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PFS Bancorp, Inc. (PFSB)
OTCMKTS · Delayed Price · Currency is USD
20.24
+0.11 (0.52%)
Jul 31, 2026, 3:00 PM EST

PFS Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6.666.425.755.264.614.64
Revenue Growth
15.53%11.67%9.40%14.03%-0.60%-
Net Income
1.71.670.911.010.831
Earnings Per Share
1.121.090.570.63--
EPS Growth
95.54%92.05%-9.91%---

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
26.652123.6128.2914.8823.52
Total Debt
-----5
Net Cash (Debt)
26.652123.6128.2914.8818.52
Net Cash Growth
2.90%-11.05%-16.54%90.17%-19.69%-
Net Cash Per Share
17.4913.7014.8117.76--

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2.272.141.371.942.212.19
Capital Expenditures
3.32-0.02-0.22-0.04-0.14-0.03
Free Cash Flow
5.62.121.151.892.072.16
Free Cash Flow Growth
-84.39%-39.41%-8.68%-3.85%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.60%26.02%15.73%19.17%18.02%21.60%
FCF Margin
84.06%32.93%19.94%36.00%44.96%46.48%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
17.9313.8321.0916.17--
P/FCF Ratio
5.1410.9316.648.61--
PS Ratio
4.323.603.323.10--