Lumbee Guaranty Bank (LUMB)

Lumbee Guaranty Bank Statistics

Total Valuation

LUMB has a market cap or net worth of 40.02 million.

Market Cap	40.02M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, May 6, 2025.

Earnings Date	May 6, 2025
Ex-Dividend Date	Dec 10, 2024

Share Statistics

LUMB has 3.32 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	3.32M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 6.77.

PE Ratio	6.77
Forward PE	n/a
PS Ratio	2.03
PB Ratio	0.95
P/TBV Ratio	0.96
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.34%.

Return on Equity (ROE)	15.34%
Return on Assets (ROA)	1.19%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +17.56% in the last 52 weeks. The beta is 0.25, so LUMB's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+17.56%
50-Day Moving Average	10.46
200-Day Moving Average	11.19
Relative Strength Index (RSI)	52.35
Average Volume (20 Days)	2,399

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.00

Income Statement

In the last 12 months, LUMB had revenue of 19.69 million and earned 5.96 million in profits. Earnings per share was 1.78.

Revenue	19.69M
Gross Profit	19.69M
Operating Income	6.76M
Pretax Income	6.54M
Net Income	5.96M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.78

Balance Sheet

The company has 44.28 million in cash and 7.55 million in debt, giving a net cash position of 36.73 million or 11.06 per share.

Cash & Cash Equivalents	44.28M
Total Debt	7.55M
Net Cash	36.73M
Net Cash Per Share	11.06
Equity (Book Value)	42.28M
Book Value Per Share	12.66
Working Capital	-427.50M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.35%
Pretax Margin	33.20%
Profit Margin	30.25%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.34, which amounts to a dividend yield of 2.82%.

Dividend Per Share	0.34
Dividend Yield	2.82%
Dividend Growth (YoY)	6.45%
Years of Dividend Growth	6
Payout Ratio	n/a
Buyback Yield	2.26%
Shareholder Yield	5.08%
Earnings Yield	14.89%
FCF Yield	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a