| Net Cash Per Share | 5.56 |
| Equity (Book Value) | 47.87M |
| Book Value Per Share | 14.55 |
| Working Capital | -437.36M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 27.20% |
| Pretax Margin | 25.73% |
| Profit Margin | 20.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 2.57%.
| Dividend Per Share | 0.36 |
| Dividend Yield | 2.57% |
| Dividend Growth (YoY) | 6.06% |
| Years of Dividend Growth | 7 |
| Payout Ratio | n/a |
| Buyback Yield | 0.86% |
| Shareholder Yield | 3.43% |
| Earnings Yield | 7.78% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |