Pacific Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	45.72	44.17	41.19	37.04	30.08	33.56
Interest Income on Investments	15.19	15.26	13.81	18.44	12.07	3.6
Total Interest Income	60.91	59.44	55	55.48	42.15	37.16
Interest Paid on Deposits	11.29	10.83	9.83	5.35	0.74	1.01
Interest Paid on Borrowings	0.78	0.82	0.95	0.93	0.46	0.24
Total Interest Expense	12.07	11.64	10.78	6.28	1.21	1.25
Net Interest Income	48.84	47.79	44.22	49.2	40.95	35.91
Net Interest Income Growth	7.90%	8.07%	-10.12%	20.16%	14.04%	-3.47%
Gain (Loss) on Sale of Investments	-	-0.17	0.12	-0.15	-	-
Other Non-Interest Income	4.01	3.94	3.64	3.72	3.79	5.84
Total Non-Interest Income	6.04	5.8	6.87	6.17	7.23	16.73
Non-Interest Income Growth	-1.10%	-15.63%	11.29%	-14.60%	-56.80%	-16.96%
Revenues Before Loan Losses	54.88	53.59	51.09	55.37	48.17	52.63
Provision for Loan Losses	-0.32	0.54	0.17	0.52	-	-3.65
Revenue	55.19	53.05	50.92	54.85	48.17	56.28
Revenue Growth	8.08%	4.17%	-7.16%	13.87%	-14.41%	4.54%
Salaries and Employee Benefits	24.51	24.13	24.75	22.65	22.25	26.99
Federal Deposit Insurance	0.55	0.55	0.5	0.55	0.36	0.42
Selling, General & Administrative	10.78	10.38	10.66	10.01	7.97	7.88
Other Non-Interest Expense	3.6	3.47	3.27	3.64	4.39	5.41
Total Non-Interest Expense	39.44	38.53	39.18	36.86	34.97	40.7
EBT Excluding Unusual Items	15.76	14.52	11.74	18	13.2	15.58
Pretax Income	15.76	14.52	11.74	18	13.2	15.58
Income Tax Expense	3.22	2.87	2.21	3.39	2.31	2.89
Net Income	12.54	11.65	9.53	14.61	10.89	12.7
Net Income to Common	12.54	11.65	9.53	14.61	10.89	12.7
Net Income Growth	27.85%	22.17%	-34.73%	34.14%	-14.25%	11.53%
Basic Shares Outstanding	10	10	10	10	10	10
Diluted Shares Outstanding	10	10	10	10	10	10
Shares Change	-1.43%	-2.64%	-1.07%	0.06%	-0.17%	-1.44%
EPS (Basic)	1.25	1.16	0.93	1.40	1.05	1.22
EPS (Diluted)	1.25	1.16	0.92	1.40	1.04	1.22
EPS Growth	30.31%	26.09%	-34.29%	34.62%	-14.71%	13.96%
Dividend Per Share	0.590	0.570	0.560	0.540	0.520	0.520
Dividend Growth	5.36%	1.79%	3.70%	3.85%	0%	30.00%
Effective Tax Rate	20.44%	19.79%	18.81%	18.84%	17.51%	18.52%